NMI Holdings Inc

NMIH Financial Insurance Specialty

NMI Holdings Inc’s revenue for fiscal 2025 (year ended December 2025) was $706.4 million, up 8.52% from fiscal 2024.

Revenue
+4.96%
EPS
+0.81%
Free cash flow
+10.7%
Total debt
+0.48%

Quarter to September 2026, against a year earlier

37.14 7.13 −16.11%
Market cap
$3.3B
P/E
8.5×
Fwd P/E
8.0×
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

NMI Holdings Inc (NMIH) Net income

Alert me on Net income

NMI Holdings Inc's net income for fiscal 2025 was $388.9M, up 8.00% from $360.1M in fiscal 2024. Over the twelve months to 30 September 2026 it was $392.8M. Over the past ten years it has ranged from −$27.8M (fiscal 2015) to $388.9M (fiscal 2025) — the current reading is the highest in ten years. Net income has risen for 5 consecutive fiscal years. NMI Holdings Inc ranks 9th of 15 Insurance Specialty companies by net income.

Net income, annual

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Annual newest first

Period Net income Change
FY2025 $388.9M 8.00%
FY2024 $360.1M 11.80%
FY2023 $322.1M 9.97%
FY2022 $292.9M 26.73%
FY2021 $231.1M 34.72%
FY2020 $171.6M (0.23%)
FY2019 $172.0M 59.33%
FY2018 $107.9M 389.46%
FY2017 $22.1M (65.55%)
FY2016 $64.0M —

Quarterly newest first

Period Net income Change
Sep 2026 $93.5M (11.64%)
Jun 2026 $105.8M 6.50%
Mar 2026 $99.3M 5.43%
Dec 2025 $94.2M (1.86%)
43 more quarters

Against its own ten years

Low −$27.8M High $388.9M
Ten-year median $172.0M
Current reading's percentile 100

Net income against peers

What Net income is

Net Income tells an investor how much profit a company kept in a period after every cost, interest charge and tax.

Reported line item

The full definition of Net income →

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