Lument Finance Trust, Inc. (LFT) vs Manhattan Bridge Capital, Inc (LOAN)

Lument Finance Trust, Inc. and Manhattan Bridge Capital, Inc are both Reit Mortgage companies. Manhattan Bridge Capital, Inc is the larger, with a market value of $44.7M against $27.2M — 1.6× the size. Lument Finance Trust, Inc. has negative trailing earnings, so its P/E is not meaningful; Manhattan Bridge Capital, Inc trades at 9.3×. Manhattan Bridge Capital, Inc grew revenue faster over the last twelve months: −12.4% against −23.0%. Manhattan Bridge Capital, Inc has the higher net margin (58.3% vs −24.2%) and the higher return on invested capital (4.78% vs −0.60%). Both pay a dividend; Lument Finance Trust, Inc. yields more (11.6% vs 9.66%). Across the 21 metrics below, Manhattan Bridge Capital, Inc leads on 13 and Lument Finance Trust, Inc. on 8.

Valuation

Metric LFT LOAN Reit Mortgage median
P/E n/m 9.29 7.80
P/S 0.36 5.47 1.90
P/B 0.18 1.04 0.61
Price to free cash flow 1.13 8.55 5.90
EV/EBITDA 27.60 18.77 28.40
EV/Sales 17.18 11.18 16.02
Earnings yield (69.36%) 10.77% 7.68%
Free cash flow yield 88.86% 11.70% 11.60%

Profitability

Metric LFT LOAN Reit Mortgage median
Gross margin 100.00% 100.00% 100.00%
Operating margin 59.77% 58.19% 35.40%
Net margin (24.22%) 58.30% 11.85%
Free cash flow margin 31.74% 63.97% 26.68%
Return on equity (11.47%) 11.00% 4.81%
Return on assets (1.75%) 7.22% 0.62%
Return on invested capital (0.60%) 4.78% 1.22%

Growth

Metric LFT LOAN Reit Mortgage median
Revenue growth (TTM) (22.95%) (12.37%) 4.70%
EPS growth (last fiscal year) (141.18%) (8.16%) —
Revenue growth, 5-year CAGR 18.64% 4.34% 14.60%
Net income growth, 5-year CAGR 0.00% 3.86% 0.00%

Health

Metric LFT LOAN Reit Mortgage median
Debt to equity 4.40 0.45 3.30
Current ratio 5.98 3.06 1.00
Net debt to EBITDA 18.31 3.33 18.31

Dividend

Metric LFT LOAN Reit Mortgage median
Dividend yield 11.61% 9.66% 13.05%
Payout ratio 1.85 1.08 1.24

Size

Metric LFT LOAN Reit Mortgage median
Market cap 27.18m 44.67m 517.48m

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