Navient Corporation
NAVI Financial Credit Services
Navient Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.2 billion, down 27.7% from fiscal 2024. In the quarter to June 2026, revenue fell 11.9%, EPS grew 92.9%, free cash flow grew 13.5% and total debt fell 5.25%, each against the same quarter a year earlier. Dividend growth for ten consecutive years.
Follow NAVI
Navient Corporation (NAVI) P/E ratio
Navient Corporation has no meaningful P/E ratio: its trailing twelve-month earnings is negative. Over the past ten years it has ranged from 0.0× (October 2026) to 47.2× (July 2025) — the current reading is the lowest in ten years.
P/E ratio, daily
Embed this chart
Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 0.0× | — |
| FY2024 | 11.3× | 9.64% |
| FY2023 | 10.3× | 177.16% |
| FY2022 | 3.7× | (29.26%) |
| FY2021 | 5.2× | 16.31% |
| FY2020 | 4.5× | (14.72%) |
| FY2019 | 5.3× | (9.47%) |
| FY2018 | 5.8× | (55.48%) |
| FY2017 | 13.1× | 68.75% |
| FY2016 | 7.8× | 79.07% |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 0.0× | — |
| Mar 2026 | 0.0× | — |
| Dec 2025 | 0.0× | — |
| Sep 2025 | 0.0× | — |
| 42 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| GDOT Green Dot Corporation compare | n/m |
| PRAA PRA Group, Inc. compare | n/m |
| LU Lufax Holding Ltd. Sponsored ADR compare | n/m |
| NAVI Navient Corporation | n/m |
| QFIN Qfin Holdings Inc. - Sponsored ADR compare | 1.3× |
| OPFI OppFi Inc. compare | 1.7× |
| JCAP Jefferson Capital, Inc. compare | 8.4× |
| ATLC Atlanticus Holdings Corporation compare | 9.6× |
| WRLD World Acceptance Corporation compare | 20.3× |
| Credit Services industry median | 9.4× |
| Financial sector median | 12.4× |
| Market median | 18.1× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)