Ready Capital Corp RC
- Market cap
- $229.6M
- P/E
- 0.0×
Follow RC
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 12.40 | 13.00 | 13.44 | 13.57 | 3.92 | 11.28 | 9.69 | 9.19 | 6.65 | 2.09 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| 16.00 | 16.20 | 17.30 | 16.90 | 16.90 | 16.78 | 16.43 | 13.49 | 10.36 | 7.14 |
High Price
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| — | — | — | — | — | — | — | 374 | 475 | 442 |
Employees
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|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3 | 2 | 1 |
Revenue/Emp
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| 137 | 138 | 169 | 230 | 259 | 395 | 663 | 946 | 897 | 569 |
Revenue
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| 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Gross Margin
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| 65 | 48 | 63 | 65 | 54 | 132 | 175 | 358 | (517) | (303) |
EBT
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| 47.59% | 34.46% | 37.08% | 28.06% | 21.05% | 33.44% | 26.39% | 37.90% | (57.58%) | (53.16%) |
EBT Margin
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| 53 | 46 | 61 | 75 | 46 | 160 | 203 | 348 | (430) | (221) |
Net Income
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| 1 | 15 | 15 | 14 | 34 | (24) | 2 | 67 | 53 | 48 |
Depreciation
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| 5.14 | 4.41 | 5.28 | 5.47 | 4.81 | 5.77 | 6.21 | 6.44 | 5.30 | 3.46 |
Revenue/Sh
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| 1.85 | 1.38 | 1.84 | 1.72 | 0.81 | 2.17 | 1.73 | 2.25 | (2.63) | (1.44) |
Earnings/Sh
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| 0.62 | 11.24 | 4.37 | (1.25) | 1.28 | (0.50) | 3.36 | 0.35 | 1.63 | 2.63 |
Cash Flow/Sh
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| 0.25 | 0.15 | (0.01) | (0.02) | 0.32 | 0.61 | 0.07 | 0.53 | 0.40 | 0.47 |
Capex/Sh
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| 0.87 | 11.40 | 4.36 | (1.27) | 1.60 | 0.11 | 3.43 | 0.88 | 2.02 | 3.09 |
Free CF/Sh
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| 20.72 | 17.72 | 17.58 | 20.11 | 15.52 | 18.69 | 17.69 | 18.02 | 11.50 | 10.04 |
Book Value/Sh
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| 27 | 31 | 32 | 42 | 54 | 69 | 107 | 147 | 169 | 165 |
Shares
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| 11.70 | 11.01 | 7.40 | 8.29 | 16.38 | 7.20 | 6.35 | 4.16 | 0.00 | 0.00 |
PE Ratio
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| 2.63 | 3.45 | 2.62 | 2.82 | 2.59 | 2.71 | 1.82 | 1.59 | 1.29 | 0.63 |
PS Ratio
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| 0.65 | 0.86 | 0.79 | 0.77 | 0.80 | 0.92 | 0.68 | 0.59 | 0.63 | 0.23 |
PB Ratio
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| 6.90 | 9.30 | 9.04 | 9.39 | 8.58 | 10.64 | 7.23 | 4.81 | 4.85 | 7.51 |
EV/Sales
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| 40.88 | 3.56 | 10.75 | (40.40) | 23.56 | 161.12 | 13.12 | 35.45 | 12.74 | 8.42 |
EV/FCF
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| 16 | 352 | 140 | (52) | 69 | (34) | 359 | 51 | 275 | 432 |
Op' Cash Flow
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| 7 | 5 | 0 | (1) | 17 | 42 | 8 | 78 | 67 | 77 |
Capex
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| 23 | 357 | 140 | (53) | 86 | 7 | 367 | 129 | 342 | 509 |
FCF
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| 765 | 739 | 649 | 919 | 986 | 1,242 | 1,106 | 1,988 | 1,602 | 1,408 |
Working Cap'
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| 2,745 | 884 | 1,172 | 1,630 | 1,737 | 3,415 | 3,784 | 3,212 | 3,368 | 4,164 |
Total Debt
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| 2,346 | 809 | 1,089 | 1,510 | 1,550 | 3,134 | 3,589 | 3,044 | 3,194 | 3,917 |
Net Debt
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| 552 | 555 | 564 | 845 | 834 | 1,281 | 1,890 | 2,647 | 1,944 | 1,652 |
Sh' Equity
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| 1.99% | 1.69% | 2.13% | 1.82% | 0.87% | 2.02% | 1.76% | 2.75% | (3.93%) | (2.65%) |
ROA
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| 2.96% | 6.38% | 6.87% | 6.33% | 7.25% | 5.84% | 7.70% | 10.38% | 11.04% | 6.44% |
ROIC
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| 9.53% | 7.82% | 10.59% | 10.36% | 5.34% | 15.00% | 12.64% | 15.40% | (20.40%) | (14.12%) |
ROE
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Ready Capital Corp peers in Reit Mortgage
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| ACRE Ares Commercial Real Estate Corporation | $241.4M | 0.0× | Compare |
| MITT TPG Mortgage Investment Trust Inc. | $193.7M | 8.3× | Compare |
| REFI Chicago Atlantic Real Estate Finance, Inc. | $272.4M | 7.7× | Compare |
| CMTG Claros Mortgage Trust, Inc. | $183.4M | 0.0× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| NREF NexPoint Real Estate Finance, Inc. | $297.0M | 6.7× | Compare |
| AOMR Angel Oak Mortgage REIT Inc. | $173.2M | 9.6× | Compare |
| ACR ACRES Commercial Realty Corp. | $147.4M | 0.0× | Compare |
| KREF KKR Real Estate Finance Trust | $369.4M | 0.0× | Compare |
Ready Capital Corp (RC) key facts
- Ready Capital Corp (RC) is a Reit Mortgage company in the Real Estate sector, listed on the New York Stock Exchange.
- Ready Capital Corp’s revenue for fiscal 2025 (year ended December 2025) was $569.2 million, down 36.5% from fiscal 2024.
- Ready Capital Corp reported a net loss of $221.1 million, or a loss of $1.44 per share, for fiscal 2025.
- As of September 25, 2026, RC traded at $1.33, a market capitalization of $229.6 million.
- Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 0.5× sales.
- Ready Capital Corp pays an annual dividend of $1.16 per share, a yield of 16.7%, with a payout ratio of 58.2%.
- Return on equity was −14.1% and debt-to-equity 2.29.
Ready Capital Corp (RC) Latest News
13 Aug
Ready Capital (RC) held its Q2 2026 earnings call, reporting quarterly financial results and providing management commentary on operations and outlook. Quarterly earnings updates and guidance can shift near-term stock price and sentiment without fundamentally redefining long-term strategy.
8 Aug
Ready Capital Corp (RC) released Q2 earnings call highlights covering financial performance, results and company outlook. Q2 earnings updates may moderately shift short-term stock sentiment and operational views.
7 Aug
Ready Capital Corp outlined strategic repositioning and future growth path in its Q2 2026 earnings call. Strategic repositioning from earnings call points to major shifts likely to alter company trajectory and investor sentiment.
6 Aug
Ready Capital Corporation reported its second quarter 2026 financial results. Quarterly earnings directly shape investor views and valuation of Ready Capital Corp.
Ready Capital Corporation reported its second quarter 2026 financial results. Quarterly earnings releases disclose performance metrics that can move stock prices and investor views.
31 Jul
Ready Capital Corporation announced second quarter 2026 results and scheduled a webcast call. Quarterly earnings releases deliver updated financial data that can shift investor views and near-term valuation.
30 Jul
ReadyCap Lending completed a $145 million SBA 7(a) loan securitization. Securitization of this scale supplies liquidity and trims retained loan exposure for the lender.
14 May
Ready Capital Corp released Q1 earnings call highlights detailing financial performance, lending activity, portfolio updates, and forward guidance. Q1 earnings highlights affect financial metrics and market sentiment but remain routine quarterly updates.
7 May
Ready Capital Corp (RC) reported a Q1 net loss and missed revenue estimates. Q1 loss and revenue miss highlight weakening financial results, significantly impacting investor sentiment and future performance outlook.
Ready Capital Corporation reported first quarter 2026 results, highlighting key financial metrics for the period. Quarterly earnings results directly influence financial performance, stock valuation, and investor sentiment for Ready Capital Corp.
1 May
Ready Capital Corporation announced first quarter 2026 financial results and a webcast call. Quarterly earnings results directly impact financial performance, stock price, and investor sentiment.
28 Feb
Ready Capital Corp (RC) Q4 earnings call highlights financial performance, portfolio updates, dividend declarations, and forward-looking guidance amid real estate lending challenges. Q4 earnings highlights disclose critical financial results and strategic outlook significantly shaping RC's valuation and investor confidence.
27 Feb
Ready Capital Corp (RC) Q4 2025 earnings call highlights strategic navigation through challenges, focusing on key financial results and forward-looking initiatives. Q4 earnings highlights detail strategic responses to challenges with potential to significantly alter RC's trajectory and investor sentiment.
Ready Capital Corp (RC) Q4 2025 earnings call transcript released, detailing quarterly financial results, management discussion, and forward guidance. Q4 2025 earnings transcript discloses key financial metrics, operational updates, and strategic outlook directly impacting RC's trajectory and market performance.
Ready Capital Corporation reported Q4 2025 earnings call highlights, detailing financial performance, loan portfolio updates, dividend declarations, and outlook amid commercial real estate challenges. Q4 earnings call summaries disclose financial results, strategic updates, and guidance that significantly shape investor sentiment and stock trajectory.
26 Feb
Ready Capital Corp (RC) released its Q4 earnings snapshot. Q4 earnings snapshots detail financial results that significantly influence investor sentiment and stock trajectory.
Ready Capital Corporation reported fourth quarter 2025 results, highlighting key financial metrics for the period. Quarterly earnings releases drive significant short-term market reactions and shape future performance expectations for Ready Capital Corp.
Ready Capital (RC) reported a Q4 loss and lagged revenue estimates. Q4 loss and revenue miss indicate moderately weakened financial performance affecting near-term investor sentiment.
Ready Capital Corporation announces leadership changes. Leadership changes can moderately influence strategic direction and investor sentiment without fundamentally altering long-term trajectory.
13 Feb
Ready Capital Corporation reported its fourth quarter and full year 2025 financial results, highlighting key metrics and performance indicators. The company hosted a webcast call to discuss these results, providing insights into its operational strategies and future outlook. Investors and analysts were invited to engage with management during the call to better understand the implications of the results on the company's trajectory. The financial results and subsequent webcast may influence investor sentiment and operational strategies but are not expected to fundamentally alter the company's trajectory.
14 Jan
Ready Capital Corporation (NYSE:RC) has garnered significant interest from institutional investors, who collectively own 53% of the company's shares. This strong institutional backing indicates confidence in Ready Capital's business model and future prospects, potentially influencing market sentiment positively. Institutional ownership at 53% suggests strong confidence in the company's future performance and could significantly impact investor sentiment.
15 Dec
Ready Capital Corporation has declared its dividends for the fourth quarter of 2025, reflecting the company's ongoing commitment to returning value to shareholders. The announcement includes specific dividend amounts and payment dates, indicating a stable financial position and continued operational performance. The dividend declaration suggests a stable financial performance, which may moderately influence investor sentiment and market positioning.
4 Dec
Ready Capital Corp (RC) is highlighted as an undervalued small-cap stock with notable insider activity in December 2025. The article emphasizes the potential for growth in the company due to recent strategic moves and market positioning. Investors are encouraged to consider the implications of insider transactions as indicators of future performance. Insider activity and strategic positioning suggest significant potential for future growth and market performance.
6 Nov
Ready Capital Corporation reported its financial results for the third quarter of 2025, highlighting key metrics such as revenue growth, net income, and asset performance. The company experienced an increase in loan originations and improved credit quality, contributing to a positive outlook for future quarters. Management emphasized strategic initiatives aimed at enhancing operational efficiency and expanding market presence. Significant improvements in financial performance and strategic initiatives are likely to influence investor sentiment and the company's trajectory.
Ready Capital Corp (RC) reported a loss in Q3, falling short of revenue estimates. The company's financial performance has raised concerns among investors, as it struggles to meet market expectations. Analysts are closely monitoring the situation to assess potential impacts on future operations and market positioning. The reported loss and revenue shortfall may moderately influence investor sentiment and financial performance.
Ready Capital Corp reported its Q3 earnings, highlighting key financial metrics and performance indicators. The company showed growth in its loan portfolio and net interest income, while also addressing challenges in the current market environment. Management provided insights into strategic initiatives aimed at enhancing operational efficiency and expanding market reach. Overall, the earnings report reflects a positive trajectory despite external pressures. The earnings report indicates moderate growth and strategic initiatives that may influence financial performance but are balanced by market challenges.
4 Nov
Ready Capital Corp (RC) is expected to report its Q3 earnings soon, with analysts anticipating insights into the company's financial performance and strategic direction. Key focus areas include loan origination volumes, net interest margins, and potential impacts from market conditions. Investors are keen to understand how RC is navigating challenges in the current economic landscape and any updates on its growth initiatives. Earnings reports typically provide moderate insights into financial performance and strategic positioning, influencing investor sentiment.
2 Nov
Ready Capital Corp (RC) is highlighted as a small-cap stock on a buy list, indicating positive sentiment towards its future performance. In contrast, two other stocks mentioned are facing significant headwinds that could impact their market positions. Investors are encouraged to consider RC as a favorable investment opportunity amidst the challenges faced by its peers. Ready Capital Corp is positioned positively in a challenging market, suggesting significant potential for future performance.
30 Oct
Ready Capital Corporation reported its financial results for the third quarter of 2025, highlighting key metrics and performance indicators. The company hosted a webcast call to discuss these results, providing insights into its operational strategies and future outlook. Quarterly results and strategic discussions can moderately influence investor sentiment and financial performance.
27 Oct
Ready Capital Corp (RC) is highlighted among three stocks that raise concerns for Wall Street analysts due to potential risks associated with its business model and market conditions. Analysts express caution regarding the company's financial health and operational strategies, suggesting that investors should be wary of the stock's future performance amidst changing economic landscapes. Concerns raised by analysts may moderately influence investor sentiment and financial performance.