Heritage Insurance Holdings, Inc.
HRTG Financial Insurance Property & Casualty
Heritage Insurance Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $847.3 million, up 3.71% from fiscal 2024. In the quarter to June 2026, revenue grew 2.96%, EPS grew 32.9%, free cash flow grew 237.6% and total debt fell 22.8%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for five, operating cash flow growth for three; insiders bought in the last twelve months.
Follow HRTG
Heritage Insurance Holdings, Inc. (HRTG) P/E ratio
As of 16 October 2026, Heritage Insurance Holdings, Inc. (HRTG) trades at a P/E ratio of 5.1×. Over the past ten years it has ranged from 0.0× (September 2023) to 1,863× (November 2017); the current reading is higher than 37% of that period. That is below the Insurance Property & Casualty industry median of 10.7× and below the Financial sector median of 12.4×.
P/E ratio, daily
Embed this chart
Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 4.6× | (22.83%) |
| FY2024 | 6.0× | 59.98% |
| FY2023 | 3.7× | — |
| FY2022 | 0.0× | — |
| FY2021 | 0.0× | — |
| FY2020 | 30.7× | 127.04% |
| FY2019 | 13.5× | (3.56%) |
| FY2018 | 14.0× | — |
| FY2017 | 0.0× | — |
| FY2016 | 14.0× | 98.63% |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Jun 2026 | 3.7× | (7.85%) |
| Mar 2026 | 4.0× | (13.03%) |
| Dec 2025 | 4.6× | (11.33%) |
| Sep 2025 | 5.2× | (27.47%) |
| 42 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| HRTG Heritage Insurance Holdings, Inc. | 5.1× |
| UVE UNIVERSAL INSURANCE HOLDINGS INC compare | 6.0× |
| HIPO Hippo Holdings Inc. compare | 7.4× |
| UFCS United Fire Group, Inc compare | 10.5× |
| ASIC Ategrity Specialty Insurance Company Holdings compare | 12.3× |
| ROOT Root, Inc. compare | 13.6× |
| BOW Bowhead Specialty Holdings Inc. compare | 18.5× |
| SAFT Safety Insurance Group, Inc. compare | 22.4× |
| TRUP Trupanion, Inc. compare | 52.1× |
| Insurance Property & Casualty industry median | 10.7× |
| Financial sector median | 12.4× |
| Market median | 18.1× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)