Saturday 17 October 2026
Export LDI’s income statement to Excel — free account
loanDepot, Inc.
LDI Financial Mortgage Finance
loanDepot, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.2 billion, up 12.2% from fiscal 2024. In the quarter to June 2026, revenue grew 19.4%, EPS grew 66.7%, free cash flow grew 589.1% and total debt rose 11.6%, each against the same quarter a year earlier. Insiders bought in the last twelve months.
0.53
0.04
−7.02%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Trend | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price, $ | |||||||||||||||
| Price, $ | Low | — | — | — | — | — | 4.24 | 1.25 | 1.14 | 1.52 | 1.01 |
Analyst estimates 2026–2028 Powerpack |
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| High | — | — | — | — | — | 39.85 | 5.57 | 3.71 | 3.50 | 5.05 | |||||
| People | |||||||||||||||
| People | Employees | — | — | — | — | 11,763 | 13,533 | 6,127 | 4,250 | 4,900 | 5,660 | ||||
| Revenue/emp, $m | — | 0.00 | 0.00 | 0.00 | 0.37 | 0.28 | 0.20 | 0.23 | 0.22 | 0.21 | |||||
| Income, $m | |||||||||||||||
| Income, $m | Revenue | — | 1,644 | 1,114 | 1,337 | 4,312 | 3,725 | 1,256 | 974 | 1,060 | 1,190 | ||||
| Gross margin, % | — | 0.00 | 84.59 | 87.13 | 94.30 | 91.12 | 83.34 | 87.85 | 86.70 | 87.93 | |||||
| EBT | — | 30 | (103) | 33 | 2,015 | 667 | (690) | (278) | (243) | (121) | |||||
| EBT margin, % | — | 1.82 | (9.27) | 2.44 | 46.74 | 17.89 | (54.94) | (28.57) | (22.91) | (10.13) | |||||
| Net income | — | 0 | (103) | 34 | 2,013 | 623 | (610) | (236) | (202) | (108) | |||||
| Depreciation | — | — | 42 | 67 | 68 | 71 | 119 | 63 | 65 | 62 | |||||
| Per share, $ | |||||||||||||||
| Per share, $ | Revenue | — | 13.05 | 8.84 | 10.61 | 34.22 | 28.65 | 8.05 | 5.57 | 5.71 | 5.64 | ||||
| Earnings | — | 0.17 | (0.87) | — | — | 0.87 | (1.75) | (0.63) | (0.53) | (0.30) | |||||
| Cash flow | — | (3.83) | (3.40) | (11.88) | (16.12) | (11.27) | 28.59 | (1.00) | (4.62) | (3.35) | |||||
| Capex | — | 0.00 | 3.05 | 1.12 | (0.22) | 2.27 | 4.23 | 0.92 | 2.60 | 0.04 | |||||
| Free cash flow | — | (3.83) | (0.35) | (10.77) | (16.33) | (9.00) | 32.82 | (0.08) | (2.03) | (3.31) | |||||
| Book value | — | 0.00 | 0.00 | 2.98 | 13.15 | 12.53 | 5.91 | 4.03 | 2.73 | 1.83 | |||||
| Shares, m | — | 126 | 126 | 126 | 126 | 130 | 156 | 175 | 186 | 211 | |||||
| Valuation, × | |||||||||||||||
| Valuation, × | P/E | — | 1.03 | 1.03 | 1.03 | 1.03 | 5.39 | 0.00 | 0.00 | 0.00 | 0.00 | ||||
| P/S | — | 0.64 | 0.64 | 0.64 | 0.64 | 0.17 | 0.20 | 0.61 | 0.36 | 0.37 | |||||
| P/B | — | 1.67 | 1.67 | 1.67 | 1.67 | 0.38 | 0.28 | 0.84 | 0.75 | 1.13 | |||||
| EV/Sales | — | 2.51 | 2.51 | 2.51 | 2.51 | 2.54 | 3.46 | 4.91 | 4.95 | 5.14 | |||||
| EV/FCF | — | (5.26) | (5.26) | (5.26) | (5.26) | (8.08) | 0.85 | (338.14) | (13.95) | (8.75) | |||||
| Cash, $m | |||||||||||||||
| Cash, $m | Operating cash flow | — | (482) | (429) | (1,497) | (2,031) | (1,466) | 4,461 | (174) | (858) | (708) | ||||
| Capex | — | (40) | 384 | 141 | (27) | 295 | 661 | 160 | 482 | 9 | |||||
| Free cash flow | — | (482) | (44) | (1,356) | (2,058) | (1,170) | 5,121 | (14) | (376) | (699) | |||||
| Balance, $m | |||||||||||||||
| Balance, $m | Working capital | — | — | — | — | 1,038 | 889 | 691 | 560 | 510 | 456 | ||||
| Total debt | — | — | 2,705 | 4,290 | 8,536 | 9,449 | 5,071 | 4,932 | 5,400 | 6,077 | |||||
| Net debt | — | — | 2,591 | 4,173 | 8,047 | 8,828 | 4,090 | 4,187 | 4,873 | 5,676 | |||||
| Shareholders’ equity | — | — | — | 376 | 1,657 | 1,629 | 921 | 704 | 507 | 386 | |||||
| Returns, % | |||||||||||||||
| Returns, % | ROA | — | 0.00 | 0.00 | 0.00 | 0.00 | 1.00 | (2.96) | (1.73) | (1.57) | (0.95) | ||||
| ROIC | — | — | (1.49) | 1.02 | 13.29 | 4.46 | (7.06) | (1.33) | (0.63) | 0.56 | |||||
| ROE | — | 0.00 | 0.00 | 0.00 | 0.00 | 6.91 | (21.41) | (13.55) | (16.24) | (14.04) | |||||
Negative figures in brackets.
Fiscal years to Dec 2025 · latest quarter Jun 2026
Charts ten years each
loanDepot, Inc. vs peers in Mortgage Finance (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| WD Walker & Dunlop, Inc. | $1.1B | 29.1× | 14.3× | −3.93% (below 0%: shrinking) | −91.00% (below 0%: shrinking) | +584.98% (above 0%: growing) | 46.88% | 5.65% | Compare |
| VEL Velocity Financial, Inc. | $584.7M | 5.3× | 12.1× | +34.05% (above 0%: growing) | −7.25% (below 0%: shrinking) | −3.27% (below 0%: shrinking) | 0.00% | 0.00% | Compare |
| ONIT Onity Group Inc. | $222.8M | 1.5× | 6.2× | +14.72% (above 0%: growing) | n/m | −9.61% (below 0%: shrinking) | 100.00% | 25.95% | Compare |
| BETR Better Home & Finance Holding Company | $204.6M | — (loss-making) | — (loss-making) | +25.81% (above 0%: growing) | n/m | +136.12% (above 0%: growing) | 89.80% | 0.00% | Compare |
| LDI loanDepot, Inc. | $191.7M | — (loss-making) | — (loss-making) | +19.39% (above 0%: growing) | n/m | +589.11% (above 0%: growing) | 87.77% | 10.45% | |
| GHI Greystone Housing Impact Investors LP | $115.2M | — (loss-making) | 3.2× | −7.10% (below 0%: shrinking) | n/m | −92.85% (below 0%: shrinking) | 93.66% | 60.90% | Compare |
| IOR Income Opportunity Realty Investors, Inc. | $74.4M | 19.6× | 13.8× | +534.29% (above 0%: growing) | −29.17% (below 0%: shrinking) | +155.56% (above 0%: growing) | 0.00% | 0.00% | Compare |
| BLNE Beeline Holdings, Inc. | $24.4M | 0.4× | 6.1× | +56.62% (above 0%: growing) | n/m | +146.53% (above 0%: growing) | 100.00% | (171.05%) | Compare |
| PAPL Pineapple Financial Inc. | $23.0M | — (loss-making) | — (loss-making) | −16.66% (below 0%: shrinking) | n/m | −914.00% (below 0%: shrinking) | 100.00% | 4,077.43% | Compare |
| Median of peers | $159.9M | 5.3× | 9.1× | +20.27% | −29.17% | +66.43% | 91.73% | 2.83% |
loanDepot, Inc. (LDI) key facts
- Concern: loanDepot, Inc. reported a net loss of $107.5 million, or a loss of $0.30 per share, for fiscal 2025.
- Strength: loanDepot, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.2 billion, up 12.2% from fiscal 2024.
- loanDepot, Inc. (LDI) is a Mortgage Finance company in the Financial sector, listed on the New York Stock Exchange.
- As of October 16, 2026, LDI traded at $0.53, a market capitalization of $191.7 million.
- Trailing earnings are negative, so a P/E ratio is not meaningful; the stock trades at 0.1× sales.
- Return on equity was −14.0% and debt-to-equity 17.94.
- Its Piotroski F-score is 4 out of 9 for fiscal 2025.
loanDepot, Inc. (LDI) Latest News
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