Heritage Insurance Holdings, Inc. (HRTG) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
- Heritage Insurance Holdings, Inc. HRTG 35.77 −2.29%
- UNIVERSAL INSURANCE HOLDINGS INC UVE 47.09 +0.53%
Heritage Insurance Holdings, Inc. and UNIVERSAL INSURANCE HOLDINGS INC are both Insurance Property & Casualty companies. UNIVERSAL INSURANCE HOLDINGS INC is the larger, with a market value of $1.3B against $1.1B — 1.2× the size. Heritage Insurance Holdings, Inc. trades at the lower P/E: 5.1× against 6.0×. UNIVERSAL INSURANCE HOLDINGS INC grew revenue faster over the last twelve months: 3.96% against 1.54%. Heritage Insurance Holdings, Inc. has the higher net margin (25.2% vs 13.5%) and the higher return on invested capital (489.1% vs 139.4%). Across the 19 metrics below, Heritage Insurance Holdings, Inc. leads on 16 and UNIVERSAL INSURANCE HOLDINGS INC on 3.
Valuation
Profitability
| Metric | HRTG | UVE | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 45.39% | 25.87% | 41.16% |
| Operating margin | 34.46% | 18.37% | 15.09% |
| Net margin | 25.19% | 13.49% | 11.51% |
| Free cash flow margin | 35.21% | 20.85% | 17.46% |
| Return on equity | 45.27% | 40.16% | 17.34% |
| Return on assets | 8.63% | 6.68% | 3.74% |
| Return on invested capital | 489.08% | 139.39% | 12.06% |
Growth
Health
Dividend
Size
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