Granite Point Mortgage Trust Inc.

GPMT Real Estate Reit Mortgage

Granite Point Mortgage Trust Inc.’s revenue for fiscal 2025 (year ended December 2025) was $33.8 million, down 5.67% from fiscal 2024.

Revenue
−96.0%
EPS
−268.6%
Free cash flow
−84.4%
Total debt
−25.1%

Quarter to September 2026, against a year earlier

3.55 0.18 −4.83%
Market cap
$18.0M
P/E
0.0×
Fwd P/E
−0.3×
Dividend yield
4.36%
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Sold, $m 0.06
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — — — — — 2 — — — — —
Insider Ownership 6.66%

Capital & Financial Ratios $m

Size
Market Cap 17.98
Revenue ttm 20.68
Net income ttm (141.30)
Free cash flow ttm 1.81
Net debt Q (45.80)
Valuation
P/E 0.00
Forward P/E (0.33) (negative: loss-making)
Price / sales 0.85
Forward P/S Powerpack
Price / FCF 0.00
Price / book 0.04
Financial health
Current ratio Q 0.00
Debt / equity Q 0.00
Interest coverage Q —
Growth
Revenue growth Q −95.96% (below 0%: shrinking)
Operating income growth Q −477.19% (below 0%: shrinking)
EPS, this year +17.57% (at or above 15%: strong)
EPS, next year A +48.76% (at or above 15%: strong)
Revenue, next year A −23.87% (below 0%: weak)
EPS, past 5 yrs —
EPS, next 5 yrs A +46.11% (at or above 15%: strong)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 0.04%
10-year low 10-year high
P/B against its own 10 years 0.04%
10-year low 10-year high
EV/Sales against its own 10 years 98.89%
10-year low 10-year high

Dividends

Yield
4.36%
Annual rate
0.16
Payout ratio
—
Growth, 2017–25
−14.5%/yr
  1. 0.70 ’17
  2. 1.62 ’18 +131
  3. 1.68 ’19 +4
  4. 0.20 ’20 −88
  5. 1.00 ’21 +400
  6. 0.95 ’22 −5
  7. 0.80 ’23 −16
  8. 0.30 ’24 −63
  9. 0.20 ’25 −33
  10. 2.00 ’26e +900
paid forecast change on the year, % Powerpack

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 199 114 80 46
Receivables 12 9 8 4
Inventory — — — —
Other — — — —
212 123 88 50
2022 2023 2024 2025
Payables — — — —
ST’ Debt — — — —
Other — — — —
— — — 18

Compound Annual Growth %

10y 5y 3y
Sales 14.60% (22.97%) (26.35%)
Cash Flow (1.89%) (33.33%) (64.36%)
Earnings 0.00% 0.00% 0.00%
Book Value 0.00% (9.95%) (17.48%)

Earnings Trends EPS, adjusted, against the consensus

EPS $

Mar Jun Sep Dec Year
’26 (1.30) (12.90) — — —
’25 (2.20) (3.50) (0.10) (5.80) (11.60)
’24 (15.30) (13.10) (6.90) (8.60) (43.90)
’23 (7.20) 0.30 (4.80) (3.30) (15.00)
’22 0.20 (3.20) (5.60) (1.90) (10.40)
’21 4.50 2.40 3.30 1.20 12.30
’20 (6.80) (0.30) (4.50) 3.90 (7.30)
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 8 5 0 — —
’25 8 8 10 7 34
’24 13 8 8 8 36
’23 23 22 20 17 82
’22 24 22 18 21 85
’21 28 23 22 20 93
’20 29 34 34 27 125
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (2) 1 1 — —
’25 (6) 1 5 3 3
’24 2 1 6 0 9
’23 10 16 16 10 52
’22 13 10 18 18 59
’21 17 14 14 15 60
’20 (39) 72 4 (16) 20
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (5) 0 1 — —
’25 (8) 16 4 2 14
’24 2 1 4 (1) 6
’23 10 16 16 10 52
’22 13 10 18 18 59
’21 17 14 14 15 60
’20 (39) 72 4 (16) 20
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 50 75 92 109 125 93 85 82 36 34 21 (4.2%) 26 28 45 +10.1%
Gross margin, % 85.60 87.08 86.46 86.41 87.35 100.00 100.00 100.00 100.00 100.00 100.00 +14.4 pt
EBT 35 53 63 70 (40) 69 (41) (63) (207) (41) (141) n/m
EBT margin, % 70.98 70.72 68.29 64.25 (31.93) 73.94 (48.17) (76.95) (577.04) (121.14) (682.32) (192.1) pt
Net income 35 53 63 70 (40) 68 (41) (63) (207) (41) (141) n/m
Per share, $
Per share, $ Revenue 11.52 17.43 21.26 20.58 22.62 16.98 15.98 15.88 7.12 7.07 0.00 (5.3%)
Earnings 8.20 12.33 14.50 13.20 (7.30) 12.40 (10.40) (15.00) (43.90) (11.60) (20.10) n/m
Cash flow 8.21 7.05 14.36 11.65 3.67 11.05 11.11 10.09 1.74 0.56 0.00 (25.8%)
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (0.55) 2.27 (1.07) n/m
Free cash flow 8.21 7.05 14.36 11.65 3.67 11.05 11.11 10.09 1.19 2.82 0.00 (11.2%)
Book value 98.99 191.66 190.48 191.97 169.31 185.59 185.56 166.34 122.80 115.48 0.00 +1.7%
Shares, m 4 4 4 5 6 5 5 5 5 5 5 +1.1%
Valuation, ×
Valuation, × P/E 23.17 29.67 12.43 13.82 0.00 9.44 0.00 0.00 0.00 0.00 0.00 8.9
P/S 0.00 10.21 8.48 8.93 4.42 6.90 3.44 3.69 3.92 3.39 0.85 5.3
P/B 0.98 0.93 0.95 0.96 0.59 0.63 0.30 0.35 0.23 0.21 0.04 0.6
EV/Sales 0.00 10.35 17.94 20.91 13.14 28.75 18.63 14.53 25.47 35.11 49.88 18.5
EV/FCF 0.00 25.58 26.57 36.94 80.93 44.20 26.80 22.87 152.59 87.87 (310.18) 50.4
Cash, $m
Cash, $m Operating cash flow 36 30 62 62 20 60 59 52 9 3 2 (25.0%)
Capex — — — — — — — — (3) 11 (5) n/m
Free cash flow 36 30 62 62 20 60 59 52 6 14 2 (10.2%)
Balance, $m
Balance, $m Working capital (534) 115 52 129 342 215 154 212 123 70 50 n/m
Net debt 989 68 874 1,309 1,076 2,013 1,274 876 761 635 (46) (4.8%)
Shareholders’ equity 428 829 828 1,019 934 1,013 984 859 619 553 420 +2.9%
Returns, %
Returns, % ROA 4.73 2.67 2.15 1.79 (0.93) 1.65 (1.49) (2.46) (8.93) (2.87) (10.05) (7.6) pt
ROIC 1.56 3.72 2.32 1.88 (1.24) 1.42 (1.13) (2.06) (8.78) (0.69) 0.00 (2.2) pt
ROE 5.63 8.48 7.60 7.59 (4.15) 6.94 (5.54) (8.43) (29.96) (9.48) (31.06) (15.1) pt
People
People Employees — — — — — — — — — — — —
Revenue/emp, $m 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 4 Nov 2026

Granite Point Mortgage Trust Inc. vs peers in Reit Mortgage (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
MITT TPG Mortgage Investment Trust Inc. $158.7M 6.8× 16.4× +11.99% (above 0%: growing) n/m +110.45% (above 0%: growing) 100.00% 100.45% Compare
AOMR Angel Oak Mortgage REIT Inc. $144.4M — (loss-making) 16.4× +15.82% (above 0%: growing) n/m +63.13% (above 0%: growing) 24.11% (39.27%) Compare
SUNS Sunrise Realty Trust, Inc. $90.3M 6.9× 6.4× +2.64% (above 0%: growing) −8.00% (below 0%: shrinking) +214.97% (above 0%: growing) 100.00% 61.88% Compare
CHMI Cherry Hill Mortgage Investment Corporation $90.2M 27.1× 10.8× +37.30% (above 0%: growing) n/m +812.55% (above 0%: growing) 100.00% 163.69% Compare
RPT Great Ajax Corp. $87.8M 73.7× — (loss-making) +51.83% (above 0%: growing) n/m −49.18% (below 0%: shrinking) 100.00% 46.03% Compare
SACH Sachem Capital Corp. $39.1M — (loss-making) — (loss-making) −13.16% (below 0%: shrinking) n/m −132.71% (below 0%: shrinking) 100.00% (57.54%) Compare
LOAN Manhattan Bridge Capital, Inc $37.6M 7.9× 8.1× +0.87% (above 0%: growing) 0.00% −4.59% (below 0%: shrinking) 100.00% 60.09% Compare
LFT Lument Finance Trust, Inc. $21.3M — (loss-making) 4.3× −7.43% (below 0%: shrinking) n/m +243.32% (above 0%: growing) 100.00% 34.59% Compare
GPMT Granite Point Mortgage Trust Inc. $18.0M — (loss-making) — (loss-making) −95.96% (below 0%: shrinking) n/m −84.35% (below 0%: shrinking) 100.00% 0.00%
Median of peers $89.0M 7.9× 9.5× +7.32% — +86.79% 100.00% 53.06%

All 37 Reit Mortgage stocks →

Pay and ownership Proxy statement filed 20 April 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 3.76m 2.47m 39.92
2024 4.55m 1.62m 43.01
2023 4.05m 4.75m 84.31
2022 3.76m 219.89k 65.55
2021 4.73m 5.21m 126.65

Ownership

Directors and executive officers, together less than 1%
The Vanguard Group 5.10%
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Granite Point Mortgage Trust Inc. (GPMT) Latest News

5 Nov

Impact 4 · · The Motley Fool transcript

12 Aug

Impact 3 · · The Motley Fool transcript

8 Aug

Impact 3 · · MarketBeat transcript

6 Aug

10 May

6 May

Impact 4 · · The Motley Fool transcript

12 Feb

Impact 3 · · MarketBeat transcript
Impact 3 · · The Motley Fool transcript

14 Jan

Impact 3 · · Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.
stockrow.com/GPMT · Data as of Nov 4, 2026 · For information only; not investment advice. · © 2026 stockrow.com