Manhattan Bridge Capital, Inc

LOAN Real Estate Reit Mortgage

Manhattan Bridge Capital, Inc’s revenue for fiscal 2025 (year ended December 2025) was $8.7 million, down 10.6% from fiscal 2024. In the quarter to June 2026, revenue fell 13.2%, EPS fell 16.7%, free cash flow grew 16.9% and total debt rose 16.5%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

3.51 0.03 +0.86%
Market cap
$39.8M
P/E
8.4×
Fwd P/E
9.6×
Dividend yield
12.7%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total buys 0.06
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy 2 — — — — — — — 1 — — —
Sell — — — — — — — — — — — —
Insider Ownership 24.74%

Capital & Financial Ratios $m

Market Cap 39.77
Revenue 8.15
Net Income 4.75
Free Cash Flow 5.21
Net Debt 19.05
Current Ratio 3.06
Debt/Equity 0.45
P/E ratio 8.36
Fwd P/E 9.64
P/S ratio 4.92
P/B ratio 0.93
Past 5Y EPS Growth 0.45%
This Y EPS Growth (6.67%) (below 0%: weak)
Next Y EPS Growth 4.76%
Next Y revenue growth (100.00%) (below 0%: weak)
Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 1.03%
10-year low 10-year high
P/S against its own 10 years 0.55%
10-year low 10-year high
P/B against its own 10 years 0.26%
10-year low 10-year high
EV/Sales against its own 10 years 2.17%
10-year low 10-year high
EV/FCF against its own 10 years 0.41%
10-year low 10-year high

Dividends

Payout Ratio 1.06
Annual Dividend Rate 0.45
Annual Dividend Yield 12.68%
total individual payouts
2027 Powerpack
2026 0.44
0.11
0.11
0.11
2025 0.46
0.12
0.12
0.12
0.12
2024 0.46
0.12
0.12
0.12
0.12
2023 0.56
0.11
0.11
0.11
0.11
0.11
2022 0.50
0.13
0.13
0.13
0.13
2021 0.49
0.11
0.13
0.13
0.13
2020 0.42
0.11
0.10
0.10
0.11
2019 0.48
0.12
0.12
0.12
0.12
2018 0.48
0.12
0.12
0.12
0.12
2017 0.42
0.10
0.10
0.10
0.11
2016 0.38
0.09
0.09
0.10
0.10
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 2 0 0 0
Receivables 1 2 2 2
Inventory — — — —
Other 0 0 0 0
76 67 62 64
2023 2024 2025 Q'26
Payables 0 0 0 0
ST’ Debt 25 16 18 19
Other — — — —
34 24 19 21

Compound Annual Growth %

10y 5y 3y
Sales 8.04% 4.34% 0.37%
Cash Flow 8.80% 3.15% (1.56%)
Earnings 8.61% 3.86% (0.65%)
Book Value 9.28% 6.16% 0.18%

Revenue $m

Mar Jun Sep Dec Year
’26 2 2 — — —
’25 2 2 2 2 9
’24 3 2 2 2 10
’23 2 2 2 3 10
’22 2 2 2 2 9
’21 2 2 2 2 7
’20 2 2 2 2 7
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 1 1 — — —
’25 1 1 1 1 5
’24 1 1 1 1 5
’23 1 1 1 1 5
’22 1 1 1 1 5
’21 1 1 1 1 5
’20 1 1 1 1 4
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 1 1 — — —
’25 1 1 1 1 5
’24 1 1 1 1 5
’23 1 1 1 1 5
’22 1 1 1 1 5
’21 1 1 1 1 5
’20 1 1 1 1 4
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.11 0.10 — — —
’25 0.12 0.12 0.11 0.10 0.45
’24 0.13 0.12 0.12 0.11 0.49
’23 0.11 0.12 0.13 0.12 0.48
’22 0.12 0.12 0.11 0.10 0.45
’21 0.12 0.11 0.10 0.10 0.42
’20 0.11 0.11 0.12 0.10 0.44
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 3.80 4.65 5.34 5.52 2.54 4.89 5.07 4.27 4.60 4.29

Analyst estimates 2026–2028

Powerpack
High 7.60 7.65 8.00 6.73 6.48 8.05 6.48 5.91 5.90 6.05
People
People Employees 4 5 4 5 5 6 5 5 6 6
Revenue/emp, $m 1.16 1.18 1.81 1.47 1.40 1.13 1.71 1.96 1.61 1.44
Income, $m
Income, $m Revenue 5 6 7 7 7 7 9 10 10 9
Gross margin, % 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00
EBT 3 3 4 4 4 4 5 5 6 5
EBT margin, % 61.07 58.14 58.21 61.24 60.37 64.98 60.81 55.91 57.71 58.99
Net income 3 3 4 4 4 4 5 5 6 5
Depreciation 0 0 0 0 0 0 0 0 0 0
Per share, $
Per share, $ Revenue 0.61 0.73 0.82 0.76 0.73 0.65 0.75 0.85 0.85 0.76
Earnings 0.37 0.42 0.48 0.47 0.44 0.42 0.45 0.48 0.49 0.45
Cash flow 0.40 0.43 0.50 0.46 0.44 0.44 0.45 0.47 0.43 0.43
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Free cash flow 0.40 0.43 0.50 0.46 0.44 0.44 0.45 0.47 0.43 0.43
Book value 2.94 2.74 3.65 3.31 3.32 4.12 3.73 3.74 3.78 3.77
Shares, m 8 8 9 10 10 11 11 11 11 11
Valuation, ×
Valuation, × P/E 18.95 14.17 11.71 13.53 11.84 12.79 12.01 10.00 11.67 10.33
P/S 11.76 8.16 6.84 8.37 7.16 8.50 7.31 5.62 6.61 6.14
P/B 2.45 2.17 1.54 1.92 1.57 1.33 1.46 1.28 1.48 1.23
EV/Sales 14.27 11.90 9.83 11.16 10.76 11.56 10.84 8.56 8.84 8.76
EV/FCF 21.75 20.35 16.30 18.49 17.89 17.15 18.01 15.56 17.38 15.40
Cash, $m
Cash, $m Operating cash flow 3 3 4 4 4 5 5 5 5 5
Capex 0 0 0 — 0 — 0 0 0 0
Free cash flow 3 3 4 4 4 5 5 5 5 5
Balance, $m
Balance, $m Working capital 22 22 32 32 32 43 43 43 43 43
Total debt 6 17 17 15 20 16 25 25 16 18
Net debt 6 17 16 15 20 16 25 23 16 17
Shareholders’ equity 22 22 32 32 32 43 43 43 43 43
Returns, %
Returns, % ROA 8.47 8.47 8.26 8.15 7.40 6.96 7.26 7.17 7.78 7.88
ROIC 6.22 5.54 5.43 5.97 5.08 4.68 4.79 5.12 5.86 5.27
ROE 14.16 15.43 15.48 14.04 13.24 11.74 12.09 12.77 12.97 11.84
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Manhattan Bridge Capital, Inc vs peers in Reit Mortgage (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
CMTG Claros Mortgage Trust, Inc. $166.5M — (loss-making) — (loss-making) −42.45% (below 0%: shrinking) n/m +58.23% (above 0%: growing) 76.18% (64.67%) Compare
ACR ACRES Commercial Realty Corp. $140.9M — (loss-making) — (loss-making) −4.08% (below 0%: shrinking) n/m −57.74% (below 0%: shrinking) 92.55% (26.38%) Compare
CHMI Cherry Hill Mortgage Investment Corporation $94.6M 13.8× 6.5× +79.33% (above 0%: growing) n/m −62.73% (below 0%: shrinking) 100.00% 210.75% Compare
SUNS Sunrise Realty Trust, Inc. $87.3M 6.6× 7.4× +2.64% (above 0%: growing) −8.00% (below 0%: shrinking) +214.97% (above 0%: growing) 100.00% 61.88% Compare
RPT Great Ajax Corp. $83.9M — (loss-making) — (loss-making) −3.73% (below 0%: shrinking) +50.00% (above 0%: growing) −231.94% (below 0%: shrinking) 100.00% 49.93% Compare
SACH Sachem Capital Corp. $39.9M — (loss-making) 20.4× −13.16% (below 0%: shrinking) n/m −132.71% (below 0%: shrinking) 100.00% (57.54%) Compare
LOAN Manhattan Bridge Capital, Inc $39.8M 8.4× 9.6× −13.16% (below 0%: shrinking) −16.67% (below 0%: shrinking) +16.91% (above 0%: growing) 100.00% 56.20%
GPMT Granite Point Mortgage Trust Inc. $25.6M — (loss-making) — (loss-making) −40.56% (below 0%: shrinking) n/m −100.69% (below 0%: shrinking) 100.00% (982.14%) Compare
LFT Lument Finance Trust, Inc. $23.6M — (loss-making) 34.0× −7.43% (below 0%: shrinking) n/m +243.32% (above 0%: growing) 100.00% 34.59% Compare
Median of peers $85.6M — 13.9× −5.76% — −60.23% 100.00% 4.11%

All 37 Reit Mortgage stocks →

Manhattan Bridge Capital, Inc (LOAN) key facts

  • Concern: Manhattan Bridge Capital, Inc’s revenue for fiscal 2025 (year ended December 2025) was $8.7 million, down 10.6% from fiscal 2024.
  • Manhattan Bridge Capital, Inc (LOAN) is a Reit Mortgage company in the Real Estate sector, listed on Nasdaq.
  • As of October 16, 2026, LOAN traded at $3.51, a market capitalization of $39.8 million.
  • Manhattan Bridge Capital, Inc pays an annual dividend of $0.45 per share, a yield of 12.7%, with a payout ratio of 106.0%.
  • Return on equity was 11.8% and debt-to-equity 0.45.
  • Its Piotroski F-score is 6 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Manhattan Bridge Capital, Inc (LOAN) Latest News

stockrow.com/LOAN · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com