Lument Finance Trust, Inc. (LFT) vs Sachem Capital Corp. (SACH)

Lument Finance Trust, Inc. and Sachem Capital Corp. are both Reit Mortgage companies. Sachem Capital Corp. is the larger, with a market value of $43.8M against $27.2M — 1.6× the size. Sachem Capital Corp. grew revenue faster over the last twelve months: −8.38% against −23.0%. Lument Finance Trust, Inc. has the higher net margin (−24.2% vs −28.4%) and the higher return on invested capital (−0.60% vs −6.34%). Both pay a dividend; Sachem Capital Corp. yields more (12.0% vs 11.6%). Across the 21 metrics below, Sachem Capital Corp. leads on 11 and Lument Finance Trust, Inc. on 10.

Valuation

Metric LFT SACH Reit Mortgage median
P/E n/m n/m 7.80
P/S 0.36 0.99 1.90
P/B 0.18 0.27 0.61
Price to free cash flow 1.13 1.51 5.90
EV/EBITDA 27.60 4.66 28.40
EV/Sales 17.18 (0.66) 16.02
Earnings yield (69.36%) (28.57%) 7.68%
Free cash flow yield 88.86% 66.33% 11.60%

Profitability

Metric LFT SACH Reit Mortgage median
Gross margin 100.00% 100.00% 100.00%
Operating margin 59.77% (20.16%) 35.40%
Net margin (24.22%) (28.44%) 11.85%
Free cash flow margin 31.74% 65.38% 26.68%
Return on equity (11.47%) (7.37%) 4.81%
Return on assets (1.75%) (2.55%) 0.62%
Return on invested capital (0.60%) (6.34%) 1.22%

Growth

Metric LFT SACH Reit Mortgage median
Revenue growth (TTM) (22.95%) (8.38%) 4.70%
EPS growth (last fiscal year) (141.18%) 104.30% —
Revenue growth, 5-year CAGR 18.64% 19.52% 14.60%
Net income growth, 5-year CAGR 0.00% (27.22%) 0.00%

Health

Metric LFT SACH Reit Mortgage median
Debt to equity 4.40 0.24 3.30
Current ratio 5.98 1.40 1.00
Net debt to EBITDA 18.31 (5.55) 18.31

Dividend

Metric LFT SACH Reit Mortgage median
Dividend yield 11.61% 12.04% 13.05%
Payout ratio 1.85 1.18 1.24

Size

Metric LFT SACH Reit Mortgage median
Market cap 27.18m 43.83m 517.48m

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