Navient Corporation (NAVI) vs World Acceptance Corporation (WRLD)
- Navient Corporation NAVI 9.28 −2.93%
- World Acceptance Corporation WRLD 171.66 −0.41%
Navient Corporation and World Acceptance Corporation are both Credit Services companies. Navient Corporation is the larger, with a market value of $896.6M against $803.8M — 1.1× the size. Navient Corporation has negative trailing earnings, so its P/E is not meaningful; World Acceptance Corporation trades at 20.3×. World Acceptance Corporation grew revenue faster over the last twelve months: 4.26% against −21.4%. World Acceptance Corporation has the higher net margin (6.61% vs −1.67%) and the higher return on invested capital (3.97% vs −0.11%). Across the 19 metrics below, World Acceptance Corporation leads on 13 and Navient Corporation on 6.
Valuation
Profitability
| Metric | NAVI | WRLD | Credit Services median |
|---|---|---|---|
| Gross margin | 20.06% | 100.00% | 77.13% |
| Operating margin | 0.00% | 17.26% | 0.34% |
| Net margin | (1.67%) | 6.61% | 9.25% |
| Free cash flow margin | 11.37% | 44.29% | 12.91% |
| Return on equity | (2.02%) | 9.90% | 8.49% |
| Return on assets | (0.10%) | 3.72% | 2.16% |
| Return on invested capital | (0.11%) | 3.97% | 4.09% |
Growth
Health
Dividend
Size
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