Friday 6 November 2026
Export NMIH’s income statement to Excel — free account
NMI Holdings Inc
NMIH Financial Insurance Specialty
NMI Holdings Inc’s revenue for fiscal 2025 (year ended December 2025) was $706.4 million, up 8.52% from fiscal 2024.
- Revenue
- +4.96%
- EPS
- +0.81%
- Free cash flow
- +10.7%
- Total debt
- +0.48%
Quarter to September 2026, against a year earlier
44.13
0.17
+0.39%
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| Sep '26 From the 10-Q filed 6 Nov | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
7.20 | 7.95 | 7.50 | 8.14 |
+8 more quarters Free account |
P/S ratio |
3.79 | 4.26 | 3.99 | 4.48 | |
P/FCF ratio |
6.60 | 7.05 | 6.68 | 7.68 | |
P/Operating CF |
25.25 | 21.83 | 24.61 | 51.28 | |
P/B ratio |
1.04 | 1.15 | 1.09 | 1.22 | |
Price to Tangible BV |
1.04 | 1.15 | 1.09 | 1.22 | |
EV/Sales |
— | 4.73 | 4.47 | 5.01 | |
EV/EBITDA |
— | 6.35 | 6.03 | 6.58 | |
EV/Operating CF |
— | 7.71 | 7.38 | 8.44 | |
EV/FCF |
— | 7.83 | 7.49 | 8.58 | |
Quick Ratio |
0.00 | 0.56 | 0.55 | 0.49 | |
Current Ratio |
— | 0.56 | 0.55 | 0.49 | |
Net Debt/EBITDA |
0.00 | 2.36 | 2.58 | 2.86 | |
Debt/Assets |
10.46% | 10.46% | 10.68% | 10.86% | |
Debt/Equity |
0.15 | 0.15 | 0.16 | 0.16 | |
Asset Turnover |
0.19 | 0.19 | 0.19 | 0.20 | |
Operating CF/Net income |
1.19 | 1.35 | 1.17 | 0.66 | |
Capex/Depreciation |
0.00 | (0.95) | (0.46) | (0.73) | |
Interest Coverage |
17.88 | 20.24 | 18.58 | 17.98 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
3.06% | 2.82% | 2.55% | 3.44% | |
Graham Net Nets |
(0.39) | (0.35) | (0.38) | (0.34) | |
Graham Number |
64.77 | 64.44 | 62.35 | 61.35 | |
Earnings Yield |
13.88% | 12.58% | 13.33% | 12.28% | |
Free Cash Flow Yield |
15.14% | 14.18% | 14.98% | 13.03% | |
Revenue per Share |
2.50 | 2.48 | 2.41 | 2.33 | |
Operating CF per Share |
1.48 | 1.88 | 1.52 | 0.80 | |
Capex per Share |
(0.03) | (0.03) | (0.01) | (0.02) | |
Free Cash Flow per Share |
1.45 | 1.85 | 1.51 | 0.77 | |
Cash per Share |
0.96 | 0.95 | 0.93 | 0.57 | |
Shareholders Equity per Share |
36.00 | 35.70 | 34.56 | 33.39 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
36.00 | 35.70 | 34.56 | 33.39 | |
Free Cash Flow |
108.92 | 140.25 | 114.99 | 60.10 | |
Working Capital |
— | (155.35) | (162.48) | (175.91) | |
Capital Expenditures |
(2.03) | (2.38) | (1.10) | (1.65) | |
Net Current Asset Value |
(1,299.57) | (1,092.84) | (1,079.96) | (1,080.34) | |
EV/EBIT |
— | 6.46 | 6.14 | 6.70 | |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 | |
Price to Operating Income |
5.57 | 6.14 | 5.79 | 6.34 | |
| Other line items | |||||
Average Receivables |
132.75 | 121.78 | 121.05 | 119.95 | |
Average Payables |
— | 329.39 | 324.84 | 332.57 | |
Average Assets |
3,864.72 | 3,794.23 | 3,682.92 | 3,595.54 | |
Average Common Equity |
2,608.77 | 2,562.65 | 2,477.00 | 2,404.71 |
Columns are period end dates · fundamentals updated 6 Nov 2026