NMI Holdings Inc

NMIH Financial Insurance Specialty

NMI Holdings Inc’s revenue for fiscal 2025 (year ended December 2025) was $706.4 million, up 8.52% from fiscal 2024.

Revenue
+4.96%
EPS
+0.81%
Free cash flow
+10.7%
Total debt
+0.48%

Quarter to September 2026, against a year earlier

44.13 0.17 +0.39%
Market cap
$3.3B
P/E
8.5×
Fwd P/E
8.0×
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Sep '26 From the 10-Q filed 6 Nov Jun '26 Mar '26 Dec '25 Older periods
P/E ratio
7.20 7.95 7.50 8.14

+8 more quarters

P/S ratio
3.79 4.26 3.99 4.48
P/FCF ratio
6.60 7.05 6.68 7.68
P/Operating CF
25.25 21.83 24.61 51.28
P/B ratio
1.04 1.15 1.09 1.22
EV/Sales
— 4.73 4.47 5.01
EV/EBITDA
— 6.35 6.03 6.58
EV/FCF
— 7.83 7.49 8.58
Current Ratio
— 0.56 0.55 0.49
Net Debt/EBITDA
0.00 2.36 2.58 2.86
Debt/Equity
0.15 0.15 0.16 0.16
Earnings Yield
13.88% 12.58% 13.33% 12.28%
Free Cash Flow Yield
15.14% 14.18% 14.98% 13.03%
Free Cash Flow per Share
1.45 1.85 1.51 0.77
Book value per Share
36.00 35.70 34.56 33.39
Free Cash Flow
108.92 140.25 114.99 60.10
EV/EBIT
— 6.46 6.14 6.70
Other line items

Show all line items

Columns are period end dates · fundamentals updated 6 Nov 2026