NB Bancorp, Inc. NBBK

22.60 0.10 0.44% as of 25 Sep
Market cap
$918.6M
P/E
14.9×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.84
Total sells 0.05
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 1 — 1 — — 3 2 1 — — 2 —
Sell — — — — — — — — — — 1 —
Insider Ownership 10.06%

Capital & Financial Ratios

Market Cap 918.64
Revenue 414.64
Net Income 59.18
Free Cash Flow 78.03
Net Debt (218.91)
Current Ratio 1.06
Debt/Equity 0.22
P/E ratio 14.87
P/S ratio 2.16
P/B ratio 1.07
Past 5Y EPS Growth —
This Y EPS Growth 24.85%
Next Y EPS Growth 22.01%
Next 5Y EPS Growth 30.39%
in millions of $

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2027 Powerpack
2026 0.21
0.07
0.07
0.07
2025 0.07
0.07
0.07
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 273 364 408 400
Receivables — — — —
Inventory — — — —
Other — — — —
4,147 4,678 6,398 6,830
2023 2024 2025 Q'26
Payables 3,387 4,178 5,854 6,320
ST’ Debt — — — —
Other — — — —
3,488 4,267 5,946 6,419
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — — 39.39%
Cash Flow — — 15.25%
Earnings — — 18.72%
Book Value — — 35.66%

Revenue

Mar Jun Sep Dec Year
’26 110 117 — — —
’25 81 84 85 102 352
’24 72 74 77 82 305
’23 52 55 63 68 238
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 27 34 — — —
’25 10 27 24 0 61
’24 (11) 25 9 21 43
’23 8 15 16 13 53
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 25 31 — — —
’25 10 26 24 (2) 57
’24 (12) 24 8 21 41
’23 7 14 16 13 50
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.36 0.53 — — —
’25 0.33 0.39 0.43 0.19 1.34
’24 0.22 0.24 0.21 0.40 1.07
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — — — — — 13.45 13.10 15.09

Analyst estimates 2026–2028

Powerpack
Low Price
— — — — — — — 14.18 21.05 21.58
High Price
— — — — — — — 102 376 526
Employees
— — — — — — 0 2 1 1
Revenue/Emp
— — — — — — 130 238 305 352
Revenue
— — — — — — 88.04% 61.92% 56.96% 60.71%
Gross Margin
— — — — — — 36 12 59 71
EBT
— — — — — — 28.00% 4.99% 19.21% 20.21%
EBT Margin
— — — — — — 30 10 42 50
Net Income
— — — — — — 3 3 3 3
Depreciation
— — — — — — 0.00 5.65 7.75 9.41
Revenue/Sh
— — — — — — — 0.23 1.07 1.34
Earnings/Sh
— — — — — — 0.00 1.26 1.10 1.63
Cash Flow/Sh
— — — — — — 0.00 (0.07) (0.05) (0.09)
Capex/Sh
— — — — — — 0.00 1.19 1.05 1.53
Free CF/Sh
— — — — — — 0.00 18.04 19.43 22.96
Book Value/Sh
— — — — — — — 42 39 37
Shares
— — — — — — 16.88 16.88 16.88 14.79
PE Ratio
— — — — — — 0.00 0.00 2.33 2.11
PS Ratio
— — — — — — 0.00 0.00 0.93 0.86
PB Ratio
— — — — — — 1.04 0.05 1.54 1.51
EV/Sales
— — — — — — 4.35 0.21 11.35 9.23
EV/FCF
— — — — — — 40 53 43 61
Op' Cash Flow
— — — — — — (8) (3) (2) (3)
Capex
— — — — — — 31 50 41 57
FCF
— — — — — — 211 659 411 452
Working Cap'
— — — — — — 293 283 121 196
Total Debt
— — — — — — 137 11 (243) (211)
Net Debt
— — — — — — 344 758 765 859
Sh' Equity
— — — — — — 0.00% 0.24% 0.87% 0.83%
ROA
— — — — — — 4.73% 0.96% 7.02% 8.53%
ROIC
— — — — — — 0.00% 1.78% 5.53% 6.19%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

NB Bancorp, Inc. peers in Banks Regional

All 325 Banks Regional stocks →

NB Bancorp, Inc. (NBBK) key facts

  • NB Bancorp, Inc. (NBBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • NB Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $351.9 million, up 15.4% from fiscal 2024.
  • Net income was $50.3 million, or $1.34 per share (basic), a net margin of 14.3%.
  • As of September 25, 2026, NBBK traded at $22.60, a market capitalization of $918.6 million.
  • At that price the stock trades at 14.9× trailing-twelve-month earnings and 2.2× sales.
  • Return on equity was 6.19% and debt-to-equity 0.22.

Source: company filings (standardised) and stockrow calculations.

NB Bancorp, Inc. (NBBK) Latest News

News by impact score

Fine-tune

18 Sep

3

NB Bancorp is poised to hit a new buy point as the regional banking leader featured in this week's IPO stock analysis. IPO stock spotlight may lift near-term investor interest and trading activity for NB Bancorp.

31 Jul

4

NB Bancorp Inc (NBBK) breaks out past its buy point as regional banking leader during IPO week. IPO breakout past buy point generates strong investor momentum and alters near-term stock trajectory.

24 Jul

3

NB Bancorp, Inc. (NBBK) shows positioning for a potential surge driven by market conditions and company-specific factors. Favorable positioning signals moderately noticeable effects on investor sentiment and near-term performance.

22 Jul

3

NB Bancorp reported second quarter 2026 financial results and declared a quarterly cash dividend. Quarterly earnings reports and dividend declarations deliver key performance data that can shift investor sentiment and near-term stock valuation.

15 Jun

4

NB Bancorp (NASDAQ:NBBK) shows strong earnings growth across all key metrics. Positive earnings growth directly boosts financial trajectory and investor sentiment for NB Bancorp.

24 Apr

3

NB Bancorp, Inc. (NBBK) stock dropped 7.8% over four weeks, creating a buying opportunity due to strong fundamentals and undervaluation. Buy-the-dip recommendation counters recent decline and may moderately boost investor sentiment without fundamentally altering trajectory.

22 Apr

3

NB Bancorp, Inc. (NBBK) reported Q1 earnings of $0.14 per share, missing the $0.15 consensus estimate, while revenue reached $45.2 million, below the $46.1 million forecast. Missing Q1 earnings and revenue estimates highlights weaker financial results, likely causing short-term stock pressure but not fundamentally altering long-term trajectory.

3

NB Bancorp, Inc. reported first quarter 2026 financial results and declared a quarterly cash dividend. Quarterly financial results and dividend declaration offer insights into performance, moderately affecting investor sentiment and stock trajectory.

21 Apr

3

Analysts expect NB Bancorp, Inc. (NBBK) earnings to grow, prompting debate on whether investors should buy the stock. Expected earnings growth may moderately boost financial performance outlook and investor sentiment.

26 Jan

4

NB Bancorp, Inc. (NBBK) has been upgraded to a 'Buy' rating by analysts due to its strong financial performance, improved asset quality, and positive growth outlook. The upgrade reflects confidence in the company's ability to navigate market challenges and capitalize on growth opportunities. Analysts highlight NBBK's robust earnings and strategic initiatives that position it favorably in the competitive landscape. This positive sentiment is expected to enhance investor interest and support the stock's performance moving forward. The upgrade to 'Buy' indicates significant confidence in the company's future performance and strategic positioning.

23 Jan

3

NB Bancorp, Inc. (NBBK) is highlighted as a promising small-cap investment in the U.S. market, showcasing its potential for growth and value. The article emphasizes the company's strong fundamentals and strategic positioning, suggesting that it could be an undiscovered gem among small-cap stocks. Investors are encouraged to consider NBBK for its favorable market conditions and growth prospects. NBBK's strong fundamentals and strategic positioning may moderately influence its financial performance and market sentiment.

22 Jan

4

NB Bancorp, Inc. (NBBK) reported Q4 earnings that exceeded analysts' expectations, showcasing strong financial performance. The company highlighted growth in key areas, contributing to a positive outlook for future operations. Investors reacted favorably to the results, reflecting confidence in the bank's strategic direction and market position. Strong earnings performance is likely to significantly impact future investor sentiment and the company's trajectory.

4

NB Bancorp, Inc. reported its financial results for the fourth quarter of 2025, highlighting a solid performance and growth in key metrics. The company declared a quarterly cash dividend for shareholders and announced a share repurchase plan aimed at enhancing shareholder value. These initiatives reflect the company's commitment to returning capital to investors while maintaining a strong financial position. The declaration of a cash dividend and a share repurchase plan are significant strategic moves that can positively influence investor sentiment and the company's market performance.

5 Jan

3

NB Bancorp, Inc. (NBBK) is highlighted for its potential in earnings per share (EPS) growth, suggesting that investors may find an opportunity in the company's performance. The article emphasizes the importance of EPS growth as a key indicator for investors looking for promising financial prospects. NBBK's strategies and market positioning could lead to favorable outcomes in the near future, making it a noteworthy consideration for those focused on growth metrics. EPS growth could moderately influence investor sentiment and financial performance.

9 Dec

4

NB Bancorp, Inc. (NBBK) is highlighted as an undervalued investment opportunity in the U.S. market for December 2025. The article emphasizes the company's strong fundamentals, growth potential, and favorable market conditions that could lead to significant appreciation in stock value. Analysts suggest that NBBK's strategic initiatives and financial performance position it well for future success, making it a compelling choice for investors seeking hidden gems in the financial sector. NBBK's strong fundamentals and growth potential indicate a significant impact on its future performance.

8 Dec

3

NB Bancorp, Inc. (NBBK) has been highlighted by Zacks.com alongside Innovative Aerosystems and Capitol Federal. The article discusses the company's recent performance and market position, indicating potential growth opportunities and challenges in the financial sector. Investors are encouraged to consider NBBK's strategic initiatives and market trends as they assess its future prospects. NBBK's performance and market position may influence its financial outcomes and competitive standing.

7 Dec

3

NB Bancorp, Inc. (NASDAQ:NBBK) is significantly influenced by institutional ownership, with 58% of its shares held by institutional investors. This level of ownership suggests that institutional investors play a crucial role in the company's governance and strategic direction, potentially impacting its future performance and market perception. The high institutional ownership may moderately influence the company's strategic decisions and market sentiment.

5 Dec

3

New analyst coverage has highlighted three stocks, including NB Bancorp, Inc. (NBBK), amid ongoing market uncertainties. Analysts are focusing on how these stocks may perform in the current economic climate, which is characterized by volatility and changing investor sentiment. The coverage aims to provide insights into potential investment opportunities and risks associated with these companies. Analyst coverage may moderately influence market sentiment and investor interest in NBBK, but broader market conditions will also play a significant role.

14 Nov

4

NB Bancorp, Inc. has successfully completed its merger with Provident Bancorp, Inc., a strategic move aimed at enhancing operational efficiencies and expanding market presence. The merger is expected to create a stronger financial institution with improved resources and capabilities to serve customers. Both companies have expressed optimism about the future prospects following the consolidation. The merger is a significant strategic move that could alter the company's trajectory and investor sentiment.

13 Nov

4

NB Bancorp, Inc. and Provident Bancorp, Inc. have finalized the proration of merger consideration related to their recent merger agreement. Shareholders of NB Bancorp will receive a mix of cash and stock as part of the transaction, with the final proration ratio determined based on the total number of shares exchanged. This completion marks a significant step in the merger process, aligning both companies' operations and shareholder interests. The merger completion is a significant strategic move that could alter the company's trajectory and investor sentiment.

10 Nov

4

NB Bancorp, Inc. (NBBK) is highlighted as one of three undervalued investment opportunities in the U.S. market. The article emphasizes the company's strong fundamentals, growth potential, and favorable market conditions that could lead to significant appreciation in stock value. Analysts suggest that NBBK's strategic initiatives and financial health position it well for future success, making it an attractive option for investors seeking hidden gems in the financial sector. NBBK's strong fundamentals and growth potential indicate a significant impact on its future performance and market positioning.

31 Oct

4

NB Bancorp, Inc. and Provident Bancorp, Inc. have confirmed the election deadline for merger consideration and announced the expected closing date for their merger. This development is part of the ongoing process to finalize the merger agreement between the two financial institutions. The merger is a significant strategic move that could alter the competitive landscape and investor sentiment for NB Bancorp, Inc.

30 Oct

4

NB Bancorp, Inc. (NBBK) is highlighted as an undervalued small-cap stock with notable insider activity in October 2025. The article emphasizes the potential for growth and investment opportunities in the company, driven by recent insider transactions that suggest confidence in its future performance. Analysts are optimistic about the stock's valuation, indicating that it may be undervalued compared to its peers, making it an attractive option for investors looking for small-cap investments with insider backing. Insider activity often signals confidence in the company's future, which can significantly influence market sentiment and performance.

23 Oct

4

NB Bancorp, Inc. (NBBK) has reported a significant increase in its net profit margin, which has strengthened positive narratives within the community regarding the company's performance. This surge in profitability is expected to enhance investor confidence and could lead to a more favorable market perception of NBBK's future prospects. The increase in net profit margin is likely to significantly impact investor sentiment and the company's future performance.

22 Oct

4

NB Bancorp, Inc. (NBBK) reported Q3 earnings that exceeded analysts' expectations, showcasing strong financial performance driven by increased net interest income and improved asset quality. The bank's focus on strategic growth initiatives and cost management contributed to its positive results, reflecting resilience in a challenging economic environment. Investors reacted favorably to the earnings report, indicating confidence in the company's future prospects. Earnings surpassing estimates and improved asset quality are likely to significantly enhance investor sentiment and the company's growth trajectory.

3

NB Bancorp, Inc. reported its financial results for the third quarter of 2025, highlighting a solid performance with increased revenues and net income compared to the previous quarter. The company also declared a quarterly cash dividend, reflecting its commitment to returning value to shareholders. Overall, the results indicate a positive trajectory for the bank amidst a competitive landscape. The financial results and dividend declaration suggest a moderately noticeable influence on the company's performance and market sentiment.

20 Oct

4

NB Bancorp, Inc. and Provident Bancorp, Inc. have received all necessary regulatory approvals to proceed with their merger. The companies anticipate closing the merger soon, marking a significant step in their strategic growth plans. The merger is expected to significantly impact future performance and investor sentiment.

8 Oct

4

NB Bancorp, Inc. (NBBK) is highlighted as a promising investment opportunity within the US market, showcasing strong potential for growth. The company has demonstrated resilience and adaptability in a competitive landscape, positioning itself favorably for future developments. Analysts suggest that NBBK's strategic initiatives and financial health could lead to significant returns for investors, making it a noteworthy contender among lesser-known stocks. NBBK's strategic initiatives and financial health are likely to significantly impact its future performance and investor sentiment.

3

NB Bancorp, Inc. and Provident Bancorp, Inc. have announced the mailing of stock/cash election forms to shareholders as part of their ongoing merger process. This communication is a key step in facilitating the merger, allowing shareholders to choose between receiving stock or cash in the transaction. The companies are working to ensure a smooth transition and are committed to keeping shareholders informed throughout the process. The mailing of stock/cash election forms indicates progress in the merger, which may moderately influence shareholder sentiment and operational aspects.

3

NB Bancorp, Inc. and Provident Bancorp, Inc. have announced the mailing of stock/cash election forms to shareholders as part of their ongoing merger process. This initiative allows shareholders to choose between receiving stock or cash in the transaction. The companies are working to finalize the merger, which is expected to enhance their market position and operational capabilities. The merger process and shareholder election could moderately influence financial performance and market sentiment.

stockrow.com/NBBK · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com