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Hippo Holdings Inc.

HIPO Financial Insurance Property & Casualty

Hippo Holdings Inc.’s revenue for fiscal 2025 (year ended December 2025) was $468.6 million, up 25.9% from fiscal 2024.

Revenue
+29.4%
EPS
−91.5%
Free cash flow
+414.9%
Total debt
0.00%

Quarter to September 2026, against a year earlier

34.64 1.24 −3.46%
Market cap
$926.2M
P/E
28.3×
Fwd P/E
31.6×
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Sold, $m 2.02
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — — — — — — —
Sell 2 1 3 — 1 2 1 2 2 1 2 —
Insider Ownership 23.74%

Capital & Financial Ratios $m

Size
Market Cap 926.17
Revenue ttm 542.60
Net income ttm 62.60
Free cash flow ttm 113.80
Net debt Q (278.90)
Valuation
P/E 28.34
Forward P/E 31.60
Price / sales 1.69
Forward P/S Powerpack
Price / FCF 8.31
Price / book 1.96
Financial health
Current ratio Q 0.96
Debt / equity Q 0.10
Interest coverage Q 8.42
Growth
Revenue growth Q +29.35% (above 0%: growing)
Operating income growth Q +31.17% (above 0%: growing)
EPS, this year −39.19% (below 0%: weak)
EPS, next year A +43.70% (at or above 15%: strong)
Revenue, next year A +24.54% (at or above 10%: strong)
EPS, past 5 yrs —
EPS, next 5 yrs A +15.27% (at or above 15%: strong)

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/S against its own 10 years 39.66%
10-year low 10-year high
P/B against its own 10 years 75.39%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 195 233 250 327
Receivables 836 806 1,049 1,777
Inventory — — — —
Other — — — —
1,031 1,039 1,299 2,104
2023 2024 2025 Q'26
Payables 1,002 1,057 1,305 2,101
ST’ Debt — — — —
Other — — — —
1,115 1,144 1,385 2,185

Compound Annual Growth %

10y 5y 3y
Sales — 55.46% 57.60%
Cash Flow — 0.00% 0.00%
Earnings — 0.00% 0.00%
Book Value — 24.58% (9.76%)

Earnings Trends EPS, adjusted, against the consensus

Q3 FY26 Estimate 0.48 Actual 0.74

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q4 FY25 0.49 0.67 Beat by 0.18
Q1 FY26 0.29 0.65 Beat by 0.36
Q2 FY26 0.21 0.79 Beat by 0.58
Q3 FY26 0.48 0.74 Beat by 0.26
Q4 FY26 0.70 — Reports 23 February 2027

EPS $

Mar Jun Sep Dec Year
’26 0.27 0.38 0.33 — —
’25 (1.91) 0.05 3.77 0.23 2.22
’24 (1.47) (1.64) (0.34) 1.71 (1.64)
’23 (3.01) (4.61) (2.24) (1.76) (11.58)
’22 (3.00) (3.25) (5.66) (2.74) (14.66)
’21 (50.77) (21.29) (2.00) (2.75) (34.00)
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 122 145 156 — —
’25 110 117 121 120 469
’24 85 90 96 102 372
’23 40 48 58 65 210
’22 25 29 31 36 120
’21 17 21 21 32 91
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 9 43 73 — —
’25 (36) 25 17 3 9
’24 18 (11) 47 (6) 48
’23 (36) (9) 1 (48) (92)
’22 (59) (30) (43) (30) (161)
’21 (15) (54) (50) (5) (124)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 5 40 69 — —
’25 (38) 21 13 0 (4)
’24 14 (14) 43 (8) 36
’23 (40) (43) (4) (53) (139)
’22 (65) (34) (48) (34) (181)
’21 (21) (56) (54) (10) (142)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.7
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Sep ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue — — — — 52 91 120 210 372 469 543 +55.5% 584 786 944 +26.3%
Gross margin, % — — — — 100.00 100.00 100.00 100.00 100.00 100.00 100.00 0.0 pt
EBT — — — — (143) (367) (325) (262) (27) 63 34 n/m
EBT margin, % — — — — (277.52) (402.63) (271.68) (125.18) (7.36) 13.51 6.25 +291.0 pt
Net income — — — — (141) (368) (326) (263) (29) 63 63 n/m
Per share, $
Per share, $ Revenue — — — — 14.85 8.38 5.26 8.89 15.06 18.56 20.48 +4.6%
Earnings — — — — (40.68) (34.00) (14.66) (11.58) (1.64) 2.28 1.22 n/m
Cash flow — — — — (18.82) (11.44) (7.10) (3.92) 1.92 0.36 4.81 n/m
Capex — — — — (2.70) (1.60) (0.87) (1.98) (0.49) (0.53) (0.51) (27.9%)
Free cash flow — — — — (21.52) (13.03) (7.97) (5.90) 1.44 (0.16) 4.29 (62.4%)
Book value — — — — 41.80 79.15 26.09 16.32 14.79 17.27 17.70 (16.2%)
Shares, m — — — — 3 11 23 24 25 25 26 +48.7%
Valuation, ×
Valuation, × P/E — — — — 0.00 0.00 0.00 0.00 0.00 13.19 28.34 2.2
P/S — — — — 0.00 8.45 2.76 1.02 1.78 1.62 1.69 2.6
P/B — — — — 39.36 0.89 0.56 0.55 1.81 1.74 1.96 7.5
EV/Sales — — — — 0.00 (0.53) 0.96 0.16 1.19 1.19 — 0.5
EV/FCF — — — — 0.00 0.34 (0.62) (0.24) 13.80 (75.33) — (10.3)
Cash, $m
Cash, $m Operating cash flow — — — — (65) (124) (161) (92) 48 9 127 n/m
Capex — — — — (9) (17) (20) (47) (12) (13) (14) +7.2%
Free cash flow — — — — (75) (142) (181) (139) 36 (4) 114 (44.1%)
Balance, $m
Balance, $m Working capital — — — — 157 647 23 (84) (105) (86) (81) n/m
Net debt — — — — (219) (819) (215) (195) (233) (202) (279) (1.6%)
Shareholders’ equity — — — — 145 862 594 385 365 436 469 +24.6%
Returns, %
Returns, % ROA — — — — (20.57) (28.33) (20.76) (17.66) (2.64) 3.35 1.38 +23.9 pt
ROIC — — — — 0.00 (602.03) (45.04) (84.98) (36.96) (6.87) 11.84 (6.9) pt
ROE — — — — (26.45) (112.17) (45.82) (55.84) (10.80) 14.40 7.19 +40.8 pt
People
People Employees — — — — 2 621 590 516 478 540 — +206.4%
Revenue/emp, $m — — — — 25.80 0.15 0.20 0.41 0.78 0.87 — (49.3%)
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 2 Nov 2026

Hippo Holdings Inc. vs peers in Insurance Property & Casualty (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
UVE UNIVERSAL INSURANCE HOLDINGS INC $1.3B 5.7× 7.5× +9.56% (above 0%: growing) +32.87% (above 0%: growing) +34.17% (above 0%: growing) 24.43% 16.44% Compare
UFCS United Fire Group, Inc $1.2B 9.0× 11.5× +10.62% (above 0%: growing) −10.07% (below 0%: shrinking) +67.57% (above 0%: growing) 33.79% 11.44% Compare
ASIC Ategrity Specialty Insurance Company Holdings $1.2B 12.0× 11.8× +8.18% (above 0%: growing) −36.17% (below 0%: shrinking) +80.75% (above 0%: growing) 0.00% 11.63% Compare
BOW Bowhead Specialty Holdings Inc. $1.1B 19.1× 17.0× +19.34% (above 0%: growing) −12.71% (below 0%: shrinking) +68.59% (above 0%: growing) 29.41% 13.72% Compare
HRTG Heritage Insurance Holdings, Inc. $998.3M 4.8× 6.7× +2.96% (above 0%: growing) +32.90% (above 0%: growing) +237.57% (above 0%: growing) 50.25% 39.15% Compare
HIPO Hippo Holdings Inc. $926.2M 28.3× 31.6× +29.35% (above 0%: growing) −91.48% (below 0%: shrinking) +414.93% (above 0%: growing) 100.00% 6.47%
OIG Orion180 Insurance Group Inc. $874.5M — — — — — — — Compare
DGICA Donegal Group, Inc. $732.0M 9.7× 10.3× −3.36% (below 0%: shrinking) +29.79% (above 0%: growing) −33.25% (below 0%: shrinking) 0.00% 9.42% Compare
ROOT Root, Inc. $716.7M 9.2× 11.5× −1.68% (below 0%: shrinking) n/m −18.06% (below 0%: shrinking) 38.79% 4.80% Compare
Median of peers $1.1B 9.2× 11.5× +8.18% +9.86% +67.57% 29.41% 11.63%

All 46 Insurance Property & Casualty stocks →

Pay and ownership Proxy statement filed 22 April 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 6.00m 6.23m 221.18
2024 2.85m 6.55m 196.84
2023 2.66m 2.03m 67.06

Ownership

Directors and executive officers, together 4.48%
Talkot Fund LP and affiliates 11.40%
The Lennar Foundation, Inc. 8.00%
Blackrock, Inc. 5.00%
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Hippo Holdings Inc. (HIPO) Latest News

1 Nov

Impact 3 · · The Motley Fool

31 Oct

Impact 3 · · The Motley Fool transcript

30 Oct

Impact 3 · · Simply Wall St.
Impact 3 · · Moby

29 Oct

Impact 4 · · MarketBeat
Impact 4 · · PR Newswire earnings
Impact 3 · · Zacks
Impact 3 · · Zacks

28 Oct

Impact 4 · · PR Newswire

26 Oct

Impact 4 · · Zacks
Impact 3 · · Zacks

23 Oct

Impact 4 · · Simply Wall St.

6 Oct

Impact 4 · · PR Newswire

24 Sep

Impact 4 · · PR Newswire

27 Aug

Impact 4 ·

10 Aug

Impact 3 ·

3 Aug

Impact 3 · · The Motley Fool transcript

30 Jul

Impact 4 · · Moby transcript
Impact 3 · · The Motley Fool transcript
Impact 3 ·
Impact 3 ·

23 Jul

Impact 3 ·

20 Jul

Impact 3 ·

30 Jun

Impact 3 ·

25 Jun

Impact 3 · · PR Newswire

16 Jun

Impact 3 ·

19 May

Impact 3 · · PR Newswire

1 May

Impact 4 · · MarketBeat

30 Apr

Impact 4 · · Zacks
Impact 3 · · Moby
stockrow.com/HIPO · Data as of Nov 2, 2026 · For information only; not investment advice. · © 2026 stockrow.com