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Friday 6 November 2026
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Navient Holdings, Inc.
NAVI Financial Credit Services
Navient Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, down 27.7% from fiscal 2024.
- Revenue
- −11.9%
- EPS
- +92.9%
- Free cash flow
- +13.5%
- Total debt
- −5.25%
Quarter to June 2026, against a year earlier
8.61
0.21
−2.38%
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Navient Holdings, Inc. (NAVI) P/E ratio
Navient Holdings, Inc. has no meaningful P/E ratio: its trailing twelve-month earnings is negative. Over the past ten years it has ranged from 0.0× (November 2026) to 47.2× (July 2025) — the current reading is the lowest in ten years.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 0.0× | — |
| FY2024 | 11.3× | 9.64% |
| FY2023 | 10.3× | 177.16% |
| FY2022 | 3.7× | (29.26%) |
| FY2021 | 5.2× | 16.31% |
| FY2020 | 4.5× | (14.72%) |
| FY2019 | 5.3× | (9.47%) |
| FY2018 | 5.8× | (55.48%) |
| FY2017 | 13.1× | 68.75% |
| FY2016 | 7.8× | 79.07% |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 0.0× | — |
| Mar 2026 | 0.0× | — |
| Dec 2025 | 0.0× | — |
| Sep 2025 | 0.0× | — |
| 42 more quarters | Free account |
Against its own ten years
Low 0.0×
High 47.2×
Ten-year median
6.0×
Current reading's percentile
9
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| GDOT Green Dot Corporation compare | n/m |
| PRAA PRA Group, Inc. compare | n/m |
| LU Lufax Holding Ltd. Sponsored ADR compare | n/m |
| NAVI Navient Holdings, Inc. | n/m |
| QFIN Qfin Holdings Inc. - Sponsored ADR compare | 1.3× |
| OPFI OppFi Inc. compare | 2.7× |
| JCAP Jefferson Capital, Inc. compare | 8.5× |
| WRLD World Acceptance Corporation compare | 13.9× |
| OPRT Oportun Financial Corporation compare | 15.3× |
| Credit Services industry median | 9.0× |
| Financial sector median | 12.2× |
| Market median | 17.9× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)