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NerdWallet, Inc.

NRDS Communication Services Internet Content & Information

NerdWallet, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $836.6 million, up 21.7% from fiscal 2024.

Revenue
+11.4%
EPS
−34.3%
Free cash flow
−36.3%

Quarter to September 2026, against a year earlier

11.54 0.27 −2.29%
Market cap
$730.6M
P/E
14.6×
Fwd P/E
12.7×
Dividend yield
—
F-score
9/9
Altman Z
9.14
Beneish M
−3.33
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Sold, $m 36.91
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell 3 — — 3 — — 2 — — — — —
Insider Ownership 53.73%

Capital & Financial Ratios $m

Size
Market Cap 730.64
Revenue ttm 884.50
Net income ttm 53.60
Free cash flow ttm 131.20
Net debt Q (73.50)
Valuation
P/E 14.61
Forward P/E 12.70
Price / sales 0.83
Forward P/S Powerpack
Price / FCF 5.61
Price / book 2.16
Financial health
Current ratio Q 2.74 (at or above 1.5: strong)
Debt / equity Q 0.00 (at or below 0.5: strong)
Interest coverage Q 97.00
Growth
Revenue growth Q +11.39% (above 0%: growing)
Operating income growth Q −43.60% (below 0%: shrinking)
EPS, this year +37.89% (at or above 15%: strong)
EPS, next year A +9.07%
Revenue, next year A +9.10%
EPS, past 5 yrs +46.73% (at or above 15%: strong)
EPS, next 5 yrs A +15.85% (at or above 15%: strong)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

EV/Sales, ten years
EV/Sales is 0.8×, against a ten-year median of 1.3×; over the ten years it ranged from 0.6× in 2026 to 2.7× in 2023.
P/S against its own 10 years 10.51%
10-year low 10-year high
P/B against its own 10 years 34.47%
10-year low 10-year high
EV/Sales against its own 10 years 11.54%
10-year low 10-year high
EV/FCF against its own 10 years 13.94%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 100 66 98 74
Receivables 76 102 111 123
Inventory — — — —
Other — — — —
198 197 245 228
2023 2024 2025 Q'26
Payables 2 9 5 20
ST’ Debt — — — —
Other — — — —
37 60 71 83

Compound Annual Growth %

10y 5y 3y
Sales — 27.81% 15.79%
Cash Flow — 53.58% 73.96%
Earnings — 55.83% 0.00%
Book Value — 19.84% 3.10%

Earnings Trends EPS, adjusted, against the consensus

Q2 FY26 Estimate 0.08 Actual 0.07

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q3 FY25 0.20 0.34 Beat by 0.14
Q4 FY25 0.17 0.19 Beat by 0.02
Q1 FY26 0.25 0.29 Beat by 0.04
Q2 FY26 0.08 0.07 Miss by 0.01
Q3 FY26 0.35 — Reports 5 November 2026

EPS $

Mar Jun Sep Dec Year
’26 0.29 0.07 0.23 — —
’25 0.00 0.11 0.34 0.19 0.64
’24 0.01 (0.12) 0.00 0.51 0.38
’23 0.02 (0.14) (0.01) (0.03) (0.15)
’22 (0.16) (0.14) 0.01 0.12 (0.14)
’21 (0.27) (0.28) (0.16) (0.13) (0.82)
’20 — — 0.09 (0.05) 0.09
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 222 197 240 — —
’25 209 187 215 225 837
’24 162 151 191 184 688
’23 170 143 153 134 599
’22 129 125 143 142 539
’21 90 92 99 100 380
’20 — — 51 57 245
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 36 41 31 — —
’25 27 18 49 39 132
’24 23 10 29 10 72
’23 16 (10) 36 30 72
’22 2 (16) 19 20 25
’21 (4) (14) 17 9 7
’20 — — — 15 15
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 32 38 28 — —
’25 22 13 44 34 113
’24 17 5 24 5 51
’23 9 (18) 31 20 43
’22 (7) (23) 10 13 (7)
’21 (9) (20) 11 2 (16)
’20 — — — (3) (3)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.2
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue — — — 228 245 380 539 599 688 837 885 +24.2% 913 968 1,030 +7.2%
Gross margin, % — — — 92.95 91.32 92.49 92.61 90.99 90.76 92.39 93.85 (0.6) pt
EBT — — — 28 1 (38) (20) 6 5 68 75 +16.1%
EBT margin, % — — — 12.22 0.37 (9.93) (3.71) 1.05 0.73 8.15 8.47 (4.1) pt
Net income — 0 — 24 5 (42) (10) (12) 30 49 54 n/m
Per share, $
Per share, $ Revenue — — — 5.42 5.54 7.31 7.63 7.81 8.99 11.26 13.86 +12.9%
Earnings — — — 0.57 0.12 (0.82) (0.14) (0.15) 0.40 0.66 0.79 +2.3%
Cash flow — — — 0.75 0.35 0.14 0.35 0.94 0.94 1.77 2.30 +15.5%
Capex — — — (0.35) (0.42) (0.44) (0.46) (0.38) (0.28) (0.24) (0.25) (5.8%)
Free cash flow — — — 0.39 (0.07) (0.30) (0.10) 0.56 0.66 1.53 2.06 +25.3%
Book value — — — 1.82 3.42 4.96 4.84 4.78 4.76 5.04 5.35 +18.5%
Shares, m — — — 42 44 52 71 77 77 74 68 +9.9%
Valuation, ×
Valuation, × P/E — — — 0.00 0.00 0.00 0.00 0.00 32.01 20.76 14.61 7.5
P/S — — — 4.18 4.18 2.49 1.26 1.86 1.48 1.20 0.83 2.4
P/B — — — 26.69 26.69 3.67 1.99 3.03 2.79 2.69 2.16 9.7
EV/Sales — — — 4.13 4.13 2.08 1.24 1.80 1.49 1.17 0.83 2.3
EV/FCF — — — (66.00) (66.00) (49.99) (92.59) 25.39 20.22 8.63 5.59 (31.5)
Cash, $m
Cash, $m Operating cash flow — — — 31 15 7 25 72 72 132 147 +27.0%
Capex — — — (15) (19) (23) (32) (29) (21) (18) (16) +3.5%
Free cash flow — — — 17 (3) (16) (7) 43 51 113 131 +37.7%
Balance, $m
Balance, $m Working capital — — — 81 105 177 117 161 137 174 145 +13.6%
Net debt — — — (32) (53) (168) (84) (100) (66) (98) (73) +20.5%
Shareholders’ equity — — — 77 152 258 342 367 364 375 341 +30.2%
Returns, %
Returns, % ROA — — — 33.47 2.65 (13.73) (2.58) (2.80) 7.10 10.84 11.50 (22.6) pt
ROIC — — — 39.71 1.21 (27.14) (4.61) 0.84 1.97 14.75 17.03 (25.0) pt
ROE — — — 53.36 11.69 (24.98) (3.40) (3.33) 8.32 13.19 14.41 (40.2) pt
People
People Employees — — — — 675 675 770 730 650 650 — (0.8%)
Revenue/emp, $m — — — 0.00 0.36 0.56 0.70 0.82 1.06 1.29 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 5 Nov 2026

NerdWallet, Inc. vs peers in Internet Content & Information (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
EVER EverQuote, Inc. $1.1B 9.5× 11.7× +25.37% (above 0%: growing) −1.33% (below 0%: shrinking) +109.31% (above 0%: growing) 97.88% 10.98% Compare
WB Weibo Corporation $1.0B 4.8× 7.3× +2.03% (above 0%: growing) −47.17% (below 0%: shrinking) +231.81% (above 0%: growing) 71.40% 26.19% Compare
MAX MediaAlpha, Inc. $855.3M 7.0× 9.3× +22.65% (above 0%: growing) +112.73% (above 0%: growing) −8.83% (below 0%: shrinking) 14.72% 7.67% Compare
NXDR Nextdoor Holdings, Inc. $820.1M — (loss-making) — (loss-making) +14.33% (above 0%: growing) n/m +373.18% (above 0%: growing) 83.26% (5.33%) Compare
BMBL Bumble Inc. $799.1M — (loss-making) — (loss-making) −15.87% (below 0%: shrinking) −38.24% (below 0%: shrinking) −24.06% (below 0%: shrinking) 73.38% 26.34% Compare
NRDS NerdWallet, Inc. $730.6M 14.6× 12.7× +11.39% (above 0%: growing) −34.29% (below 0%: shrinking) −36.28% (below 0%: shrinking) 94.24% 8.10%
CARS Cars.com Inc. $725.9M 17.8× 12.9× +0.17% (above 0%: growing) +150.00% (above 0%: growing) −4.95% (below 0%: shrinking) 0.00% 15.88% Compare
GRPN Groupon, Inc. $633.6M — (loss-making) — (loss-making) −0.82% (below 0%: shrinking) n/m −40.36% (below 0%: shrinking) 90.95% (0.58%) Compare
TBLA Taboola.com Ltd. $586.2M 5.3× 7.8× +2.44% (above 0%: growing) n/m −49.31% (below 0%: shrinking) 29.25% 1.52% Compare
Median of peers $809.6M 7.0× 9.3× +2.24% −1.33% −6.89% 72.39% 9.33%

All 68 Internet Content & Information stocks →

Pay and ownership Proxy statement filed 14 April 2026

Ownership

Directors and executive officers, together 91.14% of the votes
Tim Chen 90.72% of the votes
Topline Capital Management, LLC 1.51% of the votes
BlackRock, Inc. less than 1% of the votes
T. Rowe Price Investment Management, Inc. less than 1% of the votes
Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

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stockrow.com/NRDS · Data as of Nov 5, 2026 · For information only; not investment advice. · © 2026 stockrow.com