| Nov 25 | Feb 26 | May 26 | Aug 26 | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Buy | — | 2 | — | — | — | — | — | — | — | 1 | — | — |
| Sell | — | — | — | — | — | — | — | — | — | — | — | — |
| total | individual payouts | |
|---|---|---|
| 2027 | ‡‡‡‡ |
|
| 2026 | 0.44 |
—
—
—
|
| 2025 | 0.46 |
—
—
—
—
|
| 2024 | 0.46 |
—
—
—
—
|
| 2023 | 0.56 |
—
—
—
—
—
|
| 2022 | 0.50 |
—
—
—
—
|
| 2021 | 0.49 |
—
—
—
—
|
| 2020 | 0.42 |
—
—
—
—
|
| 2019 | 0.48 |
—
—
—
—
|
| 2018 | 0.48 |
—
—
—
—
|
| 2017 | 0.42 |
—
—
—
—
|
| 2016 | 0.38 |
—
—
—
—
|
| 2023 | 2024 | 2025 | Q'26 | |
|---|---|---|---|---|
| Cash | 1.69 | 0.20 | 0.23 | 0.26 |
| Receivables | 1.40 | 1.52 | 1.64 | 1.64 |
| Inventory | — | — | — | — |
| Other | 0.21 | 0.15 | 0.10 | 0.07 |
| 76.34 | 67.28 | 62.19 | 63.74 |
| 2023 | 2024 | 2025 | Q'26 | |
|---|---|---|---|---|
| Payables | 0.30 | 0.23 | 0.17 | 0.19 |
| ST’ Debt | 25.15 | 16.43 | 17.60 | 19.31 |
| Other | — | — | — | — |
| 33.50 | 24.05 | 19.20 | 20.84 |
| 10y | 5y | 3y | |
| Sales | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Cash Flow | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Earnings | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Book Value | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 2.07 | 2.05 | — | — |
—
|
| ’25 | 2.27 | 2.36 | 2.04 | 2.00 |
8.67
|
| ’24 | 2.57 | 2.44 | 2.31 | 2.36 |
9.69
|
| ’23 | 2.40 | 2.40 | 2.43 | 2.57 |
9.80
|
| ’22 | 2.12 | 2.12 | 2.11 | 2.23 |
8.57
|
| ’21 | 1.73 | 1.71 | 1.63 | 1.74 |
6.81
|
| ’20 | 1.71 | 1.74 | 1.79 | 1.77 |
7.01
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 1.26 | 1.43 | — | — |
—
|
| ’25 | 1.18 | 1.23 | 1.40 | 1.12 |
4.93
|
| ’24 | 1.14 | 1.28 | 1.24 | 1.27 |
4.93
|
| ’23 | 1.32 | 1.40 | 1.42 | 1.26 |
5.40
|
| ’22 | 1.45 | 1.39 | 1.17 | 1.15 |
5.17
|
| ’21 | 1.07 | 0.96 | 1.12 | 1.45 |
4.60
|
| ’20 | 1.13 | 0.86 | 1.28 | 0.96 |
4.22
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 1.26 | 1.43 | — | — |
—
|
| ’25 | 1.18 | 1.23 | 1.40 | 1.12 |
4.93
|
| ’24 | 1.14 | 1.28 | 1.23 | 1.27 |
4.93
|
| ’23 | 1.31 | 1.40 | 1.42 | 1.26 |
5.39
|
| ’22 | 1.45 | 1.39 | 1.17 | 1.15 |
5.16
|
| ’21 | 1.07 | 0.96 | 1.12 | 1.45 |
4.60
|
| ’20 | 1.13 | 0.86 | 1.28 | 0.95 |
4.21
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 0.11 | 0.10 | — | — |
—
|
| ’25 | 0.12 | 0.12 | 0.11 | 0.10 |
0.45
|
| ’24 | 0.13 | 0.12 | 0.12 | 0.11 |
0.49
|
| ’23 | 0.11 | 0.12 | 0.13 | 0.12 |
0.48
|
| ’22 | 0.12 | 0.12 | 0.11 | 0.13 |
0.45
|
| ’21 | 0.12 | 0.11 | 0.10 | 0.10 |
0.42
|
| ’20 | 0.11 | 0.11 | 0.12 | 0.10 |
0.44
|
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | 5.07 | 4.27 | 4.60 | 4.29 | — | — | — |
Low Price
|
| ‡‡‡ | ‡‡‡‡ | ‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | 6.48 | 5.91 | 5.90 | 6.05 | — | — | — |
High Price
|
| ‡‡‡ | ‡‡‡ | ‡‡‡ | ‡‡‡ | ‡‡‡ | ‡‡‡ | 5 | 5 | 6 | 6 | — | — | — |
Employees
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 1.71 | 1.96 | 1.61 | 1.44 | — | — | — |
Revenue/Emp
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 8.57 | 9.80 | 9.69 | 8.67 | — | — | — |
Revenue
|
| ‡‡‡ | ‡‡‡ | ‡‡‡ | ‡‡‡ | ‡‡‡ | ‡‡‡ | 100.00% | 100.00% | 100.00% | 100.00% | — | — | — |
Gross Margin
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 5.21 | 5.48 | 5.59 | 5.11 | — | — | — |
EBT
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 60.81% | 55.91% | 57.71% | 58.99% | ‡‡‡ | ‡‡‡ | — |
EBT Margin
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 5.21 | 5.48 | 5.59 | 5.11 | ‡‡‡‡‡ | ‡‡‡‡‡ | — |
Net Income
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 0.12 | 0.10 | 0.09 | 0.12 | — | — | — |
Depreciation
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 0.75 | 0.85 | 0.85 | 0.76 | ‡‡‡ | ‡‡‡ | — |
Revenue/Sh
|
| ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | 0.45 | 0.48 | 0.49 | 0.45 | ‡‡‡‡ | ‡‡‡‡ | — |
Earnings/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 0.45 | 0.47 | 0.43 | 0.43 | — | — | — |
Cash Flow/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡ | ‡‡‡‡‡ | ‡‡‡ | 0.00 | 0.00 | 0.00 | 0.00 | ‡‡‡ | ‡‡‡ | — |
Capex/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 0.45 | 0.47 | 0.43 | 0.43 | — | — | — |
Free CF/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 3.73 | 3.74 | 3.78 | 3.77 | — | — | — |
Book Value/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 11.50 | 11.47 | 11.44 | 11.44 | ‡‡‡‡‡ | ‡‡‡‡‡ | — |
Shares
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 11.35 | 10.00 | 11.67 | 10.33 | ‡‡‡‡ | ‡‡‡‡ | — |
PE Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 7.31 | 5.62 | 6.61 | 6.14 | ‡‡‡ | ‡‡‡ | — |
PS Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 1.46 | 1.28 | 1.48 | 1.23 | ‡‡‡ | ‡‡‡ | — |
PB Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 13.83 | 10.82 | 11.12 | 11.31 | — | — | — |
EV/Sales
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 22.98 | 19.66 | 21.87 | 19.89 | — | — | — |
EV/FCF
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 5.17 | 5.40 | 4.93 | 4.93 | ‡‡‡ | ‡‡‡ | — |
Op' Cash Flow
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | — | ‡‡‡‡‡ | — | 0.00 | (0.01) | 0.00 | 0.00 | — | — | — |
Capex
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 5.16 | 5.39 | 4.93 | 4.93 | — | — | — |
FCF
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 42.80 | 42.84 | 43.24 | 42.99 | — | — | — |
Working Cap'
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 55.96 | 25.15 | 16.43 | 17.60 | — | — | — |
Total Debt
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 55.86 | 23.46 | 16.23 | 17.37 | — | — | — |
Net Debt
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 42.86 | 42.93 | 43.27 | 43.10 | — | — | — |
Sh' Equity
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 7.26% | 7.17% | 7.78% | 7.88% | — | — | — |
ROA
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 3.29% | 5.12% | 5.86% | 5.27% | — | — | — |
ROIC
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 12.09% | 12.77% | 12.97% | 11.84% | — | — | — |
ROE
|
Manhattan Bridge Capital (LOAN), a nimble real estate bridge lender, has delivered steady profitability from 2016-2024, with revenue growing at an 11% CAGR to nearly $10 million, net income stable at $2.8-5.6 million annually, and exceptional efficiency—over $1.6 million revenue per employee amid just 4-6 staff. High gross margins near 100%, ROE around 13%, and a fortress-like balance sheet (equity doubled to $43 million, debt slashed 71%) underscore its resilience, even through COVID disruptions, thanks to secured short-term loans insulated from long-term risks.
Recent deleveraging enhances flexibility amid high rates, while valuation screams opportunity: PE at 11.7x trailing and 9.9x forward, trading 57% below uniform analyst targets near recent lows despite flat 2024 earnings. Insider buys by top executives in late 2025, with zero sells, signal confidence aligning with predictable FCF and a 5-6% dividend yield.
Analysts eye a mild 2025 earnings dip before rebound, with upside from potential Fed cuts boosting loan demand 5-10%; risks from prolonged high rates loom, but LOAN’s niche stability echoes post-GFC winners, positioning it for 10-15% annualized returns in conservative portfolios.
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