Grupo Supervielle S.A.

SUPV Financial Banks Regional

Grupo Supervielle S.A.’s revenue for fiscal 2025 (year ended December 2025) was $1.6 billion, down 11.2% from fiscal 2024.

Revenue
−1.93%
EPS
−28.6%
Free cash flow
−129.1%
Total debt
−77.8%

Quarter to June 2026, against a year earlier

5.70 0.19 −3.23%
Market cap
$433.5M
P/E
0.0×
Fwd P/E
—
Dividend yield
—
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Sold, $m 0.08
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell — — — — — 1 — — — — — —
Insider Ownership 13.01%

Capital & Financial Ratios $m

Size
Market Cap 433.52
Revenue ttm 1,689.40
Net income ttm (102.68)
Free cash flow ttm 25.52
Net debt Q (902.59)
Valuation
P/E 0.00
Forward P/E —
Price / sales 0.30
Forward P/S Powerpack
Price / FCF 19.55
Price / book 0.60
Financial health
Current ratio Q 0.92
Debt / equity Q 0.09
Interest coverage Q —
Growth
Revenue growth Q −1.93% (below 0%: shrinking)
Operating income growth Q +9.26% (above 0%: growing)
EPS, this year +300.20% (at or above 15%: strong)
EPS, next year A +114.35% (at or above 15%: strong)
Revenue, next year A —
EPS, past 5 yrs —
EPS, next 5 yrs A −1.20% (below 0%: weak)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 50.79%
10-year low 10-year high
P/B against its own 10 years 44.34%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—
Growth, 2018–21
−37.6%/yr
  1. 0.11 ’18
  2. 0.07 ’19 −33
  3. 0.04 ’20 −44
  4. 0.03 ’21 −35
paid change on the year, %

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 871 718 1,279 975
Receivables — — — —
Inventory — — — —
Other — — — —
2,704 3,105 4,292 3,845
2023 2024 2025 Q'26
Payables 5,886 3,491 4,095 4,180
ST’ Debt — — — —
Other — — — —
5,886 3,491 4,095 4,180

Compound Annual Growth %

10y 5y 3y
Sales (17.47%) 8.30% (9.30%)
Cash Flow (17.68%) 4.00% 212.22%
Earnings 0.00% 0.00% 0.00%
Book Value (11.16%) 9.74% 4.28%

Earnings Trends EPS, adjusted, against the consensus

EPS $

Mar Jun Sep Dec Year
’26 (0.14) 0.10 — — —
’25 0.09 0.14 (0.43) (0.16) (0.45)
’24 0.63 0.22 0.11 0.32 1.31
’23 0.03 0.31 0.35 1.53 2.22
’22 (0.04) (0.19) (0.05) (0.16) (0.38)
’21 0.02 (0.04) (0.01) (0.18) (0.20)
’20 0.08 0.17 0.11 0.13 0.54
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 371 365 — — —
’25 322 372 399 554 1,647
’24 615 401 369 469 1,855
’23 517 634 818 2,711 4,680
’22 322 387 467 1,032 2,208
’21 248 271 282 484 1,285
’20 243 195 243 424 1,106
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 (174) (31) — — —
’25 (41) 148 387 (105) 389
’24 18 99 543 (89) 571
’23 31 20 169 380 600
’22 (32) 28 (72) 89 13
’21 17 (72) 4 140 89
’20 164 (58) (64) 278 319
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 (179) (41) — — —
’25 (47) 141 373 (128) 339
’24 14 89 527 (111) 520
’23 24 8 157 334 524
’22 (38) 17 (91) 66 (45)
’21 14 (77) (8) 112 41
’20 163 (64) (77) 237 258
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 1,040 1,298 1,107 1,034 1,106 1,285 2,208 4,680 1,855 1,647 1,689 +5.2% — — — —
Gross margin, % 68.32 71.18 44.15 30.09 63.30 50.56 42.28 32.97 47.34 54.00 54.65 (14.3) pt
EBT 123 194 (73) (41) 59 (15) (66) 328 157 (77) (101) n/m
EBT margin, % 11.79 14.93 (6.56) (3.97) 5.36 (1.19) (3.01) 7.01 8.47 (4.70) (5.98) (16.5) pt
Net income 0 0 (109) (45) 50 (18) (39) 196 115 (77) (103) n/m
Per share, $
Per share, $ Revenue 16.26 16.51 12.12 11.32 12.10 14.07 24.30 52.86 21.09 18.82 19.30 +1.6%
Earnings 1.39 1.88 (1.19) (0.49) 0.54 (0.20) (0.38) 2.22 1.31 (0.45) (0.63) n/m
Cash flow (0.31) 2.42 1.55 (0.55) 3.50 0.98 0.14 6.78 6.49 4.44 0.88 n/m
Capex (0.52) (0.14) (0.41) (0.25) (0.67) (0.53) (0.64) (0.86) (0.58) (0.56) (0.59) +0.8%
Free cash flow (0.83) 2.28 1.14 (0.80) 2.83 0.45 (0.50) 5.92 5.91 3.88 0.29 n/m
Book value 7.34 11.64 6.59 5.31 5.55 5.93 7.83 14.66 9.99 9.21 9.45 +2.6%
Shares, m 64 79 91 91 91 91 91 89 88 88 88 +3.5%
Valuation, ×
Valuation, × P/E 7.46 21.46 0.00 0.00 4.36 0.00 0.00 1.78 11.80 0.00 0.00 4.7
P/S 1.02 2.15 0.72 0.33 0.18 0.14 0.09 0.07 0.72 0.63 0.30 0.6
P/B 2.08 4.65 1.32 0.69 0.38 0.33 0.28 0.27 1.51 1.28 0.60 1.3
EV/Sales 0.74 1.43 (0.02) (0.04) (0.23) (0.12) (0.08) (0.11) 0.36 (0.06) — 0.2
EV/FCF 0.26 0.53 (0.12) 0.56 (0.97) (3.75) 3.78 (0.99) 1.28 (0.31) — 0.0
Cash, $m
Cash, $m Operating cash flow (20) 190 142 (50) 319 89 13 600 571 389 77 n/m
Capex (33) (11) (37) (23) (61) (48) (58) (76) (51) (49) (52) +4.4%
Free cash flow (53) 179 104 (73) 258 41 (45) 524 520 339 26 n/m
Balance, $m
Balance, $m Working capital 921 1,288 568 538 (519) (1,054) (2,029) (3,182) (385) 197 (335) (15.7%)
Net debt (268) (163) (816) (377) (445) (331) (368) (871) (662) (1,139) (903) +17.4%
Shareholders’ equity 469 915 602 485 507 541 711 1,298 879 806 827 +6.2%
Returns, %
Returns, % ROA 0.44 3.17 (2.01) (1.10) 1.50 (0.48) (0.82) 2.97 1.80 (0.69) (1.06) (1.1) pt
ROIC 38.34 16.12 0.00 (23.68) 59.65 (4.54) (12.11) 47.97 64.21 0.00 0.00 (38.3) pt
ROE 5.72 21.27 (14.17) (8.19) 10.02 (3.48) (6.18) 19.52 10.56 (4.61) (7.34) (10.3) pt
People
People Employees 4,982 5,320 5,307 5,019 5,021 4,811 3,814 3,663 3,456 3,348 — (4.3%)
Revenue/emp, $m 0.21 0.24 0.21 0.21 0.22 0.27 0.58 1.28 0.54 0.49 — +10.0%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026 · fundamentals updated 26 Oct 2026

Grupo Supervielle S.A. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
BMRC Bank of Marin Bancorp $463.9M — (loss-making) 11.9× +10.24% (above 0%: growing) +31.91% (above 0%: growing) +32.70% (above 0%: growing) 0.00% 0.00% Compare
PBFS Pioneer Bancorp, Inc. $453.0M 26.2× 24.0× +17.36% (above 0%: growing) −46.15% (below 0%: shrinking) +217.72% (above 0%: growing) 75.84% 0.00% Compare
AVBC Avidia Bancorp, Inc. $451.5M 23.9× 15.4× +5.48% (above 0%: growing) — +391.37% (above 0%: growing) 76.31% 0.00% Compare
CBK Commercial Bancgroup, Inc. $447.5M 11.0× 10.9× +4.55% (above 0%: growing) +3.01% (above 0%: growing) +28.43% (above 0%: growing) 73.79% 0.00% Compare
PLBC Plumas Bancorp $435.6M 10.4× 10.7× +5.59% (above 0%: growing) +121.62% (above 0%: growing) +204.74% (above 0%: growing) 86.67% 0.00% Compare
SUPV Grupo Supervielle S.A. $433.5M — (loss-making) — −1.93% (below 0%: shrinking) −28.57% (below 0%: shrinking) −129.06% (below 0%: shrinking) 64.28% 0.00%
RBB RBB Bancorp $432.5M 10.5× 10.1× −4.00% (below 0%: shrinking) +13.21% (above 0%: growing) +4.05% (above 0%: growing) 55.01% 0.00% Compare
PCB PCB Bancorp $424.1M 10.2× 9.9× +2.13% (above 0%: growing) +8.86% (above 0%: growing) −6.30% (below 0%: shrinking) 57.79% 0.00% Compare
CHMG Chemung Financial Corp $410.8M 10.7× 10.1× +6.14% (above 0%: growing) +62.35% (above 0%: growing) −3.80% (below 0%: shrinking) 75.38% 0.00% Compare
Median of peers $441.5M 10.7× 10.8× +5.53% +13.21% +30.57% 74.59% 0.00%

All 327 Banks Regional stocks →

Grupo Supervielle S.A. (SUPV) Latest News

11 Aug

Impact 3 · · MarketBeat transcript

10 Aug

6 May

Impact 4 · · Business Wire

3 Mar

Impact 4 · · MarketBeat

2 Mar

Impact 4 · · Associated Press Finance
Impact 4 · · Business WireZacksMarketBeatMarketBeatMarketBeatMarketBeatGuruFocus.com

18 Feb

Impact 4 · · Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.

25 Nov

Impact 4 · · Associated Press FinanceAssociated Press FinanceAssociated Press FinanceAssociated Press Finance
Impact 4 · · Business Wire

1 Nov

Impact 4 · · Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.

18 Oct

4 Oct

Impact 4 · · Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.

13 Aug

Impact 3 · · Business Wire

2 Jul

stockrow.com/SUPV · Data as of Oct 26, 2026 · For information only; not investment advice. · © 2026 stockrow.com