Saturday 17 October 2026
Export IOR’s income statement to Excel — free account
Income Opportunity Realty Investors, Inc.
IOR Financial Mortgage Finance
In the quarter to June 2026, EPS fell 29.2% and free cash flow grew 155.6%, each against the same quarter a year earlier. Dividend growth for three consecutive years; insiders bought in the last twelve months.
18.00
0.25
−1.37%
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Target Price Range
Analyst price targets
Free accountTen years at a glance
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Trend | 2026e | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Price, $ | |||||||||||||||
| Price, $ | Low | 5.85 | 7.13 | 9.26 | 10.33 | 8.32 | 11.01 | 10.05 | 10.58 | 13.11 | 16.05 |
Analyst estimates 2026–2028 Powerpack |
|||
| High | 8.39 | 12.08 | 14.25 | 15.00 | 17.00 | 13.83 | 16.99 | 13.99 | 19.00 | 19.69 | |||||
| People | |||||||||||||||
| People | Employees | — | — | — | — | — | — | — | — | — | — | ||||
| Revenue/emp, $m | — | — | 0.00 | — | 0.00 | — | — | — | — | — | |||||
| Income, $m | |||||||||||||||
| Income, $m | Revenue | — | — | — | — | — | — | — | — | — | — | ||||
| Gross margin, % | — | — | 0.00 | — | 0.00 | — | — | — | — | — | |||||
| EBT | 3 | 3 | 10 | 5 | 5 | 5 | 5 | 9 | 6 | 5 | |||||
| EBT margin, % | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
| Net income | 2 | 2 | 8 | 4 | 4 | 4 | 4 | 7 | 5 | 4 | |||||
| Depreciation | — | — | — | — | — | — | — | — | — | — | |||||
| Per share, $ | |||||||||||||||
| Per share, $ | Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | ||||
| Earnings | 0.50 | 0.36 | 1.97 | 0.99 | 1.01 | 0.86 | 0.94 | 1.68 | 1.14 | 0.98 | |||||
| Cash flow | 0.83 | 0.67 | 0.39 | 0.00 | 0.00 | (0.71) | 0.00 | 0.23 | 0.17 | (0.02) | |||||
| Capex | 0.00 | 0.00 | 5.41 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |||||
| Free cash flow | 0.83 | 0.67 | 5.80 | 0.00 | 0.00 | (0.71) | 0.00 | 0.23 | 0.17 | (0.02) | |||||
| Book value | 20.72 | 21.09 | 23.06 | 24.05 | 25.06 | 25.92 | 26.87 | 28.37 | 29.88 | 30.97 | |||||
| Shares, m | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | |||||
| Valuation, × | |||||||||||||||
| Valuation, × | P/E | — | — | 5.42 | — | 11.34 | — | — | — | — | — | ||||
| P/S | — | — | 0.00 | — | 73.97 | — | — | — | — | — | |||||
| P/B | — | — | 0.46 | — | 0.45 | — | — | — | — | — | |||||
| EV/Sales | — | — | 0.00 | — | 73.95 | — | — | — | — | — | |||||
| EV/FCF | — | — | 1.94 | — | 2.21 | — | — | — | — | — | |||||
| Cash, $m | |||||||||||||||
| Cash, $m | Operating cash flow | 3 | 3 | 2 | 0 | 0 | (3) | 0 | 1 | 1 | 0 | ||||
| Capex | — | — | 23 | — | — | — | — | — | — | — | |||||
| Free cash flow | 3 | 3 | 24 | 0 | 0 | (3) | 0 | 1 | 1 | 0 | |||||
| Balance, $m | |||||||||||||||
| Balance, $m | Working capital | 61 | 64 | 96 | 100 | 104 | 108 | 112 | 118 | 122 | 126 | ||||
| Total debt | — | — | — | — | — | — | — | — | — | — | |||||
| Net debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||
| Shareholders’ equity | 86 | 88 | 96 | 100 | 104 | 108 | 112 | 118 | 122 | 126 | |||||
| Returns, % | |||||||||||||||
| Returns, % | ROA | 2.44 | 1.73 | 8.92 | 4.22 | 4.12 | 3.39 | 3.57 | 6.09 | 3.88 | 3.22 | ||||
| ROIC | (0.93) | (0.96) | (1.18) | (0.99) | (0.95) | (0.91) | (0.91) | (0.77) | (0.21) | (0.19) | |||||
| ROE | 2.44 | 1.73 | 8.92 | 4.22 | 4.12 | 3.39 | 3.57 | 6.09 | 3.88 | 3.22 | |||||
Negative figures in brackets.
Latest quarter Jun 2010
Charts ten years each
Income Opportunity Realty Investors, Inc. vs peers in Mortgage Finance (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| VEL Velocity Financial, Inc. | $584.7M | 5.3× | 12.1× | +34.05% (above 0%: growing) | −7.25% (below 0%: shrinking) | −3.27% (below 0%: shrinking) | 0.00% | 0.00% | Compare |
| ONIT Onity Group Inc. | $222.8M | 1.5× | 6.2× | +14.72% (above 0%: growing) | n/m | −9.61% (below 0%: shrinking) | 100.00% | 25.95% | Compare |
| BETR Better Home & Finance Holding Company | $204.6M | — (loss-making) | — (loss-making) | +25.81% (above 0%: growing) | n/m | +136.12% (above 0%: growing) | 89.80% | 0.00% | Compare |
| LDI loanDepot, Inc. | $191.7M | — (loss-making) | — (loss-making) | +19.39% (above 0%: growing) | n/m | +589.11% (above 0%: growing) | 87.77% | 10.45% | Compare |
| GHI Greystone Housing Impact Investors LP | $115.2M | — (loss-making) | 3.2× | −7.10% (below 0%: shrinking) | n/m | −92.85% (below 0%: shrinking) | 93.66% | 60.90% | Compare |
| IOR Income Opportunity Realty Investors, Inc. | $74.4M | 19.6× | 13.8× | +534.29% (above 0%: growing) | −29.17% (below 0%: shrinking) | +155.56% (above 0%: growing) | 0.00% | 0.00% | |
| BLNE Beeline Holdings, Inc. | $24.4M | 0.4× | 6.1× | +56.62% (above 0%: growing) | n/m | +146.53% (above 0%: growing) | 100.00% | (171.05%) | Compare |
| PAPL Pineapple Financial Inc. | $23.0M | — (loss-making) | — (loss-making) | −16.66% (below 0%: shrinking) | n/m | −914.00% (below 0%: shrinking) | 100.00% | 4,077.43% | Compare |
| CNF CNFinance Holdings Limited Sponsored ADR | $13.5M | 0.6× | 5.6× | −28.23% (below 0%: shrinking) | −42.86% (below 0%: shrinking) | −137.50% (below 0%: shrinking) | 57.90% | 0.00% | Compare |
| Median of peers | $153.5M | 1.0× | 6.1× | +17.05% | — | −6.44% | 91.73% | 5.23% |
Income Opportunity Realty Investors, Inc. (IOR) key facts
- Concern: Net income was $4.0 million, or $0.98 per share (basic), a net margin of 0.00%.
- Income Opportunity Realty Investors, Inc. (IOR) is a Mortgage Finance company in the Financial sector, listed on NYSE American.
- As of October 15, 2026, IOR traded at $18.00, a market capitalization of $74.4 million.
- At that price the stock trades at 19.6× trailing-twelve-month earnings and 115× sales; its P/E is higher than 87% of its own readings over the past ten years.
- Return on equity was 3.22% and debt-to-equity 0.00.