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Manhattan Bridge Capital, Inc LOAN

Insider Buys alert about insiders buying in the last 12 month

We limit data available in the Overview Report for users who do not have Powerpack

Get access to target analyst prices, predictions, compound annual growth rates and more than four years of historical data.

Insider Decisions

Total buys
0.06
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy 2 1
Sell
Insider Ownership
24.74%

Capital & Financial Ratios

Market Cap
44.56
Revenue
8.15
Net Income
4.75
Free Cash Flow
5.21
Net Debt
19.05
Current Ratio
3.06
Debt/Equity
0.45
P/E ratio
9.38
P/S ratio
5.52
P/B ratio
1.05
Past 5Y EPS Growth
0.99%
This Y EPS Growth
(6.67%)
Next Y EPS Growth
4.76%
Next 5Y EPS Growth
in millions of $

Dividends

Payout Ratio
1.08
Annual Dividend Rate
0.45
Annual Dividend Yield
9.66%
total individual payouts
2027 ‡‡‡‡
2026 0.44
2025 0.46
2024 0.46
2023 0.56
2022 0.50
2021 0.49
2020 0.42
2019 0.48
2018 0.48
2017 0.42
2016 0.38
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 1.69 0.20 0.23 0.26
Receivables 1.40 1.52 1.64 1.64
Inventory
Other 0.21 0.15 0.10 0.07
76.34 67.28 62.19 63.74
2023 2024 2025 Q'26
Payables 0.30 0.23 0.17 0.19
ST’ Debt 25.15 16.43 17.60 19.31
Other
33.50 24.05 19.20 20.84
in millions of $

Compound Annual Growth

10y 5y 3y
Sales ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Cash Flow ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Earnings ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡
Book Value ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡

Revenue

Mar Jun Sep Dec Year
’26 2.07 2.05
’25 2.27 2.36 2.04 2.00
8.67
’24 2.57 2.44 2.31 2.36
9.69
’23 2.40 2.40 2.43 2.57
9.80
’22 2.12 2.12 2.11 2.23
8.57
’21 1.73 1.71 1.63 1.74
6.81
’20 1.71 1.74 1.79 1.77
7.01
in millions of $

Operating Cash Flow

Mar Jun Sep Dec Year
’26 1.26 1.43
’25 1.18 1.23 1.40 1.12
4.93
’24 1.14 1.28 1.24 1.27
4.93
’23 1.32 1.40 1.42 1.26
5.40
’22 1.45 1.39 1.17 1.15
5.17
’21 1.07 0.96 1.12 1.45
4.60
’20 1.13 0.86 1.28 0.96
4.22
in millions of $

Free Cash Flow

Mar Jun Sep Dec Year
’26 1.26 1.43
’25 1.18 1.23 1.40 1.12
4.93
’24 1.14 1.28 1.23 1.27
4.93
’23 1.31 1.40 1.42 1.26
5.39
’22 1.45 1.39 1.17 1.15
5.16
’21 1.07 0.96 1.12 1.45
4.60
’20 1.13 0.86 1.28 0.95
4.21
in millions of $

EPS

Mar Jun Sep Dec Year
’26 0.11 0.10
’25 0.12 0.12 0.11 0.10
0.45
’24 0.13 0.12 0.12 0.11
0.49
’23 0.11 0.12 0.13 0.12
0.48
’22 0.12 0.12 0.11 0.13
0.45
’21 0.12 0.11 0.10 0.10
0.42
’20 0.11 0.11 0.12 0.10
0.44

Target Price Range

High
‡‡‡‡‡
‡‡‡
Average
‡‡‡‡‡
‡‡‡
Low
‡‡‡‡‡
‡‡‡

Recommendation Rating

2
1
Buy
2
3
Hold
4
5
Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ 5.07 4.27 4.60 4.29
Low Price
‡‡‡ ‡‡‡‡ ‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ 6.48 5.91 5.90 6.05
High Price
‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ 5 5 6 6
Employees
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.71 1.96 1.61 1.44
Revenue/Emp
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 8.57 9.80 9.69 8.67
Revenue
‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ ‡‡‡ 100.00% 100.00% 100.00% 100.00%
Gross Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5.21 5.48 5.59 5.11
EBT
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 60.81% 55.91% 57.71% 58.99% ‡‡‡ ‡‡‡
EBT Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5.21 5.48 5.59 5.11 ‡‡‡‡‡ ‡‡‡‡‡
Net Income
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.12 0.10 0.09 0.12
Depreciation
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.75 0.85 0.85 0.76 ‡‡‡ ‡‡‡
Revenue/Sh
‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡ 0.45 0.48 0.49 0.45 ‡‡‡‡ ‡‡‡‡
Earnings/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.45 0.47 0.43 0.43
Cash Flow/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡ ‡‡‡‡‡ ‡‡‡ 0.00 0.00 0.00 0.00 ‡‡‡ ‡‡‡
Capex/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.45 0.47 0.43 0.43
Free CF/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.73 3.74 3.78 3.77
Book Value/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 11.50 11.47 11.44 11.44 ‡‡‡‡‡ ‡‡‡‡‡
Shares
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 11.35 10.00 11.67 10.33 ‡‡‡‡ ‡‡‡‡
PE Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 7.31 5.62 6.61 6.14 ‡‡‡ ‡‡‡
PS Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.46 1.28 1.48 1.23 ‡‡‡ ‡‡‡
PB Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 13.83 10.82 11.12 11.31
EV/Sales
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 22.98 19.66 21.87 19.89
EV/FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5.17 5.40 4.93 4.93 ‡‡‡ ‡‡‡
Op' Cash Flow
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.00 (0.01) 0.00 0.00
Capex
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 5.16 5.39 4.93 4.93
FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 42.80 42.84 43.24 42.99
Working Cap'
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 55.96 25.15 16.43 17.60
Total Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 55.86 23.46 16.23 17.37
Net Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 42.86 42.93 43.27 43.10
Sh' Equity
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 7.26% 7.17% 7.78% 7.88%
ROA
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.29% 5.12% 5.86% 5.27%
ROIC
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 12.09% 12.77% 12.97% 11.84%
ROE
predictions in italic, sparklines do not include predictions

Analyst Commentary (Summary)

Manhattan Bridge Capital (LOAN), a nimble real estate bridge lender, has delivered steady profitability from 2016-2024, with revenue growing at an 11% CAGR to nearly $10 million, net income stable at $2.8-5.6 million annually, and exceptional efficiency—over $1.6 million revenue per employee amid just 4-6 staff. High gross margins near 100%, ROE around 13%, and a fortress-like balance sheet (equity doubled to $43 million, debt slashed 71%) underscore its resilience, even through COVID disruptions, thanks to secured short-term loans insulated from long-term risks.

Recent deleveraging enhances flexibility amid high rates, while valuation screams opportunity: PE at 11.7x trailing and 9.9x forward, trading 57% below uniform analyst targets near recent lows despite flat 2024 earnings. Insider buys by top executives in late 2025, with zero sells, signal confidence aligning with predictable FCF and a 5-6% dividend yield.

Analysts eye a mild 2025 earnings dip before rebound, with upside from potential Fed cuts boosting loan demand 5-10%; risks from prolonged high rates loom, but LOAN’s niche stability echoes post-GFC winners, positioning it for 10-15% annualized returns in conservative portfolios.

Manhattan Bridge Capital, Inc (LOAN) Latest News

News by impact score

Fine-tune

23 Jul

3 , 4:35 PM
Manhattan Bridge Capital, Inc. reported second quarter 2026 results. Quarterly results update key financial metrics that influence near-term stock sentiment.

16 Apr

3 GlobeNewswire, 7:05 AM
Manhattan Bridge Capital, Inc. (LOAN) reported first quarter 2026 results. Quarterly earnings reports affect financial performance and market sentiment moderately.

27 Mar

3 GlobeNewswire, 5:05 PM
Manhattan Bridge Capital, Inc. (LOAN) reported its 2025 financial results. Releasing 2025 results affects financial performance perception and stock valuation.

24 Dec

3 Simply Wall St., 5:27 AM
Manhattan Bridge Capital, Inc. (NASDAQ: LOAN) has delivered a 13% return to investors over the past three years, reflecting its performance in the market. The company continues to engage in real estate financing, which has contributed to its stability and growth during this period. The 13% return indicates a moderate level of performance, but it does not suggest any transformative changes in the company's operations or market position.

20 Nov

3 GlobeNewswire, 9:00 AM
Manhattan Bridge Capital, Inc. has announced a buy-back program for up to 100,000 of its common shares. This initiative reflects the company's strategy to enhance shareholder value and demonstrates confidence in its financial position. Share buy-backs can positively influence stock performance and investor sentiment, but the overall effect is expected to be limited.

24 Oct

3 GlobeNewswire, 4:35 PM
Manhattan Bridge Capital, Inc. reported its financial results for the third quarter of 2025, highlighting key metrics such as revenue, net income, and earnings per share. The company experienced growth in its loan portfolio and maintained a strong balance sheet. Management expressed optimism about future opportunities and strategic initiatives aimed at enhancing shareholder value. The results reflect the company's ongoing commitment to its core business model and market positioning. The financial results indicate moderate growth and stability, which may influence investor sentiment and operational aspects but are not expected to drastically change the company's trajectory.

3 GlobeNewswire, 7:05 AM
Manhattan Bridge Capital, Inc. reports increased net income and revenues for Q3 2023. The financial results show a moderately noticeable influence on the company's future performance.

22 Jul

3 , 7:05 AM
Manhattan Bridge Capital, Inc. reported its second quarter results for 2025, highlighting key financial metrics and operational updates. The company demonstrated growth in revenue and net income compared to the previous quarter, reflecting its strategic focus on real estate financing. Management expressed optimism about future opportunities and ongoing projects, indicating a positive outlook for the remainder of the year. The reported financial growth and management's optimistic outlook may moderately influence investor sentiment and operational performance.

16 Jul

4 , 9:09 AM
Manhattan Bridge Capital, Inc (NASDAQ:LOAN) has delivered impressive returns of 101% to its investors over the past five years. The company's strong performance is attributed to its strategic focus on real estate financing and a robust business model that has effectively navigated market challenges. Investors have benefited from consistent dividends and a solid growth trajectory, positioning LOAN as a favorable investment choice in the financial sector. Strong returns and strategic focus indicate significant potential for future performance.

26 Apr

3 , 9:04 AM
Manhattan Bridge Capital (NASDAQ:LOAN) reported its First Quarter 2025 results, showing a revenue of US$1.82 million, down 3.2% from the previous year, and a net income of US$1.37 million, down 7.0%. The profit margin decreased to 75% from 78% due to higher expenses. Earnings per share (EPS) fell to US$0.12 from US$0.13 in 1Q 2024. The company's shares have declined by 4.5% over the past week. Investors should be aware of four warning signs related to the company's performance. The decline in revenue and net income indicates a moderately noticeable influence on financial performance.

24 Apr

3 , 7:05 AM
Manhattan Bridge Capital, Inc. reported a net income of approximately $1,373,000, or $0.12 per share, for Q1 2025, down from $1,476,000, or $0.13 per share, in Q1 2024, marking a 7.0% decrease. Total revenues fell to approximately $2,274,000, an 11.6% decline attributed to reduced interest income from loans. The company noted concerns in the real estate market due to delayed interest rate reductions and economic uncertainty, but emphasized its strong position due to low leverage and strict underwriting. As of March 31, 2025, total shareholders' equity was approximately $43,326,000. The decrease in income and revenue indicates potential challenges in financial performance, but the company's strong position may mitigate long-term impacts.

3 Simply Wall St., 7:41 AM
Manhattan Bridge Capital reports first quarter 2024 earnings with revenue up 7.5% and EPS at US$0.13. Moderately noticeable influence expected on financial performance and profit margin.

12 Mar

3 GlobeNewswire, 7:05 AM
Manhattan Bridge Capital, Inc. reported a net income of approximately $5.59 million for the year ended December 31, 2024, a 2.1% increase from 2023. Total revenue decreased by 1.1% to about $9.69 million, attributed to reduced loans receivable and origination fees, despite higher interest rates on loans. Operating costs fell by 5.5% to approximately $4.12 million, mainly due to lower interest expenses. Shareholders' equity rose to about $43.27 million. CEO Assaf Ran highlighted the challenges posed by high-interest rates affecting real estate investors' liquidity and profitability. The decrease in revenue and loans receivable indicates potential challenges in future financial performance.

3 Simply Wall St., 2:30 PM
Manhattan Bridge Capital reports full year 2023 earnings with revenue up 7.7% and EPS at US$0.48. The financial results show a moderately noticeable influence on the company's performance.

9 Mar

3 Simply Wall St., 8:40 AM
Manhattan Bridge Capital (NASDAQ:LOAN) has shown a 5.3% annual growth in earnings per share (EPS) over three years, indicating a positive trend despite lower operational revenue. The company reported a revenue growth of 5.8% to US$7.4 million, with insiders owning 25% of shares worth US$16 million, suggesting alignment with shareholder interests. The CEO's compensation of US$529k is below the median for similar companies, indicating good governance. However, there are three warning signs in the investment analysis that investors should consider. The company's EPS growth and insider ownership suggest moderate influence on future performance, but existing warning signs may limit overall impact.

23 Oct

3 GlobeNewswire, 7:05 AM
Manhattan Bridge Capital, Inc. reported a decrease in net income and revenue for the third quarter of 2024 compared to the same period in 2023. The decrease was primarily due to a slowdown in new loan originations and reduced origination fees. The decrease in net income and revenue may moderately affect the company's financial performance and competitive positioning.

29 Sep

3 Simply Wall St., 10:58 AM
Manhattan Bridge Capital (NASDAQ:LOAN) shows improving profits with a 12% gain in EPS and 9.7% revenue growth. Insiders own over 25% of the company. CEO compensation is below median for similar companies. The article highlights improving financial performance and strong insider ownership, which may moderately influence the company's future.

4 Jun

3 Simply Wall St., 6:14 AM
Manhattan Bridge Capital, Inc (LOAN) share price up 10% in a quarter, but down 22% over three years despite improved earnings per share. The article highlights improved earnings per share but also mentions market overreaction and warning signs, suggesting a moderately noticeable influence on future performance.

23 Apr

3 GlobeNewswire, 7:05 AM
Manhattan Bridge Capital, Inc. reports increased net income and revenue for the first quarter of 2024. The financial results show a moderately noticeable influence on the company's performance.

22 Apr

3 Simply Wall St., 8:02 AM
Manhattan Bridge Capital (NASDAQ:LOAN) shows modest profit growth and insider buying. The article highlights improving profits and insider buying, which may moderately influence the company's future performance.

11 Mar

3 GlobeNewswire, 7:05 AM
Manhattan Bridge Capital, Inc. reports net income increase of $264,000 for 2023. The increase in net income and revenue, along with the share buyback program, are expected to moderately influence the company's future performance.

6 Oct

3 GuruFocus.com, 7:10 AM
Manhattan Bridge Capital Inc announces $0.11 dividend per share, with concerns about sustainability due to high payout ratio and underperformance in growth metrics. The article highlights mixed performance indicators that could moderately influence the company's future dividend sustainability.

20 Jul

3 GlobeNewswire, 4:35 PM
Manhattan Bridge Capital, Inc. reports increase in revenues and net income for the second quarter of 2023. The increase in revenues and net income is expected to moderately influence the company's financial performance.

1 Jun

4 Simply Wall St., 10:35 AM
Manhattan Bridge Capital (NASDAQ:LOAN) shareholders have endured a 2.1% loss from investing in the stock five years ago. The article highlights significant share price decline and negative earnings per share growth over the past five years, indicating a potentially significant impact on the company's future performance.

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