stockrowNavient Holdings, Inc. (NAVI) vs PRA Group, Inc. (PRAA)
- Navient Holdings, Inc. NAVI 8.51 −3.51%
- PRA Group, Inc. PRAA 12.98 −36.43%
Navient Holdings, Inc. and PRA Group, Inc. are both Credit Services companies. Navient Holdings, Inc. and PRA Group, Inc. are of similar size ($827.2M and $768.8M). PRA Group, Inc. grew revenue faster over the last twelve months: 17.6% against −21.4%. Navient Holdings, Inc. has the higher net margin (−1.67% vs −19.9%) and the lower return on invested capital (−0.11% vs 0.86%). Across the 17 metrics below, Navient Holdings, Inc. leads on 11 and PRA Group, Inc. on 6.
Valuation
Profitability
| Metric | NAVI | PRAA | Credit Services median |
|---|---|---|---|
| Gross margin | 20.06% | 100.00% | 76.61% |
| Operating margin | 0.00% | 5.00% | 0.34% |
| Net margin | (1.67%) | (19.91%) | 8.35% |
| Free cash flow margin | 11.37% | (2.84%) | 8.73% |
| Return on equity | (2.02%) | (21.12%) | 9.05% |
| Return on assets | (0.10%) | (4.97%) | 1.94% |
| Return on invested capital | (0.11%) | 0.86% | 4.56% |
Growth
Health
Dividend
Size
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