First American Financial Corporation (FAF) vs NMI Holdings Inc (NMIH)
First American Financial Corporation and NMI Holdings Inc are both Insurance Specialty companies. First American Financial Corporation is the larger, with a market value of $6.7B against $3.1B — 2.1× the size. NMI Holdings Inc trades at the lower P/E: 8.0× against 9.2×. First American Financial Corporation grew revenue faster over the last twelve months: 22.6% against 7.53%. NMI Holdings Inc has the higher net margin (54.1% vs 9.33%) and the lower return on invested capital (10.4% vs 17.0%). Across the 22 metrics below, NMI Holdings Inc leads on 13 and First American Financial Corporation on 9.
Valuation
Profitability
| Metric | FAF | NMIH | Insurance Specialty median |
|---|---|---|---|
| Gross margin | 100.00% | 89.94% | 73.81% |
| Operating margin | 15.52% | 73.24% | 17.70% |
| Net margin | 9.33% | 54.10% | 13.80% |
| Free cash flow margin | 10.44% | 60.43% | 34.47% |
| Return on equity | 13.81% | 15.43% | 12.01% |
| Return on assets | 4.23% | 10.42% | 4.12% |
| Return on invested capital | 16.97% | 10.38% | 8.77% |
Growth
Health
Dividend
Size
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