Farmers National Banc Corp. FMNB

15.43 0.09 0.59% as of 25 Sep
Market cap
$908.9M
P/E
10.5×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 2.55
Total sells 0.41
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 2 — — 1 — 5 — — — — — 1
Sell — — — — — — — — 1 — 1 —
Insider Ownership 2.01%

Capital & Financial Ratios

Market Cap 908.86
Revenue 323.62
Net Income 66.40
Free Cash Flow 61.61
Net Debt (70.38)
Current Ratio 0.79
Debt/Equity 0.12
P/E ratio 10.50
P/S ratio 2.81
P/B ratio 1.16
Past 5Y EPS Growth (0.92%)
This Y EPS Growth 8.51%
Next Y EPS Growth 11.86%
Next 5Y EPS Growth 16.12%
in millions of $

Dividends

Payout Ratio 0.47
Annual Dividend Rate 0.68
Annual Dividend Yield 4.96%
total individual payouts
2027 Powerpack
2026 0.68
0.17
0.17
0.18
2025 0.68
0.17
0.17
0.17
0.17
2024 0.68
0.17
0.17
0.17
0.17
2023 0.68
0.17
0.17
0.17
0.17
2022 0.65
0.16
0.16
0.16
0.17
2021 0.47
0.11
0.11
0.11
0.14
2020 0.44
0.11
0.11
0.11
0.11
2019 0.38
0.09
0.09
0.10
0.10
2018 0.30
0.07
0.07
0.08
0.08
2017 0.22
0.05
0.05
0.06
0.06
2016 0.16
0.04
0.04
0.04
0.04
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 104 86 92 165
Receivables — — — —
Inventory — — — —
Other — — — —
3,271 3,323 3,362 4,891
2023 2024 2025 Q'26
Payables 4,177 4,267 4,343 5,831
ST’ Debt — — — —
Other — — — —
4,532 4,572 4,624 6,192
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 14.52% 13.52% 14.54%
Cash Flow 25.24% 4.12% (9.68%)
Earnings 21.09% 5.44% (3.42%)
Book Value 9.39% 6.77% 18.45%

Revenue

Mar Jun Sep Dec Year
’26 81 101 — — —
’25 68 70 71 72 280
’24 63 66 70 69 269
’23 62 62 64 67 255
’22 51 44 45 46 186
’21 38 38 37 41 155
’20 36 37 37 39 148
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 8 27 — — —
’25 16 14 11 20 60
’24 14 17 24 12 67
’23 14 17 18 14 63
’22 13 27 19 22 82
’21 7 16 17 15 55
’20 6 13 8 22 49
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 7 27 — — —
’25 12 13 9 18 52
’24 12 14 20 8 55
’23 14 16 17 13 59
’22 13 27 19 22 80
’21 7 17 16 14 54
’20 4 13 7 22 46
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.36 0.39 — — —
’25 0.36 0.37 0.33 0.39 1.45
’24 0.30 0.31 0.23 0.38 1.22
’23 0.19 0.40 0.36 0.39 1.33
’22 0.47 0.47 0.46 0.39 1.79
’21 0.51 0.55 0.56 0.18 1.77
’20 0.30 0.39 0.38 0.40 1.47
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
8.00 12.13 11.56 11.57 9.82 13.03 12.41 10.38 11.55 11.58

Analyst estimates 2026–2028

Powerpack
Low Price
15.50 15.95 16.90 16.50 16.50 18.99 20.00 15.08 16.32 15.50
High Price
441 445 453 450 445 550 546 666 682 706
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
96 105 117 130 148 155 186 255 269 280
Revenue
95.43% 93.42% 88.69% 84.92% 89.13% 94.52% 90.38% 70.40% 63.12% 67.37%
Gross Margin
28 33 38 43 50 62 73 59 55 65
EBT
29.29% 31.71% 32.65% 33.13% 33.86% 40.16% 39.10% 23.00% 20.57% 23.24%
EBT Margin
21 23 33 36 42 52 61 50 46 55
Net Income
6 5 6 5 5 7 10 8 7 6
Depreciation
3.52 3.79 4.24 4.69 5.25 5.30 5.50 6.83 7.22 7.48
Revenue/Sh
0.76 0.82 1.18 1.29 1.48 1.78 1.79 1.34 1.23 1.46
Earnings/Sh
0.90 1.11 1.40 1.40 1.74 1.88 2.41 1.68 1.78 1.60
Cash Flow/Sh
(0.01) (0.02) (0.02) (0.04) (0.11) (0.05) (0.03) (0.10) (0.31) (0.21)
Capex/Sh
0.89 1.09 1.38 1.35 1.62 1.84 2.37 1.58 1.47 1.39
Free CF/Sh
7.84 8.78 9.48 10.79 12.39 16.20 8.64 10.82 10.88 12.97
Book Value/Sh
27 28 28 28 28 29 34 37 37 37
Shares
19.22 17.65 10.89 12.65 8.97 10.19 8.08 10.73 11.56 9.19
PE Ratio
4.20 3.86 3.01 3.48 2.53 3.50 2.63 2.11 1.97 1.78
PS Ratio
1.89 1.67 1.34 1.51 1.07 1.15 1.67 1.33 1.31 1.03
PB Ratio
3.92 3.38 2.56 3.28 1.33 3.34 2.70 2.05 1.97 1.76
EV/Sales
15.53 11.76 7.85 11.37 4.29 9.63 6.25 8.85 9.67 9.45
EV/FCF
24 31 39 39 49 55 82 63 67 60
Op' Cash Flow
0 (1) 0 (1) (3) (1) (1) (4) (12) (8)
Capex
24 30 38 38 46 54 80 59 55 52
FCF
(264) (271) (263) (216) (298) (1,128) (1,203) (1,261) (1,249) (1,262)
Working Cap'
15 7 6 45 76 88 88 89 86 87
Total Debt
(27) (51) (52) (26) (178) (25) 13 (15) 0 (6)
Net Debt
213 242 262 299 350 472 292 404 406 486
Sh' Equity
1.07% 1.10% 1.45% 1.50% 1.52% 1.44% 1.47% 1.09% 0.90% 1.05%
ROA
9.59% 11.12% 11.32% 9.88% 19.45% 9.67% 15.76% 9.42% 8.52% 8.47%
ROIC
10.00% 9.98% 12.91% 12.73% 12.90% 12.61% 15.85% 14.33% 11.34% 12.24%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Farmers National Banc Corp. peers in Banks Regional

All 325 Banks Regional stocks →

Farmers National Banc Corp. (FMNB) key facts

  • Farmers National Banc Corp. (FMNB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • Farmers National Banc Corp.’s revenue for fiscal 2025 (year ended December 2025) was $279.9 million, up 3.89% from fiscal 2024.
  • Net income was $54.6 million, or $1.46 per share (basic), a net margin of 19.5%.
  • As of September 25, 2026, FMNB traded at $15.43, a market capitalization of $908.9 million.
  • At that price the stock trades at 10.5× trailing-twelve-month earnings and 2.8× sales.
  • Farmers National Banc Corp. pays an annual dividend of $0.68 per share, a yield of 4.96%, with a payout ratio of 46.5%.
  • Return on equity was 12.2% and debt-to-equity 0.12.

Source: company filings (standardised) and stockrow calculations.

Farmers National Banc Corp. (FMNB) Latest News

News by impact score

Fine-tune

22 Jul

3

Farmers National Banc Corp. (FMNB) Q2 earnings and revenues exceeded analyst estimates. Q2 earnings beat signals moderately positive near-term financial results for FMNB.

3

Farmers National Banc Corp. reports solid second quarter 2026 results. Solid quarterly results signal stable financial performance with moderate short-term market influence but no fundamental strategic shifts.

26 Apr

3

Recent regional bank sector headlines prompt reassessment of Farmers National Banc Corp. (FMNB) amid potential impacts on its operations and market position. Regional bank sector headlines exert moderately noticeable influence on FMNB's financial performance and investor sentiment.

22 Apr

4

Farmers National Banc Corp. (FMNB) reported Q1 earnings and revenues surpassing analyst estimates. Q1 earnings beat signals strong financial performance, likely enhancing investor sentiment and stock trajectory.

3

Farmers National Banc Corp. (FMNB) Q1 earnings compared to analyst estimates, analyzing key metrics. Q1 earnings versus estimates affect financial performance and short-term investor sentiment.

3

Farmers National Banc Corp. announced financial results for the first quarter of 2026. Quarterly earnings results influence financial performance and investor sentiment but represent routine reporting.

2 Mar

4

Farmers National Banc Corp. completed its merger with Middlefield Banc Corp. and added two new members to its board of directors. Merger completion with Middlefield Banc Corp. significantly expands FMNB's asset base, market footprint, and strategic positioning.

13 Feb

3

Farmers National Banc Corp. (FMNB) is highlighted as one of three top dividend stocks to enhance investment portfolios. The article emphasizes FMNB's strong dividend yield and consistent performance, making it an attractive option for income-focused investors. The bank's solid financial health and growth potential are also noted, positioning it favorably in the current market environment. FMNB's strong dividend yield and financial health may moderately influence investor sentiment and financial performance.

12 Feb

3

Farmers National Banc Corp. (FMNB) is highlighted among compelling dividend stocks alongside Civista Bancshares and two others. The article emphasizes the attractiveness of these stocks for investors seeking reliable dividend income, particularly in the current economic climate. FMNB's financial stability and consistent dividend payments position it favorably for income-focused investors. FMNB's inclusion as a compelling dividend stock indicates a moderately noticeable influence on its market performance and investor sentiment.

11 Feb

4

Farmers National Banc Corp. (FMNB) is highlighted as a top dividend stock for February 2026, showcasing its strong financial performance and commitment to returning value to shareholders through consistent dividend payments. The article emphasizes the company's robust earnings growth and strategic initiatives that position it favorably in the market, making it an attractive option for income-focused investors. Strong financial performance and commitment to dividends indicate significant potential for future growth and investor interest.

3

Farmers National Banc Corp. (FMNB) is highlighted as one of the top dividend stocks to enhance investment portfolios. The company is recognized for its consistent dividend payments, which appeal to income-focused investors. FMNB's strong financial performance and commitment to returning value to shareholders through dividends position it as a reliable choice in the current market environment. Investors seeking stability and income generation may find FMNB an attractive addition to their portfolios. FMNB's consistent dividend payments and strong financial performance may moderately influence investor sentiment and financial stability.

10 Feb

4

Farmers National Banc Corp. and Middlefield Banc Corp. have received shareholder approvals for their merger, marking a significant step in the consolidation of the two financial institutions. The merger is expected to enhance operational efficiencies and expand the combined entity's market presence. Both companies anticipate that the merger will create value for shareholders and improve service offerings to customers. The merger is a significant strategic move that could alter the competitive landscape and enhance market positioning.

3

Middlefield Banc Corp. reported its financial results for the twelve months ending in 2025, highlighting key performance metrics and financial health indicators. The report includes details on revenue, net income, and other significant financial ratios, reflecting the company's operational efficiency and market position. Investors and stakeholders are provided insights into the bank's growth strategies and future outlook based on these results. The financial results indicate moderate changes in performance that could influence investor sentiment and operational strategies.

3

Farmers National Banc Corp. (FMNB) is highlighted as a noteworthy dividend stock, showcasing its commitment to returning value to shareholders through consistent dividend payments. The company has demonstrated strong financial performance, positioning itself favorably in the market. Investors are encouraged to consider FMNB for its reliable dividend yield and potential for growth, making it an attractive option in the current economic landscape. FMNB's consistent dividend payments and strong financial performance may moderately influence investor sentiment and market positioning.

9 Feb

4

Farmers National Banc Corp. (FMNB) is highlighted as a top dividend stock for February 2026, showcasing its strong financial performance and commitment to returning value to shareholders through consistent dividend payments. The article emphasizes FMNB's robust growth strategy and its position within the banking sector, making it an attractive option for income-focused investors. FMNB's strong financial performance and commitment to dividends indicate significant potential for future market impact.

3

Farmers National Banc Corp. (FMNB) is highlighted among three leading dividend stocks worth considering, alongside Qfin Holdings. The focus is on their strong dividend yields and potential for stable returns, appealing to income-focused investors. The article emphasizes the importance of evaluating these stocks for their financial health and growth prospects in the current market environment. The mention of FMNB as a leading dividend stock suggests a moderately noticeable influence on investor sentiment and financial performance.

6 Feb

4

Farmers National Banc Corp. (FMNB) is highlighted as a top dividend stock for February 2026, showcasing its strong dividend yield and consistent performance. The company has demonstrated resilience in its financial metrics, making it an attractive option for income-focused investors. Analysts emphasize FMNB's solid fundamentals and growth potential, positioning it favorably in the current market landscape. FMNB's strong dividend yield and consistent performance indicate significant potential for future market impact.

3

Farmers National Banc Corp. (FMNB) is highlighted as one of three reliable dividend stocks offering a yield of at least 5.1%. The article emphasizes the company's strong financial performance and commitment to returning value to shareholders through consistent dividend payments. FMNB's strategic positioning in the banking sector and its ability to maintain a robust dividend yield make it an attractive option for income-focused investors. The focus on dividend yield indicates a stable financial position, but broader market conditions may limit significant impact.

5 Feb

4

Farmers National Banc Corp. and Middlefield Banc Corp. have received regulatory approvals for their merger, marking a significant step towards the completion of the transaction. The merger aims to enhance operational efficiencies and expand the combined entity's market presence. Both companies are optimistic about the benefits this merger will bring to their customers and shareholders. The merger is expected to significantly enhance operational efficiencies and market presence, impacting future performance.

4

Farmers National Banc Corp. (FMNB) is highlighted as a top dividend stock for February 2026, showcasing its strong financial performance and commitment to returning value to shareholders. The company has consistently increased its dividend payouts, reflecting a solid business model and growth potential. Investors are encouraged to consider FMNB for its attractive yield and stability in the current market environment. FMNB's consistent dividend increases and strong financial performance indicate significant potential for future growth and investor interest.

4

Farmers National Banc Corp. (FMNB) is highlighted as one of the top dividend stocks to consider for investment. The company has a strong track record of consistent dividend payments, making it an attractive option for income-focused investors. FMNB's financial stability and growth potential are emphasized, alongside its commitment to returning value to shareholders through dividends. The article suggests that FMNB's performance in the current market environment positions it well for future growth. FMNB's strong dividend performance and financial stability indicate significant potential for future growth and investor interest.

4 Feb

4

Farmers National Banc Corp. (FMNB) is highlighted as a top dividend stock to consider in February 2026, reflecting its strong financial performance and commitment to returning value to shareholders. The company has consistently increased its dividend payouts, making it an attractive option for income-focused investors. Analysts suggest that FMNB's solid fundamentals and growth potential position it well in the current market environment, particularly for those seeking reliable dividend income. FMNB's consistent dividend growth and strong financial performance indicate a significant impact on its future market positioning and investor sentiment.

3

Farmers National Banc Corp. (FMNB) is highlighted as one of three reliable dividend stocks, offering yields up to 4.8%. The article emphasizes the company's strong financial performance and commitment to returning value to shareholders through consistent dividend payments. Investors seeking stable income may find FMNB an attractive option in the current market environment. FMNB's dividend yield and financial stability may moderately influence investor sentiment and financial performance.

3 Feb

4

Farmers National Banc Corp. (FMNB) is highlighted as a top dividend stock for February 2026, showcasing its strong financial performance and commitment to returning value to shareholders. The company has consistently increased its dividend payouts, making it an attractive option for income-focused investors. Analysts emphasize FMNB's solid fundamentals and growth potential in the banking sector, positioning it favorably amidst market fluctuations. FMNB's consistent dividend growth and strong financial performance indicate a significant impact on its future market positioning and investor sentiment.

3

Farmers National Banc Corp. (FMNB) is highlighted as one of three dividend stocks to consider, offering yields of up to 4%. The article emphasizes the importance of dividend stocks for investors seeking income, particularly in a fluctuating market. FMNB's financial stability and consistent dividend payments make it an attractive option for those looking to enhance their portfolios with reliable income sources. FMNB's inclusion as a dividend stock suggests a moderately noticeable influence on its market performance and investor sentiment.

2 Feb

3

Farmers National Banc Corp. (FMNB) is highlighted among three dividend stocks offering attractive yields, with FMNB providing a yield of up to 3.5%. The article emphasizes the importance of dividend stocks for income-focused investors, particularly in the current economic climate. FMNB's consistent dividend payments and solid financial performance make it a noteworthy option for those seeking reliable income streams. The focus on dividend yields indicates a moderate influence on investor sentiment and financial performance.

3

Farmers National Banc Corp. (FMNB) is highlighted as one of the top dividend stocks to consider for investment. The company has demonstrated consistent dividend payments, appealing to income-focused investors. Its strong financial performance and commitment to returning value to shareholders make it a noteworthy option in the current market landscape. FMNB's consistent dividend payments and strong financial performance may moderately influence investor sentiment and financial stability.

30 Jan

4

Independent proxy advisory firm ISS has recommended that shareholders vote in favor of the proposed merger between Middlefield Banc Corp. and Farmers National Banc Corp. This endorsement is seen as a positive signal for the merger's approval, which aims to enhance the combined entity's market position and operational efficiencies. The merger could significantly alter the competitive landscape and financial performance of Farmers National Banc Corp.

4

Farmers National Banc Corp. (FMNB) is highlighted as one of the top dividend stocks for January 2026, showcasing its strong financial performance and commitment to returning value to shareholders. The article emphasizes FMNB's consistent dividend payments and growth potential, making it an attractive option for income-focused investors. Analysts predict continued stability and growth in the company's dividend offerings, reinforcing its position in the market. FMNB's recognition as a top dividend stock indicates significant investor interest and potential for future growth.

3

Farmers National Banc Corp. (FMNB) is highlighted as one of the top dividend stocks to consider for investment. The company has shown consistent dividend payments, reflecting its strong financial health and commitment to returning value to shareholders. Investors are encouraged to evaluate FMNB's performance in the context of its dividend yield and overall market conditions, as it may offer a reliable income stream amidst fluctuating market dynamics. FMNB's consistent dividend payments indicate a stable financial position, but broader market conditions may limit the overall impact on its trajectory.

stockrow.com/FMNB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com