Heritage Insurance Holdings, Inc.

HRTG Financial Insurance Property & Casualty

Heritage Insurance Holdings, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $847.3 million, up 3.71% from fiscal 2024. In the quarter to June 2026, revenue grew 2.96%, EPS grew 32.9%, free cash flow grew 237.6% and total debt fell 22.8%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for five, operating cash flow growth for three; insiders bought in the last twelve months.

35.77 0.84 −2.29%
Market cap
$1.1B
P/E
5.1×
Fwd P/E
5.1×
Dividend yield
—
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Heritage Insurance Holdings, Inc. (HRTG) P/E ratio

Alert me on P/E ratio

As of 16 October 2026, Heritage Insurance Holdings, Inc. (HRTG) trades at a P/E ratio of 5.1×. Over the past ten years it has ranged from 0.0× (September 2023) to 1,863× (November 2017); the current reading is higher than 37% of that period. That is below the Insurance Property & Casualty industry median of 10.7× and below the Financial sector median of 12.4×.

P/E ratio, daily

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Annual newest first

Period P/E ratio Change
FY2025 4.6× (22.83%)
FY2024 6.0× 59.98%
FY2023 3.7× —
FY2022 0.0× —
FY2021 0.0× —
FY2020 30.7× 127.04%
FY2019 13.5× (3.56%)
FY2018 14.0× —
FY2017 0.0× —
FY2016 14.0× 98.63%

Quarterly newest first

Period P/E ratio Change
Jun 2026 3.7× (7.85%)
Mar 2026 4.0× (13.03%)
Dec 2025 4.6× (11.33%)
Sep 2025 5.2× (27.47%)
42 more quarters

Against its own ten years

Low 0.0× High 1,863×
Ten-year median 6.4×
Current reading's percentile 20

P/E ratio against peers

Company P/E ratio
HRTG Heritage Insurance Holdings, Inc. 5.1×
UVE UNIVERSAL INSURANCE HOLDINGS INC compare 6.0×
HIPO Hippo Holdings Inc. compare 7.4×
UFCS United Fire Group, Inc compare 10.5×
ASIC Ategrity Specialty Insurance Company Holdings compare 12.3×
ROOT Root, Inc. compare 13.6×
BOW Bowhead Specialty Holdings Inc. compare 18.5×
SAFT Safety Insurance Group, Inc. compare 22.4×
TRUP Trupanion, Inc. compare 52.1×
Insurance Property & Casualty industry median 10.7×
Financial sector median 12.4×
Market median 18.1×

What P/E ratio is

Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.

Stock Price ÷ EPS (Basic) (TTM)

The full definition of P/E ratio →

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