NerdWallet, Inc. NRDS

8.50 0.30 3.66% as of 25 Sep
Market cap
$524.2M
P/E
9.3×
Growth Flags show if company had growth for consecutive years

Insider Decisions

Total sells 37.57
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell 1 5 3 — — 3 — — 2 — — —
Insider Ownership 54.42%

Capital & Financial Ratios

Market Cap 524.17
Revenue 860.00
Net Income 65.00
Free Cash Flow 147.20
Net Debt (62.00)
Current Ratio 2.62
Debt/Equity 0.00
P/E ratio 9.34
P/S ratio 0.64
P/B ratio 1.70
Past 5Y EPS Growth 0.94%
This Y EPS Growth 37.81%
Next Y EPS Growth 11.34%
Next 5Y EPS Growth 17.69%
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2025 Powerpack
2024 Powerpack
2023 Powerpack
2022 Powerpack
2021 Powerpack
2020 Powerpack
2019 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 100 66 98 62
Receivables 76 102 111 114
Inventory — — — —
Other — — — —
198 197 245 201
2023 2024 2025 Q'26
Payables 2 9 5 13
ST’ Debt — — — —
Other — — — —
37 60 71 77
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 27.81% 15.79%
Cash Flow — 53.58% 73.96%
Earnings — 55.83% 0.00%
Book Value — 19.84% 3.10%

Revenue

Mar Jun Sep Dec Year
’26 222 197 — — —
’25 209 187 215 225 837
’24 162 151 191 184 688
’23 170 143 153 134 599
’22 129 125 143 142 539
’21 90 92 99 100 380
’20 — — 51 57 245
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 36 41 — — —
’25 27 18 49 39 132
’24 23 10 29 10 72
’23 16 (10) 36 30 72
’22 2 (16) 19 20 25
’21 (4) (14) 17 9 7
’20 — — — 15 15
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 32 38 — — —
’25 22 13 44 34 113
’24 17 5 24 5 51
’23 9 (18) 31 20 43
’22 (7) (23) 10 13 (7)
’21 (9) (20) 11 2 (16)
’20 — — — (3) (3)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.29 0.07 — — —
’25 0.00 0.11 0.34 0.19 0.64
’24 0.01 (0.12) 0.00 0.51 0.38
’23 0.02 (0.14) (0.01) (0.03) (0.15)
’22 (0.16) (0.14) 0.01 0.12 (0.14)
’21 (0.27) (0.28) (0.16) (0.13) (0.82)
’20 — — 0.09 (0.05) 0.09
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — 13.88 7.07 6.38 10.10 7.55

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — 34.44 16.61 21.74 17.30 16.24
High Price
— — — — 675 675 770 730 650 650
Employees
— — — 0 0 1 1 1 1 1
Revenue/Emp
— — — 228 245 380 539 599 688 837
Revenue
— — — 92.95% 91.32% 92.49% 92.61% 90.99% 90.76% 92.39%
Gross Margin
— — — 28 1 (38) (20) 6 5 68
EBT
— — — 12.22% 0.37% (9.93%) (3.71%) 1.05% 0.73% 8.15%
EBT Margin
— 0 — 24 5 (42) (10) (12) 30 49
Net Income
— — — 9 15 27 37 48 48 46
Depreciation
— — — 5.42 5.54 7.31 7.63 7.81 8.99 11.26
Revenue/Sh
— — — 0.57 0.12 (0.82) (0.14) (0.15) 0.40 0.66
Earnings/Sh
— — — 0.75 0.35 0.14 0.35 0.94 0.94 1.77
Cash Flow/Sh
— — — (0.35) (0.42) (0.44) (0.46) (0.38) (0.28) (0.24)
Capex/Sh
— — — 0.39 (0.07) (0.30) (0.10) 0.56 0.66 1.53
Free CF/Sh
— — — 1.82 3.42 4.96 4.84 4.78 4.76 5.04
Book Value/Sh
— — — 42 44 52 71 77 77 74
Shares
— — — 0.00 0.00 0.00 0.00 0.00 32.01 20.76
PE Ratio
— — — 4.18 4.18 2.49 1.26 1.86 1.48 1.20
PS Ratio
— — — 26.69 26.69 3.67 1.99 3.03 2.79 2.69
PB Ratio
— — — 4.13 4.13 2.08 1.13 1.70 1.39 1.09
EV/Sales
— — — (66.00) (66.00) (49.99) (84.21) 23.92 18.98 8.07
EV/FCF
— — — 31 15 7 25 72 72 132
Op' Cash Flow
— — — (15) (19) (23) (32) (29) (21) (18)
Capex
— — — 17 (3) (16) (7) 43 51 113
FCF
— — — 81 105 177 117 161 137 174
Working Cap'
— — — 36 38 15 13 — — —
Total Debt
— — — (32) (46) (153) (71) (100) (66) (98)
Net Debt
— — — 77 152 258 342 367 364 375
Sh' Equity
— — — 33.47% 2.65% (13.73%) (2.58%) (2.80%) 7.10% 10.84%
ROA
— — — 39.71% 1.12% (23.24%) (4.39%) 0.84% 1.97% 14.75%
ROIC
— — — 53.36% 11.69% (24.98%) (3.40%) (3.33%) 8.32% 13.19%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

NerdWallet, Inc. peers in Internet Content & Information

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MOMO Hello Group Inc. Sponsored ADR $518.3M 5.0× Compare
CARS Cars.com Inc. $568.0M 18.8× Compare
MAX MediaAlpha, Inc. $591.8M 5.3× Compare
EVER EverQuote, Inc. $636.4M 5.8× Compare
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BMBL Bumble Inc. $353.7M 0.0× Compare
PERI Perion Network Ltd $341.4M 0.0× Compare
GRPN Groupon, Inc. $855.5M 0.0× Compare
FVRR Fiverr International $306.3M 10.3× Compare

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NerdWallet, Inc. (NRDS) key facts

  • NerdWallet, Inc. (NRDS) is an Internet Content & Information company in the Communication Services sector, listed on Nasdaq.
  • NerdWallet, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $836.6 million, up 21.7% from fiscal 2024.
  • Net income was $48.7 million, or $0.66 per share (basic), a net margin of 5.82%.
  • As of September 25, 2026, NRDS traded at $8.50, a market capitalization of $524.2 million.
  • At that price the stock trades at 9.3× trailing-twelve-month earnings and 0.6× sales.
  • Return on equity was 13.2% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

NerdWallet, Inc. (NRDS) Latest News

News by impact score

Fine-tune

24 Sep

3

NRDS dropped about 20% over six months to $8.11 after softer Q2 results, fueling questions about a buying opportunity. NerdWallet remains a digital financial guidance platform; the piece cites a 5-year revenue CAGR of 24.3% and a long-run EPS turnaround from negative to positive, suggesting resilient growth despite near-term headwinds. It notes a forward P/E around 5.3x and argues the pullback could offer an entry point, pointing to ongoing demand and momentum. A bullish stance is presented with a free comprehensive research report and related stock picks highlighted. Overall, the tone blends caution on near-term results with a longer-term positive view on growth and valuation. Long-term revenue growth and a positive EPS inflection underpin a bullish outlook despite the recent share-price drop.

23 Sep

3

Small-cap stocks offer hidden opportunities but come with risk, StockStory identifies one buy and two sells in this piece. NerdWallet (NRDS) is named as the sole small-cap stock to buy, with a market cap around $545 million. NRDS operates a digital platform delivering financial guidance on credit cards, loans, insurance and other products, helping consumers and small businesses compare options. The firm has posted 24.3% annual revenue growth over the past five years, and its earnings per share growth has been boosted by share buybacks, delivering about 195% EPS growth over the last two years. Shares trade around $8.61, implying a forward P/E near 5.7x. The article also flags Marcus & Millichap (MMI) and Robert Half (RHI) as stocks to avoid, with bearish or challenging trends. A full free research report on NRDS is promised. Promotes NRDS growth and a low forward P/E as a buy, potentially boosting sentiment without changing fundamentals.

22 Sep

3

NerdWallet publishes its September Financial Resilience Index (FRI), scoring Americans’ financial readiness at 61.5/100. Day-to-day financial control fell for a second straight month (73%), while recession expectations eased to 61%. Generational gaps persist: Baby Boomers most confident in paying bills on time (89%), with Gen X (77%), Millennials (74%), and Gen Z (68%) trailing. The cash cushion remains uneven: 40% of households under $50,000 can cover a $1,000 surprise vs. 78% of those earning $100,000+. Parents under 18 rely more on credit (44%) than non-parents (31%). Data were gathered Sept. 8–10 from 2,060 U.S. adults by Harris Poll. The Fed’s rate hike coincides with mixed signals—improved economic sentiment but tighter personal finances—suggesting everyday costs, not headlines, are driving pressure on households. Shows moderate potential impact on consumer engagement and demand for NerdWallet's data products, but not a near-term earnings driver or transformative shift.

9 Sep

3

NerdWallet reports sinking profits despite climbing revenue. Sinking profits may pressure valuation and investor sentiment despite revenue growth.

1 Sep

3

Intuit's Credit Karma expands its services amid questions on sustaining double-digit growth, pressuring competitors including NerdWallet in credit and personal finance markets. Credit Karma expansion may intensify competition and affect NerdWallet's market share in financial comparison services.

15 Aug

3

NerdWallet’s Q2 earnings call produced five key analyst questions on financial performance, growth strategy and competitive positioning. Earnings-call questions supply direct insight into operations and outlook that can shift near-term investor sentiment and valuation.

13 Aug

4 transcript

NerdWallet (NRDS) released its Q2 2026 earnings call transcript covering financial results, guidance, and strategic updates. Earnings call content delivers financial results and forward guidance that typically drive major shifts in company valuation and investor sentiment.

11 Aug

4

NerdWallet's Q2 revenue beat estimates with expansions in AI and owned audience investments. Q2 revenue beat plus AI and audience investments indicate major strategic moves likely to shift company trajectory and sentiment.

10 Aug

3

NerdWallet (NRDS) stock surges sharply today on positive developments affecting investor sentiment and near-term outlook. Stock price spike signals moderate short-term market reaction without evidence of transformative long-term shifts.

3

NerdWallet exhibits fast-paced momentum yet trades as a bargain stock. Fast momentum strengthens NerdWallet's market position and investor appeal while valuation remains attractive.

7 Aug

3 transcript

NerdWallet reported Q2 2026 results during its earnings call, covering revenue, user growth, expenses, and forward guidance. Quarterly earnings and guidance directly shape near-term financial forecasts and investor positioning.

3

NerdWallet Inc posted record free cash flow in Q2 2026 alongside strategic updates during its earnings call. Record free cash flow and strategic notes from earnings may lift financial outlook and near-term sentiment without altering long-term trajectory.

3

NerdWallet Q2 earnings call highlighted revenue growth, user metrics and strategic initiatives for NRDS. Q2 earnings details offer moderate insight into financials and outlook without signaling major strategic shifts.

6 Aug

4

NerdWallet, Inc. released second quarter financial results. Quarterly earnings directly shape investor views and stock price movements.

3

NerdWallet reported better-than-expected sales for Q2 CY2026. Better-than-expected quarterly sales typically generate positive short-term effects on stock price and market sentiment.

3

NerdWallet, Inc. (NRDS) missed Q2 earnings estimates. Q2 earnings miss signals short-term operational shortfalls that may pressure stock valuation without reshaping long-term trajectory.

21 Jul

3

NerdWallet July 2026 Financial Resilience Index reaches new high yet renewed conflict threatens the gains. Conflict threat introduces uncertainty around NerdWallet resilience gains and may shift market sentiment.

30 Jun

4

NerdWallet Inc. (NRDS) exhibits explosive upside potential based on two key factors. Two reasons support explosive upside potential capable of altering NRDS market trajectory.

21 May

3

NerdWallet (NRDS) is positioned among stocks with one highlighted as Wall Street's preferred long-term holding and two others marked for avoidance. NRDS gains exposure via long-term stock pick and avoidance list that can shift investor sentiment and near-term trading activity.

16 May

3

NerdWallet reported Q1 results with analysts questioning revenue growth, credit card segment trends, user acquisition costs, regulatory risks, and long-term profitability outlook. Q1 earnings call questions highlight investor focus on growth metrics that can sway near-term sentiment but do not signal major strategic shifts.

6 May

4

NerdWallet, Inc. (NRDS) released highlights from its Q1 earnings call, covering financial results, guidance, and strategic updates. Q1 earnings call highlights disclose financial performance and forward guidance that significantly shape investor expectations and stock trajectory.

4

NerdWallet, Inc. (NRDS) Q1 earnings topped estimates. Q1 earnings beat signals strong financial performance likely to drive positive stock momentum and investor sentiment.

4

NerdWallet, Inc. (NRDS) released Q1 2026 earnings call summary covering financial results, revenue growth, profitability metrics, and forward guidance. Q1 2026 earnings call summary discloses key financial metrics and outlook directly shaping investor expectations and stock trajectory.

4 transcript

NerdWallet (NRDS) released its Q1 2026 earnings call transcript, covering first-quarter financial results, revenue growth, profitability metrics, management commentary, and forward-looking guidance. Q1 2026 earnings transcript provides critical financial data and strategic insights directly impacting NRDS investor sentiment and market trajectory.

4

NerdWallet, Inc. (NRDS) reported first quarter results, highlighting financial performance amid ongoing operations. Quarterly earnings disclosure provides critical financial data that can significantly sway investor sentiment and stock performance.

3

NerdWallet (NASDAQ:NRDS) reported strong Q1 CY2026 earnings, yet its stock price dropped. Strong Q1 results signal solid financial health, tempered by stock decline reflecting short-term market sentiment.

11 Mar

3

NerdWallet beat Q4 expectations, prompting analysts to lower valuation targets and shift the company's investment narrative amid mixed outlook. Q4 earnings beats offer moderate financial uplift, but lowered valuation targets limit broader trajectory shifts.

10 Mar

4

NerdWallet Inc. (NRDS) sells its college finance marketplace Candidly and accelerates AI expansion. Divestiture of non-core Candidly frees resources for AI acceleration, marking a major strategic pivot toward high-growth tech.

26 Feb

4

NerdWallet Inc. (NRDS) shares skyrocketed, driven by key factors investors need to know. Skyrocketing shares signal major positive shift in market sentiment and NRDS trajectory.

4

NerdWallet, Inc. (NRDS) reported Q4 earnings, with key metrics revealing performance insights amid analysis of financial results. Q4 earnings reports drive significant shifts in NRDS stock price, investor sentiment, and future performance expectations.

stockrow.com/NRDS · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com