stockrowHeritage Insurance Holdings, Inc. (HRTG) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)
- Heritage Insurance Holdings, Inc. HRTG 33.23 −1.37%
- UNIVERSAL INSURANCE HOLDINGS INC UVE 46.78 −1.35%
Heritage Insurance Holdings, Inc. and UNIVERSAL INSURANCE HOLDINGS INC are both Insurance Property & Casualty companies. UNIVERSAL INSURANCE HOLDINGS INC is the larger, with a market value of $1.3B against $998.3M — 1.3× the size. Heritage Insurance Holdings, Inc. trades at the lower P/E: 4.8× against 5.7×. UNIVERSAL INSURANCE HOLDINGS INC grew revenue faster over the last twelve months: 5.51% against 1.54%. Heritage Insurance Holdings, Inc. has the higher net margin (25.2% vs 13.9%) and the higher return on invested capital (489.1% vs 188.2%). Across the 19 metrics below, Heritage Insurance Holdings, Inc. leads on 16 and UNIVERSAL INSURANCE HOLDINGS INC on 3.
Valuation
Profitability
| Metric | HRTG | UVE | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 45.39% | 26.61% | 37.39% |
| Operating margin | 34.46% | 19.02% | 14.67% |
| Net margin | 25.19% | 13.94% | 10.16% |
| Free cash flow margin | 35.21% | 21.63% | 18.60% |
| Return on equity | 45.27% | 40.76% | 16.59% |
| Return on assets | 8.63% | 7.41% | 3.38% |
| Return on invested capital | 489.08% | 188.21% | 9.43% |
Growth
Health
Dividend
Size
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