Angel Oak Mortgage REIT Inc.

AOMR Real Estate Reit Mortgage

Angel Oak Mortgage REIT Inc.’s revenue for fiscal 2025 (year ended December 2025) was $143.7 million, up 30.1% from fiscal 2024.

Revenue
+15.8%
EPS
−246.9%
Free cash flow
+63.1%
Total debt
+10.9%

Quarter to September 2026, against a year earlier

6.08 0.09 −1.46%
Market cap
$144.4M
P/E
0.0×
Fwd P/E
16.4×
Dividend yield
20.7%
F-score
4/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Bought, $m 0.47
Sold, $m 4.31
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — 1 — — — 2 — 1
Sell — — — 1 — — — — — 1 — —
Insider Ownership 27.31%

Capital & Financial Ratios $m

Size
Market Cap 144.36
Revenue ttm 163.59
Net income ttm (9.38)
Free cash flow ttm (342.05)
Net debt Q (49.13)
Valuation
P/E 0.00
Forward P/E 16.40
Price / sales 0.88
Forward P/S Powerpack
Price / FCF 0.00
Price / book 0.68
Financial health
Current ratio Q 7.16
Debt / equity Q 0.00
Interest coverage Q —
Growth
Revenue growth Q +15.82% (above 0%: growing)
Operating income growth Q −242.30% (below 0%: shrinking)
EPS, this year +101.22% (at or above 15%: strong)
EPS, next year A +12.11%
Revenue, next year A −68.10% (below 0%: weak)
EPS, past 5 yrs +107.49% (at or above 15%: strong)
EPS, next 5 yrs A +32.83% (at or above 15%: strong)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 0.07%
10-year low 10-year high
P/B against its own 10 years 8.20%
10-year low 10-year high
EV/Sales against its own 10 years 22.67%
10-year low 10-year high

Dividends

Yield
20.7%
Annual rate
1.28
Payout ratio
170.7%
Growth, 2021–25
+27.8%/yr
  1. 0.48 ’21
  2. 1.67 ’22 +248
  3. 1.28 ’23 −23
  4. 1.28 ’24 +0
  5. 1.28 ’25 +0
  6. 1.28 ’26e +0
paid forecast change on the year, % Powerpack

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 44 43 45 49
Receivables 8 8 10 13
Inventory — — — —
Other — — — —
1,653 1,931 2,427 —
2023 2024 2025 Q'26
Payables — — — —
ST’ Debt — — — —
Other — — — —
292 133 222 369

Compound Annual Growth %

10y 5y 3y
Sales — 28.61% 7.53%
Cash Flow — 0.00% 0.00%
Earnings — 127.59% 0.00%
Book Value — 1.50% 4.20%

Earnings Trends EPS, adjusted, against the consensus

EPS $

Mar Jun Sep Dec Year
’26 (0.30) 0.14 (0.72) — —
’25 0.87 0.03 0.46 0.45 1.80
’24 0.51 (0.01) 1.29 (0.65) 1.17
’23 0.02 (0.15) 0.33 1.15 1.35
’22 (1.77) (2.13) (3.40) (0.36) (7.65)
’21 0.60 0.13 0.25 0.12 1.01
’20 (1.40) 1.67 0.27 — 0.05
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 41 41 42 — —
’25 33 35 37 39 144
’24 25 26 27 32 110
’23 24 24 24 25 96
’22 27 30 30 29 116
’21 10 12 16 23 61
’20 (3) 13 9 — 41
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (144) (82) (64) — —
’25 (202) 21 (173) (52) (407)
’24 40 (24) (212) (25) (221)
’23 277 15 62 (47) 306
’22 (606) (29) (8) 313 (331)
’21 (82) (300) (502) (684) (1,568)
’20 (16) 75 43 (84) 34
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (144) (82) (64) — —
’25 (202) 21 (173) (52) (407)
’24 40 (24) (212) (25) (221)
’23 277 15 62 (47) 306
’22 (606) (29) (8) 313 (331)
’21 (82) (300) (502) (684) (1,568)
’20 (16) 75 43 (84) 34
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.7
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue — — — 19 41 61 116 96 110 144 164 +40.3% 46 46 48 (30.4%)
Gross margin, % — — — 0.00 81.63 81.05 45.45 30.12 33.44 28.61 26.89 +28.6 pt
EBT — — — 5 1 23 (191) 35 32 45 (9) +43.3%
EBT margin, % — — — 27.26 1.80 37.51 (165.56) 36.43 28.99 31.02 (5.60) +3.8 pt
Net income — — — 5 1 21 (188) 34 29 44 (9) +43.0%
Per share, $
Per share, $ Revenue — — — 0.72 2.60 2.94 4.71 3.88 4.57 6.07 7.06 +42.7%
Earnings — — — 0.20 0.05 1.02 (7.65) 1.36 1.18 1.85 (0.42) +44.9%
Cash flow — — — 0.02 2.19 (76.11) (13.49) 12.39 (9.16) (17.18) (14.76) n/m
Capex — — — 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 n/m
Free cash flow — — — 0.02 2.19 (76.11) (13.49) 12.39 (9.16) (17.18) (14.76) n/m
Book value — — — 3.62 15.79 23.85 9.63 10.36 9.88 11.30 9.05 +20.9%
Shares, m — — — 26 16 21 25 25 24 24 24 (1.7%)
Valuation, ×
Valuation, × P/E — — — 16.35 16.35 14.85 0.00 8.00 7.93 4.63 0.00 9.7
P/S — — — 10.05 10.05 5.57 1.13 2.78 2.03 1.42 0.88 4.7
P/B — — — 0.93 0.93 0.69 0.55 1.04 0.94 0.76 0.68 0.8
EV/Sales — — — 14.84 14.84 14.89 9.47 14.50 16.51 15.06 13.16 14.3
EV/FCF — — — (9.18) (9.18) (0.58) (3.31) 4.54 (8.23) (5.31) (6.29) (4.5)
Cash, $m
Cash, $m Operating cash flow — — — 0 34 (1,568) (331) 306 (221) (407) (342) n/m
Capex — — — — — — — — — — — —
Free cash flow — — — 0 34 (1,568) (331) 306 (221) (407) (342) n/m
Balance, $m
Balance, $m Working capital — — — — 118 971 1,213 1,361 1,799 2,205 2,271 +79.7%
Net debt — — — 353 (11) 564 964 1,125 1,598 1,959 (49) +33.1%
Shareholders’ equity — — — 95 248 491 236 256 239 268 210 +18.8%
Returns, %
Returns, % ROA — — — 1.06 0.15 1.37 (6.80) 1.28 1.26 1.75 (0.34) +0.7 pt
ROIC — — — 0.00 0.19 1.34 (9.96) 1.58 1.09 1.25 (3.56) +1.3 pt
ROE — — — 2.99 0.42 5.71 (51.62) 13.69 11.61 17.38 (3.96) +14.4 pt
People
People Employees — — — — 745 900 400 0 0 — — n/m
Revenue/emp, $m — — — 0.00 0.05 0.07 0.29 0.00 0.00 0.00 — n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 3 Nov 2026

Angel Oak Mortgage REIT Inc. vs peers in Reit Mortgage (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
REFI Chicago Atlantic Real Estate Finance, Inc. $229.1M 6.5× 6.7× −11.02% (below 0%: shrinking) −16.67% (below 0%: shrinking) +40.10% (above 0%: growing) 100.00% 59.97% Compare
ACRE Ares Commercial Real Estate Corporation $188.6M — (loss-making) 48.0× +14.25% (above 0%: growing) n/m +1,481.15% (above 0%: growing) 100.00% 37.52% Compare
RC Ready Capital Corp $176.8M — (loss-making) — (loss-making) −49.32% (below 0%: shrinking) n/m +231.22% (above 0%: growing) 100.00% 101.65% Compare
ACR ACRES Commercial Realty Corp. $176.4M — (loss-making) — (loss-making) −4.08% (below 0%: shrinking) n/m −57.74% (below 0%: shrinking) 92.55% (26.38%) Compare
MITT TPG Mortgage Investment Trust Inc. $158.7M 6.8× 16.4× +11.99% (above 0%: growing) n/m +110.45% (above 0%: growing) 100.00% 100.45% Compare
AOMR Angel Oak Mortgage REIT Inc. $144.4M — (loss-making) 16.4× +15.82% (above 0%: growing) n/m +63.13% (above 0%: growing) 24.11% (39.27%)
SUNS Sunrise Realty Trust, Inc. $90.3M 6.9× 6.4× +2.64% (above 0%: growing) −8.00% (below 0%: shrinking) +214.97% (above 0%: growing) 100.00% 61.88% Compare
CHMI Cherry Hill Mortgage Investment Corporation $90.2M 27.1× 10.8× +37.30% (above 0%: growing) n/m +812.55% (above 0%: growing) 100.00% 163.69% Compare
RPT Great Ajax Corp. $87.8M 73.7× — (loss-making) +51.83% (above 0%: growing) n/m −49.18% (below 0%: shrinking) 100.00% 46.03% Compare
Median of peers $167.5M 6.9× 10.8× +7.32% — +162.71% 100.00% 60.93%

All 37 Reit Mortgage stocks →

Pay and ownership Proxy statement filed 1 April 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 742.07k 682.61k 263.21
2024 3.37k 11.84k 250.32
2023 10.11k 56.10k 251.16

Ownership

Directors and executive officers, together 2.90%
Xylem Finance LLC 16.60%
NHTV Atlanta Holdings LP 14.70%
Victory Capital Management Inc. 5.80%
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Angel Oak Mortgage REIT Inc. (AOMR) Latest News

3 Nov

6 May

Impact 4 · · MarketBeat

26 Feb

Impact 4 · · MarketBeat

12 Feb

11 Feb

Impact 3 · · Simply Wall St.

9 Feb

Impact 3 · · Simply Wall St.

5 Feb

4 Feb

3 Feb

Impact 3 · · Simply Wall St.
stockrow.com/AOMR · Data as of Nov 3, 2026 · For information only; not investment advice. · © 2026 stockrow.com