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Lument Finance Trust, Inc. LFT

Insider Buys alert about insiders buying in the last 12 month

We limit data available in the Overview Report for users who do not have Powerpack

Get access to target analyst prices, predictions, compound annual growth rates and more than four years of historical data.

Insider Decisions

Total buys
0.44
Total sells
0.07
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 3 3 4 1 6
Sell 1
Insider Ownership
31.00%

Capital & Financial Ratios

Market Cap
34.53
Revenue
76.23
Net Income
(13.72)
Free Cash Flow
24.19
Net Debt
846.82
Current Ratio
5.98
Debt/Equity
4.40
P/E ratio
0.00
P/S ratio
0.45
P/B ratio
0.23
Past 5Y EPS Growth
24.95%
This Y EPS Growth
3.57%
Next Y EPS Growth
(93.10%)
Next 5Y EPS Growth
25.18%
in millions of $

Dividends

Payout Ratio
1.85
Annual Dividend Rate
0.28
Annual Dividend Yield
11.61%
total individual payouts
2027 ‡‡‡‡‡
2026 2.13
2025 0.29
2024 0.31
2023 0.26
2022 0.24
2021 0.36
2020 0.33
2019 0.30
2018 0.28
2017 0.60
2016 2.05
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 51.52 71.56 26.62 54.68
Receivables
Inventory
Other
51.52 71.56 26.62 54.68
2023 2024 2025 Q'26
Payables 8.62 12.14 6.93 7.72
ST’ Debt
Other
12.71 14.84 8.80 9.15
in millions of $

Compound Annual Growth

10y 5y 3y
Sales ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Cash Flow ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Earnings ‡‡‡ ‡‡‡ ‡‡‡
Book Value ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡

Revenue

Mar Jun Sep Dec Year
’26 21.07 19.05
’25 22.31 20.58 18.29 17.83
79.00
’24 35.44 30.64 29.67 26.38
122.13
’23 22.21 22.65 31.86 32.48
109.19
’22 10.01 12.64 14.75 19.28
56.69
’21 7.47 8.24 9.47 11.00
36.19
’20 9.19 8.48 8.12 7.83
33.62
in millions of $

Operating Cash Flow

Mar Jun Sep Dec Year
’26 3.57 0.50
’25 4.09 3.61 1.14 1.25
10.10
’24 9.08 5.49 6.23 6.33
27.13
’23 5.84 4.25 5.43 9.22
24.74
’22 4.56 3.74 3.44 4.55
16.29
’21 3.17 3.89 4.86 1.92
13.85
’20 2.37 2.78 3.47 3.60
12.22
in millions of $

Free Cash Flow

Mar Jun Sep Dec Year
’26 3.51 12.40
’25 4.09 3.61 0.28 8.00
15.98
’24 9.08 5.49 6.23 6.33
27.13
’23 5.84 4.25 5.43 9.22
24.74
’22 4.56 3.74 3.44 4.55
16.29
’21 3.17 3.89 4.86 1.92
13.85
’20 2.37 2.78 3.47 3.60
12.22
in millions of $

EPS

Mar Jun Sep Dec Year
’26 (0.20) (1.80)
’25 (0.30) 0.50 0.10 (1.70)
(1.40)
’24 1.10 0.70 1.00 0.70
3.40
’23 0.90 0.30 1.00 0.80
2.90
’22 0.50 0.40 0.10 0.20
1.10
’21 1.10 0.40 0.50 1.00
3.00
’20 0.60 0.80 1.00 1.00
3.40

Target Price Range

High
‡‡‡‡‡
‡‡‡‡
Average
‡‡‡‡‡
‡‡‡‡
Low
‡‡‡‡‡
‡‡‡‡

Recommendation Rating

2
1
Buy
2
3
Hold
4
5
Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡ ‡‡‡‡ 18.40 15.30 21.60 13.90
Low Price
‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ 39.60 24.50 27.90 28.40
High Price
‡‡‡‡‡ 600 600 600 550
Employees
‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡‡‡ 0.09 0.18 0.20 0.14
Revenue/Emp
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 56.69 109.19 122.13 79.00 ‡‡‡‡‡ ‡‡‡‡‡
Revenue
‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ 100.00% 100.00% 100.00% 100.00%
Gross Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 9.87 19.72 22.67 (2.74)
EBT
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 17.42% 18.06% 18.56% (3.46%) ‡‡‡ ‡‡‡
EBT Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 9.86 19.71 22.65 (2.75) ‡‡‡‡‡ ‡‡‡‡‡
Net Income
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 2.59 2.15 (0.39) 0.34
Depreciation
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 11.73 20.91 23.36 15.09 ‡‡‡‡‡ ‡‡‡‡‡
Revenue/Sh
‡‡‡‡ ‡‡‡ ‡‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ 1.10 2.90 3.40 (1.40) ‡‡‡ ‡‡‡‡‡
Earnings/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.37 4.74 5.19 1.93
Cash Flow/Sh
‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ 0.00 0.00 0.00 1.12 ‡‡‡ ‡‡‡
Capex/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.37 4.74 5.19 3.05
Free CF/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 50.27 46.10 45.51 41.86
Book Value/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4.83 5.22 5.23 5.23 ‡‡‡‡‡ ‡‡‡‡‡
Shares
‡‡‡ ‡‡‡‡‡ ‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡ 15.67 7.73 7.37 0.00 ‡‡‡‡ ‡‡‡‡
PE Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.60 1.11 1.10 0.93 ‡‡‡ ‡‡‡
PS Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.49 0.66 0.75 0.46 ‡‡‡ ‡‡‡
PB Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 23.91 15.55 11.25 18.61 ‡‡‡‡ ‡‡‡‡
EV/Sales
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 83.19 68.65 50.66 145.62
EV/FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 16.29 24.74 27.13 10.10 ‡‡‡ ‡‡‡
Op' Cash Flow
‡‡‡‡‡ 5.89
Capex
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 16.29 24.74 27.13 15.98
FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 38.68 38.81 56.73 17.82
Working Cap'
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 876.28 1,193.43 875.86 988.10
Total Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 828.92 1,141.91 804.30 961.48
Net Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 243.00 240.79 237.90 219.09
Sh' Equity
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.47% 1.16% 1.39% (0.64%)
ROA
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.58% 0.89% 1.36% (0.09%)
ROIC
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.44% 8.11% 9.84% (4.37%)
ROE
predictions in italic, sparklines do not include predictions

Analyst Commentary (Summary)

Lument Finance Trust (LFT), a mortgage REIT specializing in multifamily and agency commercial real estate loans, has demonstrated remarkable resilience amid high interest rates, with revenue surging 115% to $122 million by 2024 from post-COVID lows and consistent profitability via EPS around $0.34. Despite stock volatility and a 40% decline from 2021 peaks due to share dilution, fundamentals shine: 100% gross margins, ROE climbing to 9.8%, robust free cash flow, and a 70% debt reduction to $876 million bolster balance sheet strength. Insiders piled in with $165k in buys during late 2025—no sells—signaling deep confidence.

Trading at deeply discounted valuations (P/E 7.4, P/B 0.75), LFT lags its turnaround story, offering bargain pricing below historical averages and peers, especially as EV/FCF improves. Analysts unanimously forecast over 100% upside from February 2026 levels, tied to forward EPS growth to $0.36 and ROE at 13.5%.

Short-term revenue dips to $42-43 million in 2025-2026 reflect CRE caution, but tailwinds from potential Fed rate cuts could ignite 20-30% origination growth, dividend potential, and 20-30% annualized returns for diversified portfolios—making LFT a compelling “buy the dip” amid sector recovery.

Lument Finance Trust, Inc. (LFT) Latest News

News by impact score

Fine-tune

18 Sep

4 , 5:00 PM
Lument Finance Trust suspends common stock dividend and declares Q3 preferred stock dividend. Dividend suspension signals financial pressure likely to reduce investor confidence and depress share price.

20 Aug

3 transcript www.fool.com, 11:43 PM
Lument Finance (LFT) Q2 2026 earnings call transcript released covering quarterly results and outlook. Standard earnings call delivers financial updates that moderately affect near-term investor views and stock movement.

3 Simply Wall St., 11:12 AM
Lument Finance Trust, Inc. (NYSE:LFT) has garnered significant interest from institutional investors, who collectively hold a substantial 44% stake in the company. This level of institutional ownership indicates a strong confidence in LFT's potential and may influence its market performance moving forward. Institutional ownership at 44% suggests a moderately noticeable influence on LFT's market sentiment and financial performance.

14 Aug

4 , 7:02 PM
Lument Finance Trust Inc (LFT) conducted a strategic review of its operations and legacy portfolio during the Q2 2026 earnings call. Strategic review represents major moves that could significantly alter company trajectory and investor sentiment.

3 transcript app.moby.co, 8:30 AM
Lument Finance Trust, Inc. held its Q2 2026 earnings call covering financial results, portfolio performance, and forward guidance. Quarterly earnings calls deliver updated financial metrics that can shift near-term investor views without guaranteeing major strategic shifts.

13 Aug

4 , 4:50 PM
Lument Finance Trust reported second quarter 2026 results and announced a reverse stock split. Reverse stock split signals distress and typically triggers sharp negative shifts in investor sentiment and share price trajectory.

30 Jul

3 , 4:30 PM
Lument Finance Trust, Inc. received an NYSE continued listing standard notice. NYSE listing notice signals potential compliance issues that could affect stock trading status.

15 May

4 PR Newswire, 9:20 AM
Lument Finance Trust, Inc. (LFT) reported first quarter 2026 financial results. Quarterly earnings reports deliver key financial metrics that can significantly sway stock price and long-term investor outlook.

3 app.moby.co, 4:53 PM
Lument Finance Trust, Inc. held its Q1 2026 earnings call covering quarterly financial results, portfolio performance, and management outlook for the REIT. Q1 earnings disclosure supplies moderate new data on financial metrics and strategy that can shift short-term investor views.

3 www.marketbeat.com, 2:08 PM
Lument Finance Trust, Inc. (LFT) released Q1 earnings call highlights detailing financial performance, portfolio updates, and strategic outlook. Q1 earnings highlights reveal financial results influencing short-to-medium term market performance and investor sentiment.

26 Mar

3 app.moby.co, 8:30 AM
Lument Finance Trust, Inc. Q4 2025 earnings call summary covers quarterly financial results, portfolio performance, dividend declarations, and outlook for commercial real estate lending. Quarterly earnings summaries provide insights into financial health and strategy, moderately influencing investor sentiment and stock trajectory.

24 Mar

3 GuruFocus.com, 3:02 PM
Lument Finance Trust Inc (LFT) Q4 2025 earnings call highlights navigating challenges with strategic adjustments amid market pressures. Earnings highlights reveal moderate influence on financial trajectory from challenges and navigation strategies.

3 www.marketbeat.com, 11:36 AM
Lument Finance Trust, Inc. (LFT) released highlights from its Q4 earnings call, covering financial results, portfolio performance, dividend declarations, and outlook. Q4 earnings call highlights detail financial metrics, dividends, and guidance with moderate influence on LFT's performance and investor views.

23 Mar

4 Associated Press Finance, 5:28 PM
Lument Finance Trust, Inc. (LFT) released Q4 earnings snapshot. Q4 earnings snapshot reveals financial performance directly affecting stock price, investor sentiment, and future trajectory.

4 PR Newswire, 5:00 PM
Lument Finance Trust, Inc. (LFT) reported its 2025 financial results. Annual results reporting reveals financial performance metrics that significantly influence stock price and future market trajectory.

11 Dec

3 PR Newswire, 5:15 PM
Lument Finance Trust, Inc. has declared quarterly cash dividends for its common and preferred stock. The dividends reflect the company's ongoing commitment to returning value to shareholders. The announcement includes specific amounts for both common and preferred shares, indicating a stable financial position. The dividend declaration suggests a stable financial performance, which may positively influence investor sentiment but does not fundamentally alter the company's trajectory.

10 Dec

4 PR NewswireAssociated Press FinanceGuruFocus.comMT NewswiresMT NewswiresMT NewswiresMT NewswiresInsider Monkey, 5:00 PM
Lument Finance Trust, Inc. has successfully closed a $664 million commercial real estate collateralized loan obligation (CLO). This transaction is expected to enhance the company's capital structure and provide additional liquidity for future investments in commercial real estate. The CLO will be backed by a diversified pool of loans, aimed at optimizing Lument's funding strategy and supporting its growth objectives in the real estate sector. The CLO closure represents a significant strategic move that could enhance Lument's capital structure and liquidity, impacting future growth and market positioning.

28 Nov

3 Simply Wall St., 5:46 AM
Insider buying activity at Lument Finance Trust, Inc. (LFT) has been observed, with multiple executives purchasing shares of the company. This trend is often interpreted as a positive signal regarding the company's future prospects and financial health. The increased insider ownership may indicate confidence in LFT's strategic direction and potential for growth, which could influence market sentiment positively. Insider purchases can signal confidence in the company's future, potentially influencing market sentiment and stock performance.

21 Nov

4 PR Newswire, 5:00 PM
Lument Finance Trust, Inc. has successfully priced a $664 million commercial real estate collateralized loan obligation (CLO). This CLO is backed by a diversified pool of commercial real estate loans and is expected to enhance Lument's capital structure and support its growth strategy. The transaction reflects strong investor demand and is anticipated to close soon, further solidifying Lument's position in the market. The CLO pricing represents a significant strategic move that could enhance Lument's capital structure and growth potential.

13 Nov

3 transcript GuruFocus.com, 4:01 PM
Lument Finance Trust, Inc. (LFT) reported its Q3 2025 earnings, highlighting challenges faced in the current market environment. The company discussed strategies to navigate these obstacles, focusing on operational adjustments and financial performance metrics. Key insights included shifts in investment strategies and market conditions impacting revenue streams. Management emphasized a commitment to maintaining stability and exploring growth opportunities despite external pressures. Moderate challenges and strategic adjustments are expected to influence LFT's financial performance and market positioning.

12 Nov

3 Associated Press Finance, 5:38 PM
Lument Finance Trust, Inc. reported its Q3 earnings, highlighting key financial metrics and performance indicators. The company experienced fluctuations in revenue and net income compared to previous quarters, reflecting ongoing market conditions and strategic initiatives. Management provided insights into future expectations and operational adjustments aimed at enhancing profitability and shareholder value. Earnings performance and strategic initiatives may moderately influence Lument's financial outlook and market positioning.

3 PR Newswire, 5:00 PM
Lument Finance Trust, Inc. (LFT) reported its third quarter 2025 financial results, highlighting key metrics such as revenue, net income, and asset performance. The company experienced fluctuations in its portfolio and outlined strategic initiatives aimed at enhancing operational efficiency and market positioning. Management provided insights into future expectations and market conditions, emphasizing a commitment to shareholder value and sustainable growth. The financial results indicate moderate changes that may influence LFT's performance but are balanced by other market factors.

16 Sep

3 , 8:00 AM
Lument Finance Trust, Inc. has declared quarterly cash dividends for its common and preferred stock. The dividends reflect the company's ongoing commitment to returning value to shareholders. The announcement includes specific amounts for both common and preferred shares, indicating a stable financial position. The dividend declaration suggests a stable financial performance, which may positively influence investor sentiment but does not fundamentally alter the company's trajectory.

8 Aug

3 , 4:59 PM
Lument Finance Trust, Inc. reported its Q2 earnings, highlighting key financial metrics and performance indicators. The company experienced fluctuations in revenue and net income compared to previous quarters. Management provided insights into operational strategies and market conditions affecting performance. Investors are keenly observing these results for indications of future growth and stability. Earnings results may moderately influence investor sentiment and financial performance but are balanced by other market factors.

3 , 4:45 PM
Lument Finance Trust, Inc. (LFT) reported its financial results for the second quarter of 2025, highlighting key metrics such as revenue, net income, and asset performance. The company experienced fluctuations in its financial performance compared to previous quarters, with management providing insights into strategic initiatives and market conditions affecting operations. The report emphasizes LFT's focus on optimizing its portfolio and navigating the current economic landscape to enhance shareholder value. The financial results indicate moderate changes that may influence LFT's performance but are balanced by other market factors.

20 Jun

3 PR Newswire, 5:00 PM
Lument Finance Trust, Inc. (LFT) declared a cash dividend of $0.06 per share for common stock and $0.4921875 per share for its Series A Preferred Stock, both payable on July 15, 2025. The common stock dividend is for the second quarter of 2025, with a record date of June 30, 2025, while the preferred stock dividend has a record date of July 1, 2025. CEO James P. Flynn emphasized the decision was made to reflect current earnings outlook and preserve book value, aiming to maximize flexibility and long-term shareholder value. LFT focuses on commercial real estate debt investments, primarily in transitional floating rate commercial mortgage loans. The dividend adjustment reflects a moderate influence on LFT's financial performance and investor sentiment.

14 May

3 GuruFocus.com, 3:08 AM
Lument Finance Trust Inc (LFT) reported a GAAP net loss of $0.03 per share and distributable earnings of $0.08 per share for Q1 2025, maintaining its quarterly dividend. Net interest income fell to $7.7 million, and specific reserves for credit losses increased to $11.1 million. The company has $64 million in unrestricted cash and a total equity of approximately $232 million. Despite challenges, LFT is exploring new financing options and has seen resilience in the multi-family sector. However, seven loans are risk-rated five, indicating significant credit risk. The increase in credit loss reserves and declining net interest income may moderately affect LFT's financial performance.

12 May

3 , 4:45 PM
Lument Finance Trust, Inc. (LFT) reported its financial results for the first quarter of 2025, highlighting key metrics such as revenue, net income, and asset performance. The company experienced fluctuations in its portfolio, with notable changes in loan origination and investment strategies. Management provided insights into future expectations and market conditions, emphasizing a focus on strategic growth and risk management. Overall, the results reflect LFT's ongoing efforts to navigate the evolving financial landscape. The financial results indicate moderate changes in performance and strategy that could influence LFT's market positioning.

2 May

3 , 7:49 AM
Lument Finance Trust, Inc. (NYSE:LFT) has seen a 48% increase in share price over the last five years, which is below the market average. However, when including dividends, the total shareholder return (TSR) is 181%, indicating strong performance in that regard. The company's earnings per share (EPS) grew at a compound rate of 25% annually, but the low P/E ratio of 7.77 suggests market skepticism. Recently, the TSR for the past year is 38%, reflecting positive sentiment. Despite improvements, there are warning signs regarding the company's risks. The combination of solid EPS growth and positive TSR indicates moderate influence on future performance, though market skepticism remains.

21 Mar

3 Simply Wall St., 6:59 AM
Lument Finance Trust (NYSE:LFT) reported full-year 2024 results with revenues of $36.2 million, a 13% increase from FY 2023, and net income of $17.9 million, up 20%. The profit margin rose to 49%, driven by higher revenue. However, EPS of $0.34 fell short of analyst estimates by 6.8%, despite exceeding revenue expectations by 1.1%. Future revenue growth is forecasted at 2.6% annually over the next two years, significantly lower than the 16% growth expected for the Mortgage REITs industry. Shares have increased by 4.1% over the past week. Two warning signs for the company have been identified. Moderate influence is expected due to the mixed financial performance and lower growth forecast compared to the industry.

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