Saturday 17 October 2026 Export KRNY’s income statement to Excel — free account

Kearny Financial

Kearny Financial’s revenue for fiscal 2026 (year ended June 2026) was $347.1 million, up 1.05% from fiscal 2025. In the quarter to June 2026, revenue grew 2.23%, EPS was flat, free cash flow grew 72.2% and total debt fell 8.48%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for three; insiders bought in the last twelve months.

8.97 0.04 −0.44%

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Market cap: $585.0M
P/E: 15.7×
Fwd P/E: 10.6×
Dividend yield: 4.91%
F-score: 7/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.41

Total sells 0.08

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	—	—	5	1	1	1	—
Sell	—	—	1	—	1	—	—	1	—	—	—	—

Insider Ownership 8.68%

Capital & Financial Ratios $m

Market Cap 585.02

Revenue 347.14

Net Income 36.26

Free Cash Flow 39.21

Net Debt 1,035.18

Current Ratio 1.05

Debt/Equity 1.50

P/E ratio 15.74

Fwd P/E 10.60

P/S ratio 1.62

P/B ratio 0.74

Past 5Y EPS Growth (5.84%)

This Y EPS Growth 37.43%

Next Y EPS Growth 22.98%

Next Y revenue growth (43.08%)

Next 5Y EPS Growth 33.53%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 36.08%

10-year low 10-year high

P/S against its own 10 years 25.54%

10-year low 10-year high

P/B against its own 10 years 38.30%

10-year low 10-year high

Dividends

Payout Ratio 0.77

Annual Dividend Rate 0.44

Annual Dividend Yield 4.91%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.44	0.11 0.11 0.11
2025	0.44	0.11 0.11 0.11 0.11
2024	0.44	0.11 0.11 0.11 0.11
2023	0.44	0.11 0.11 0.11 0.11
2022	0.44	0.11 0.11 0.11 0.11
2021	0.40	0.09 0.10 0.10 0.11
2020	0.32	0.08 0.08 0.08 0.08
2019	0.25	0.06 0.06 0.06 0.07
2018	0.16	0.03 0.04 0.04 0.16 0.05
2017	0.12	0.03 0.03 0.03 0.12 0.03
2016	0.08	0.02 0.02 0.02 0.02

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	2026
Cash	71	64	167	115
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	5,889	5,787	5,968	5,979

	2023	2024	2025	2026
Payables	5,629	5,158	5,675	5,710
ST’ Debt	—	—	—	—
Other	—	—	—	—
	5,629	5,158	5,675	5,710

Compound Annual Growth %

	10y	5y	3y
Sales	9.69%	6.02%	5.40%
Cash Flow	(0.37%)	(12.93%)	(18.44%)
Earnings	8.65%	(10.52%)	(3.86%)
Book Value	(3.95%)	(5.97%)	(4.10%)

Revenue $m

	Sep	Dec	Mar	Jun	Year
’26	—	—	—	—	—
’26	88	86	85	87	347
’25	88	86	84	85	344
’24	85	67	86	89	327
’23	70	64	79	83	296
’22	61	60	58	61	240
’21	69	66	64	61	259

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Sep	Dec	Mar	Jun	Year
’26	—	—	—	—	—
’26	2	14	8	14	38
’25	3	(3)	17	8	25
’24	12	7	18	7	44
’23	21	15	22	12	70
’22	5	21	31	24	81
’21	6	25	27	18	75

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Sep	Dec	Mar	Jun	Year
’26	—	—	—	—	—
’26	4	14	9	13	39
’25	1	(4)	17	7	21
’24	13	7	17	6	43
’23	20	19	21	12	72
’22	5	21	30	23	79
’21	5	24	30	17	75

Fiscal quarters ending in the months shown.

EPS $

	Sep	Dec	Mar	Jun	Year
’26	—	—	—	—	—
’26	0.15	0.15	0.16	0.11	0.57
’25	0.10	0.10	0.11	0.11	0.42
’24	0.16	(0.22)	0.12	(1.45)	(1.39)
’23	0.25	0.03	0.16	0.19	0.63
’22	0.26	0.26	0.25	0.17	0.95
’21	0.13	0.20	0.20	0.24	0.77

Fiscal quarters ending in the months shown.

Group	Line	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026	2027e
Price, $
Price, $	Low	13.35	11.26	12.02	6.91	8.94	9.02	6.45	5.28	5.45	6.92	Analyst estimates 2027–2029 Powerpack
	High	15.85	14.80	14.40	13.87	13.88	13.89	10.51	9.04	7.95	10.24
People
People	Employees	466	565	565	552	—	—	556	552	557	549
	Revenue/emp, $m	0.32	0.33	0.44	0.46	0.00	0.00	0.53	0.59	0.62	0.63
Income, $m
Income, $m	Revenue	150	185	251	253	259	240	296	327	344	347
	Gross margin, %	75.73	72.85	67.31	66.85	80.76	87.65	60.25	43.01	44.83	51.31
	EBT	27	34	56	57	84	92	52	(81)	31	47
	EBT margin, %	18.23	18.41	22.35	22.64	32.61	38.44	17.67	(24.71)	9.02	13.66
	Net income	19	20	42	45	63	68	41	(87)	26	36
	Depreciation	8	5	(6)	(4)	(6)	8	7	103	5	4
Per share, $
Per share, $	Revenue	1.78	2.24	2.76	3.07	3.15	3.39	4.57	5.23	5.50	5.52
	Earnings	0.22	0.24	0.46	0.55	0.77	0.95	0.63	(1.39)	0.42	0.58
	Cash flow	0.46	0.55	0.43	0.23	0.92	1.15	1.07	0.70	0.40	0.60
	Capex	(0.05)	(0.10)	(0.07)	(0.07)	(0.01)	(0.03)	0.03	(0.02)	(0.05)	0.02
	Free cash flow	0.41	0.45	0.36	0.17	0.91	1.11	1.11	0.68	0.34	0.62
	Book value	12.50	15.36	12.38	13.16	12.66	12.61	13.41	12.07	11.93	12.20
	Shares, m	85	83	91	82	82	71	65	62	63	63
Valuation, ×
Valuation, ×	P/E	70.71	56.04	28.62	15.15	15.52	11.82	11.19	0.00	15.02	16.60
	P/S	8.35	6.01	4.88	2.67	3.80	3.28	1.54	1.15	1.18	1.71
	P/B	1.19	0.88	1.09	0.62	0.94	0.88	0.53	0.50	0.54	0.78
	EV/Sales	13.19	11.81	10.00	6.59	6.25	6.68	6.39	6.23	4.35	4.70
	EV/FCF	57.52	59.21	76.06	121.11	21.63	20.31	26.41	47.82	69.75	41.57
Cash, $m
Cash, $m	Operating cash flow	39	45	39	19	75	81	70	44	25	38
	Capex	(4)	(8)	(6)	(6)	(1)	(2)	2	(1)	(3)	1
	Free cash flow	34	37	33	14	75	79	72	43	21	39
Balance, $m
Balance, $m	Working capital	382	545	569	250	(588)	(341)	260	629	293	269
	Total debt	806	1,199	1,322	1,173	702	918	1,507	1,727	1,256	1,150
	Net debt	728	1,070	1,283	992	634	816	1,436	1,663	1,089	1,035
	Shareholders’ equity	1,057	1,269	1,127	1,084	1,043	894	869	754	746	767
Returns, %
Returns, %	ROA	0.40	0.34	0.64	0.67	0.90	0.90	0.52	(1.10)	0.34	0.47
	ROIC	0.96	1.09	1.45	1.75	3.31	3.37	1.42	(2.09)	1.06	1.64
	ROE	1.69	1.69	3.52	4.07	5.95	6.97	4.63	(10.68)	3.48	4.79

Negative figures in brackets.

All 10 years →

Fiscal years to Jun 2026 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
FBIZ First Business Financial Services, Inc.	$586.5M	10.7×	9.4×	+7.37% (above 0%: growing)	+36.30% (above 0%: growing)	+181.48% (above 0%: growing)	63.47%	0.00%	Compare
KRNY Kearny Financial	$585.0M	15.7×	10.6×	+2.23% (above 0%: growing)	0.00%	+72.16% (above 0%: growing)	52.34%	0.00%
GCBC Greene County Bancorp, Inc.	$583.1M	14.3×	—	+7.97% (above 0%: growing)	+21.82% (above 0%: growing)	+40.48% (above 0%: growing)	67.04%	0.00%	Compare
BWB Bridgewater Bancshares, Inc.	$568.0M	10.9×	9.5×	+2.96% (above 0%: growing)	+23.68% (above 0%: growing)	+287.44% (above 0%: growing)	54.53%	0.00%	Compare
SFST Southern First Bancshares, Inc.	$566.3M	12.6×	11.5×	+10.76% (above 0%: growing)	+50.62% (above 0%: growing)	+66.02% (above 0%: growing)	58.21%	0.00%	Compare
UNTY Unity Bancorp, Inc.	$563.0M	9.6×	9.5×	+0.29% (above 0%: growing)	−12.20% (below 0%: shrinking)	−57.88% (below 0%: shrinking)	69.50%	0.00%	Compare
SUPV Grupo Supervielle S.A.	$559.2M	— (loss-making)	—	−1.93% (below 0%: shrinking)	−28.57% (below 0%: shrinking)	−129.06% (below 0%: shrinking)	64.28%	0.00%	Compare
CIVB Civista Bancshares, Inc.	$558.0M	9.9×	9.4×	+4.29% (above 0%: growing)	−2.82% (below 0%: shrinking)	+44.49% (above 0%: growing)	72.61%	0.00%	Compare
NRIM Northrim BanCorp Inc	$543.4M	7.6×	9.5×	+3.99% (above 0%: growing)	+29.58% (above 0%: growing)	+934.70% (above 0%: growing)	84.32%	0.00%	Compare
Median of peers	$564.7M	10.7×	9.5×	+4.14%	+22.75%	+55.26%	65.66%	0.00%

All 323 Banks Regional stocks →

Kearny Financial (KRNY) key facts

Strength: Kearny Financial’s revenue for fiscal 2026 (year ended June 2026) was $347.1 million, up 1.05% from fiscal 2025.
Strength: Net income was $36.3 million, or $0.58 per share (basic), a net margin of 10.5%.
Kearny Financial (KRNY) is a Banks Regional company in the Financial sector, listed on Nasdaq.
As of October 16, 2026, KRNY traded at $8.97, a market capitalization of $585.0 million.
At that price the stock trades at 15.7× trailing-twelve-month earnings and 1.6× sales; its P/E is higher than 36% of its own readings over the past ten years.
Kearny Financial pays an annual dividend of $0.44 per share, a yield of 4.91%, with a payout ratio of 77.2%.
Return on equity was 4.79% and debt-to-equity 1.50.
Its Piotroski F-score is 7 out of 9 for fiscal 2026.