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Saturday 17 October 2026 Export IOR’s income statement to Excel — free account

Income Opportunity Realty Investors, Inc.

IOR Financial Mortgage Finance

In the quarter to June 2026, EPS fell 29.2% and free cash flow grew 155.6%, each against the same quarter a year earlier. Dividend growth for three consecutive years; insiders bought in the last twelve months.

18.00 0.25 −1.37%
Market cap
$74.4M
P/E
19.6×
Fwd P/E
13.8×
Dividend yield
—
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.45
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy 1 1 — 1 — 1 1 1 — — — —
Sell — — — — — — — — — — — —
Insider Ownership 91.88%

Capital & Financial Ratios $m

Market Cap 74.40
Revenue 0.64
Net Income 3.72
Free Cash Flow (0.27)
Net Debt (0.03)
Current Ratio 31,909.00
Debt/Equity 0.00
P/E ratio 19.57
Fwd P/E 13.80
P/S ratio 114.54 (above 10: high)
P/B ratio 0.57
Past 5Y EPS Growth (0.60%) (below 0%: weak)
This Y EPS Growth —
Next Y EPS Growth —
Next Y revenue growth —
Next 5Y EPS Growth —

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 86.91%
10-year low 10-year high
P/S against its own 10 years 81.84%
10-year low 10-year high
P/B against its own 10 years 75.74%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2020 Powerpack
2019 Powerpack
2018 Powerpack
2017 Powerpack
special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 0 0 0 0
Receivables 107 111 115 117
Inventory — — — —
Other — — — —
118 122 126 128
2020 2021 2022 Q'26
Payables 0 0 0 0
ST’ Debt — — — —
Other — — — —
0 0 0 0

Compound Annual Growth %

10y 5y 3y
Sales — — —
Cash Flow 0.00% 0.00% 0.00%
Earnings 10.29% (1.09%) 0.50%
Book Value 4.09% 3.81% 3.99%

Revenue $m

Year
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 0 0 — — —
’25 0 0 0 0 0
’24 1 0 0 0 1
’23 0 0 0 1 1
’22 0 0 0 0 0
’21 (3) 0 0 0 (3)
’20 1 1 1 (3) 0
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 0 0 — — —
’25 0 0 0 0 0
’24 1 0 0 0 1
’23 0 0 0 1 1
’22 0 0 0 0 0
’21 (3) 0 0 0 (3)
’20 1 1 1 (3) 0
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.25 0.17 — — —
’25 0.24 0.24 0.25 0.25 0.98
’24 0.29 0.28 0.29 0.27 1.14
’23 0.25 0.44 0.39 0.60 1.68
’22 0.15 0.20 0.29 0.30 0.94
’21 0.32 0.20 0.17 0.17 0.86
’20 0.20 0.30 0.18 0.32 1.01
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell

Ten years at a glance

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 5.85 7.13 9.26 10.33 8.32 11.01 10.05 10.58 13.11 16.05

Analyst estimates 2026–2028

Powerpack
High 8.39 12.08 14.25 15.00 17.00 13.83 16.99 13.99 19.00 19.69
People
People Employees — — — — — — — — — —
Revenue/emp, $m — — 0.00 — 0.00 — — — — —
Income, $m
Income, $m Revenue — — — — — — — — — —
Gross margin, % — — 0.00 — 0.00 — — — — —
EBT 3 3 10 5 5 5 5 9 6 5
EBT margin, % 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Net income 2 2 8 4 4 4 4 7 5 4
Depreciation — — — — — — — — — —
Per share, $
Per share, $ Revenue 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Earnings 0.50 0.36 1.97 0.99 1.01 0.86 0.94 1.68 1.14 0.98
Cash flow 0.83 0.67 0.39 0.00 0.00 (0.71) 0.00 0.23 0.17 (0.02)
Capex 0.00 0.00 5.41 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Free cash flow 0.83 0.67 5.80 0.00 0.00 (0.71) 0.00 0.23 0.17 (0.02)
Book value 20.72 21.09 23.06 24.05 25.06 25.92 26.87 28.37 29.88 30.97
Shares, m 4 4 4 4 4 4 4 4 4 4
Valuation, ×
Valuation, × P/E — — 5.42 — 11.34 — — — — —
P/S — — 0.00 — 73.97 — — — — —
P/B — — 0.46 — 0.45 — — — — —
EV/Sales — — 0.00 — 73.95 — — — — —
EV/FCF — — 1.94 — 2.21 — — — — —
Cash, $m
Cash, $m Operating cash flow 3 3 2 0 0 (3) 0 1 1 0
Capex — — 23 — — — — — — —
Free cash flow 3 3 24 0 0 (3) 0 1 1 0
Balance, $m
Balance, $m Working capital 61 64 96 100 104 108 112 118 122 126
Total debt — — — — — — — — — —
Net debt 0 0 0 0 0 0 0 0 0 0
Shareholders’ equity 86 88 96 100 104 108 112 118 122 126
Returns, %
Returns, % ROA 2.44 1.73 8.92 4.22 4.12 3.39 3.57 6.09 3.88 3.22
ROIC (0.93) (0.96) (1.18) (0.99) (0.95) (0.91) (0.91) (0.77) (0.21) (0.19)
ROE 2.44 1.73 8.92 4.22 4.12 3.39 3.57 6.09 3.88 3.22
Negative figures in brackets.

All 10 years →

Latest quarter Jun 2010

Charts ten years each

Income Opportunity Realty Investors, Inc. vs peers in Mortgage Finance (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
VEL Velocity Financial, Inc. $584.7M 5.3× 12.1× +34.05% (above 0%: growing) −7.25% (below 0%: shrinking) −3.27% (below 0%: shrinking) 0.00% 0.00% Compare
ONIT Onity Group Inc. $222.8M 1.5× 6.2× +14.72% (above 0%: growing) n/m −9.61% (below 0%: shrinking) 100.00% 25.95% Compare
BETR Better Home & Finance Holding Company $204.6M — (loss-making) — (loss-making) +25.81% (above 0%: growing) n/m +136.12% (above 0%: growing) 89.80% 0.00% Compare
LDI loanDepot, Inc. $191.7M — (loss-making) — (loss-making) +19.39% (above 0%: growing) n/m +589.11% (above 0%: growing) 87.77% 10.45% Compare
GHI Greystone Housing Impact Investors LP $115.2M — (loss-making) 3.2× −7.10% (below 0%: shrinking) n/m −92.85% (below 0%: shrinking) 93.66% 60.90% Compare
IOR Income Opportunity Realty Investors, Inc. $74.4M 19.6× 13.8× +534.29% (above 0%: growing) −29.17% (below 0%: shrinking) +155.56% (above 0%: growing) 0.00% 0.00%
BLNE Beeline Holdings, Inc. $24.4M 0.4× 6.1× +56.62% (above 0%: growing) n/m +146.53% (above 0%: growing) 100.00% (171.05%) Compare
PAPL Pineapple Financial Inc. $23.0M — (loss-making) — (loss-making) −16.66% (below 0%: shrinking) n/m −914.00% (below 0%: shrinking) 100.00% 4,077.43% Compare
CNF CNFinance Holdings Limited Sponsored ADR $13.5M 0.6× 5.6× −28.23% (below 0%: shrinking) −42.86% (below 0%: shrinking) −137.50% (below 0%: shrinking) 57.90% 0.00% Compare
Median of peers $153.5M 1.0× 6.1× +17.05% — −6.44% 91.73% 5.23%

All 14 Mortgage Finance stocks →

Income Opportunity Realty Investors, Inc. (IOR) key facts

  • Concern: Net income was $4.0 million, or $0.98 per share (basic), a net margin of 0.00%.
  • Income Opportunity Realty Investors, Inc. (IOR) is a Mortgage Finance company in the Financial sector, listed on NYSE American.
  • As of October 15, 2026, IOR traded at $18.00, a market capitalization of $74.4 million.
  • At that price the stock trades at 19.6× trailing-twelve-month earnings and 115× sales; its P/E is higher than 87% of its own readings over the past ten years.
  • Return on equity was 3.22% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

Income Opportunity Realty Investors, Inc. (IOR) Latest News

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stockrow.com/IOR · Data as of Jun 30, 2010 · For information only; not investment advice. · © 2026 stockrow.com