Navient Corporation (NAVI) vs PRA Group, Inc. (PRAA)
Navient Corporation and PRA Group, Inc. are both Credit Services companies. Navient Corporation is the larger, with a market value of $872.2M against $762.0M — 1.1× the size. PRA Group, Inc. grew revenue faster over the last twelve months: 17.6% against −21.4%. Navient Corporation has the higher net margin (−1.67% vs −19.9%) and the lower return on invested capital (−0.11% vs 0.86%). Across the 18 metrics below, Navient Corporation leads on 11 and PRA Group, Inc. on 7.
Valuation
Profitability
| Metric | NAVI | PRAA | Credit Services median |
|---|---|---|---|
| Gross margin | 20.06% | 100.00% | 77.13% |
| Operating margin | 0.00% | 5.00% | 0.34% |
| Net margin | (1.67%) | (19.91%) | 9.25% |
| Free cash flow margin | 11.37% | (2.84%) | 13.03% |
| Return on equity | (2.02%) | (21.12%) | 8.49% |
| Return on assets | (0.10%) | (4.97%) | 2.29% |
| Return on invested capital | (0.11%) | 0.86% | 4.09% |
Growth
Health
Dividend
Size
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