Hippo Holdings Inc. HIPO
- Market cap
- $798.0M
- P/E
- 6.4×
Follow HIPO
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | — | — | — | 63.00 | 11.30 | 6.65 | 7.75 | 19.92 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| — | — | — | — | — | 376.25 | 71.25 | 20.39 | 34.24 | 38.98 |
High Price
|
|||
| — | — | — | — | 2 | 621 | 590 | 516 | 478 | 540 |
Employees
|
|||
| — | — | — | — | 26 | 0 | 0 | 0 | 1 | 1 |
Revenue/Emp
|
|||
| — | — | — | — | 52 | 91 | 120 | 210 | 372 | 469 |
Revenue
|
|||
| — | — | — | — | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Gross Margin
|
|||
| — | — | — | — | (143) | (367) | (325) | (262) | (27) | 63 |
EBT
|
|||
| — | — | — | — | (277.52%) | (402.63%) | (271.68%) | (125.18%) | (7.36%) | 13.51% |
EBT Margin
|
|||
| — | — | — | — | (141) | (368) | (326) | (263) | (29) | 63 |
Net Income
|
|||
| — | — | — | — | 7 | 31 | 15 | 20 | 23 | 20 |
Depreciation
|
|||
| — | — | — | — | 14.85 | 8.38 | 5.26 | 8.89 | 15.06 | 18.56 |
Revenue/Sh
|
|||
| — | — | — | — | (40.68) | (34.00) | (14.66) | (11.58) | (1.64) | 2.28 |
Earnings/Sh
|
|||
| — | — | — | — | (18.82) | (11.44) | (7.10) | (3.92) | 1.92 | 0.36 |
Cash Flow/Sh
|
|||
| — | — | — | — | (2.70) | (1.60) | (0.87) | (1.98) | (0.49) | (0.53) |
Capex/Sh
|
|||
| — | — | — | — | (21.52) | (13.03) | (7.97) | (5.90) | 1.44 | (0.16) |
Free CF/Sh
|
|||
| — | — | — | — | 41.80 | 79.15 | 26.09 | 16.32 | 14.79 | 17.27 |
Book Value/Sh
|
|||
| — | — | — | — | 3 | 11 | 23 | 24 | 25 | 25 |
Shares
|
|||
| — | — | — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 13.19 |
PE Ratio
|
|||
| — | — | — | — | 0.00 | 8.45 | 2.76 | 1.02 | 1.78 | 1.62 |
PS Ratio
|
|||
| — | — | — | — | 39.36 | 0.89 | 0.56 | 0.55 | 1.81 | 1.74 |
PB Ratio
|
|||
| — | — | — | — | 0.00 | (0.53) | 0.96 | 0.16 | 1.19 | 1.19 |
EV/Sales
|
|||
| — | — | — | — | 0.00 | 0.34 | (0.62) | (0.24) | 13.80 | (75.33) |
EV/FCF
|
|||
| — | — | — | — | (65) | (124) | (161) | (92) | 48 | 9 |
Op' Cash Flow
|
|||
| — | — | — | — | (9) | (17) | (20) | (47) | (12) | (13) |
Capex
|
|||
| — | — | — | — | (75) | (142) | (181) | (139) | 36 | (4) |
FCF
|
|||
| — | — | — | — | 157 | 647 | 23 | (84) | (105) | (86) |
Working Cap'
|
|||
| — | — | — | — | 273 | — | 29 | — | — | 48 |
Total Debt
|
|||
| — | — | — | — | (219) | (819) | (215) | (195) | (233) | (202) |
Net Debt
|
|||
| — | — | — | — | 145 | 862 | 594 | 385 | 365 | 436 |
Sh' Equity
|
|||
| — | — | — | — | (20.57%) | (28.33%) | (20.76%) | (17.66%) | (2.64%) | 3.35% |
ROA
|
|||
| — | — | — | — | 0.00% | (602.03%) | (45.04%) | (84.98%) | (36.96%) | (6.87%) |
ROIC
|
|||
| — | — | — | — | (26.45%) | (112.17%) | (45.82%) | (55.84%) | (10.80%) | 14.40% |
ROE
|
|||
Hippo Holdings Inc. peers in Insurance Property & Casualty
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| ROOT Root, Inc. | $750.2M | 12.8× | Compare |
| DGICA Donegal Group, Inc. | $662.3M | 9.2× | Compare |
| TRUP Trupanion, Inc. | $983.6M | 42.9× | Compare |
| HRTG Heritage Insurance Holdings, Inc. | $986.5M | 4.7× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| BOW Bowhead Specialty Holdings Inc. | $1.1B | 18.3× | Compare |
| UVE UNIVERSAL INSURANCE HOLDINGS INC | $1.2B | 5.4× | Compare |
| ASIC Ategrity Specialty Insurance Company Holdings | $1.3B | 12.3× | Compare |
| AII American Integrity Insurance Group, Inc. | $496.3M | 5.6× | Compare |
Hippo Holdings Inc. (HIPO) key facts
- Hippo Holdings Inc. (HIPO) is an Insurance Property & Casualty company in the Financial sector, listed on the New York Stock Exchange.
- Hippo Holdings Inc.’s revenue for fiscal 2025 (year ended December 2025) was $468.6 million, up 25.9% from fiscal 2024.
- Net income was $62.6 million, or $2.28 per share (basic), a net margin of 12.3%.
- As of September 25, 2026, HIPO traded at $30.61, a market capitalization of $798.0 million.
- At that price the stock trades at 6.4× trailing-twelve-month earnings and 1.6× sales.
- Return on equity was 14.4% and debt-to-equity 0.10.
Hippo Holdings Inc. (HIPO) Latest News
24 Sep
Hippo Holdings says its AI-powered claims model, including Clara, a 24/7 conversational agent, is expanding its homeowners business and claims capacity nationwide. Clara completes 81% of FNOL calls without human intervention, enabling faster responses while maintaining customer satisfaction above internal benchmarks (84% very/extremely satisfied on closed, paid Hippo-handled claims). Since April 2026, average first contact time for Hippo-handled claims is 1.2 business hours, ahead of a two-hour goal. Hippo reports its fifth straight profitable quarter in Q2 2026, with 61% YoY growth in gross written premium, an improved combined ratio, and higher full-year guidance. The model blends AI, automation, and human expertise, with customers submitting photos and information to aid triage; remote inspections and image recognition speed damage assessments, allowing adjusters to focus on complex claims and customer conversations. This supports disciplined growth and capacity expansion after severe weather-driven surges. AI-driven claims scalability and faster service underpin improved growth metrics and profitability.
27 Aug
Hippo Holdings Inc. plans to expand its homeowners insurance operations as the next phase of its profitable growth strategy. Expansion of core insurance footprint signals major strategic growth likely to shift market position and investor outlook.
10 Aug
Rising earnings estimates could push Hippo Holdings (HIPO) stock higher. Rising earnings estimates may improve investor perception of Hippo Holdings financial outlook.
3 Aug
Hippo Holdings Inc. (HIPO) held its Q2 2026 earnings call, covering financial results, operational updates and forward guidance for the home insurance business. Quarterly earnings call supplies performance data and outlook that can shift near-term investor views but rarely alters long-term company trajectory.
30 Jul
Hippo Holdings Inc. Q2 2026 earnings call covers financial results, operational metrics, and forward guidance for the company. Quarterly earnings calls deliver key financial data and strategy updates that often drive major stock price moves.
Hippo Holdings Inc. (HIPO) released its Q2 2026 earnings call transcript detailing financial results, operational metrics and management commentary on future outlook. Quarterly earnings transcript supplies performance data and guidance that can shift near-term sentiment without guaranteeing structural change.
Hippo Holdings (HIPO) reported Q2 earnings with key metrics compared against analyst estimates. Q2 earnings metrics versus estimates can moderately shift near-term stock valuation and sentiment.
Hippo Holdings Inc. released second quarter 2026 financial results. Quarterly earnings reports can move stock prices and short-term sentiment but rarely alter long-term company trajectory.
23 Jul
Hippo Holdings Inc. deployed Claude and other AI tools company-wide, reaching 90% employee adoption in the first month. Widespread AI adoption may improve operational efficiency and innovation at the insurance company.
20 Jul
Hippo Holdings (HIPO) shows indicators of surpassing earnings estimates again based on operational trends and market positioning. Expected earnings beat can lift near-term stock sentiment and valuation for HIPO.
30 Jun
Hippo Holdings announces enhanced partnership with Accelerant to expand access to the specialty insurance market. Enhanced partnership moderately boosts Hippo's specialty insurance market access and growth prospects.
25 Jun
Hippo Holdings deploys Cognition's Devin AI software engineer to accelerate software development across insurance lifecycle operations. AI deployment targets efficiency gains in core software processes with moderate effects on operations and positioning.
16 Jun
Hippo Holdings Inc. successfully completed its 2026 reinsurance renewals. Reinsurance renewals directly affect Hippo's risk transfer capacity and underwriting stability going forward.
19 May
Hippo Holdings closes $100M Mountain Re cat bond expanding multi-peril coverage to include wildfire. Securing $100M cat bond improves reinsurance capacity and adds wildfire protection.
1 May
Hippo Holdings Inc. (HIPO) Q1 earnings call highlights financial results, growth in policies written, improved loss ratios, strategic partnerships, and optimistic full-year guidance. Q1 earnings highlights signal improved financial metrics and growth strategies poised to significantly boost HIPO's market performance and investor confidence.
30 Apr
Hippo Holdings Inc. (HIPO) Q1 earnings exceeded analyst estimates. Q1 earnings surpassing estimates improves financial outlook and investor sentiment significantly.
Hippo Holdings Inc. (HIPO) reported first quarter 2026 financial results. Q1 2026 earnings disclosure affects key financial metrics and investor sentiment significantly.
Hippo Holdings Inc. (HIPO) released Q1 2026 earnings call summary detailing financial results, operational updates, and future outlook. Q1 earnings call summary affects key financial performance and investor sentiment moderately.
23 Apr
Hippo Holdings Inc. (HIPO) earnings are projected to grow in the upcoming release next week, with analysts highlighting key metrics like revenue growth, loss ratio improvements, and strategic initiatives in homeowners insurance. Expected earnings growth targets key financial metrics, offering moderate influence on performance and investor sentiment before the release.
22 Apr
Hippo Holdings Inc. (HIPO) shows strong potential to exceed earnings estimates again through improved underwriting, technology efficiencies, and market tailwinds. Earnings beat potential signals major positive shift in financial trajectory and investor sentiment.
Spinnaker Insurance Company, a key part of Hippo Holdings Inc., achieved AM Best Financial Size Category IX, reflecting substantial growth in financial strength and underwriting capacity. Spinnaker's upgrade to AM Best Financial Size Category IX demonstrates expanded insurance scale and stability for Hippo Holdings, significantly enhancing competitive positioning and investor sentiment.
Hippo Holdings Inc. (HIPO) demonstrates potential to surpass earnings estimates again through improved underwriting, growth in home insurance policies, and operational efficiencies. Anticipated earnings beat signals moderately positive influence on financial performance and market sentiment without fundamentally altering long-term trajectory.
8 Apr
Hippo Holdings Inc. (HIPO) transforms claims workflow with AI integration, unlocking scale and efficiency through its modern tech stack. AI overhaul of claims processing drives operational scalability and efficiency gains, significantly enhancing HIPO's competitive position and growth trajectory.
19 Mar
Hippo Holdings Inc. (HIPO) announces strategic distribution relationship with Progressive Insurance across eight states. Strategic partnership with Progressive significantly expands Hippo's distribution channels and market presence in eight states.
28 Feb
Hippo Holdings Inc. (HIPO) released highlights from its Q4 earnings call, covering financial performance, strategic updates, and forward guidance. Q4 earnings call highlights detail financial results and strategic shifts that significantly shape investor expectations and stock trajectory.
27 Feb
Hippo Holdings Inc. (HIPO) achieved a 2025 financial turnaround with $58M net income. $58M net income represents Hippo Holdings' profound shift to profitability, redefining its competitive position and long-term prospects.
25 Feb
Hippo Holdings Inc. (HIPO) reported strong premium growth and strategic advancements in its Q4 2025 earnings call, highlighting robust performance and future-oriented initiatives. Strong premium growth and strategic moves in Q4 2025 earnings indicate major positive shifts in HIPO's financial trajectory and investor sentiment.
Hippo Holdings Inc. released Q4 2025 earnings call summary detailing financial performance, strategic updates, and future outlook. Q4 2025 earnings summary reveals financial results and strategies significantly influencing Hippo Holdings Inc.'s trajectory and market sentiment.
Hippo Holdings Inc. (HIPO) Q4 2025 earnings call transcript released, covering quarterly financial results, strategic updates, and forward guidance. Q4 2025 earnings transcript discloses financial performance, operational metrics, and future outlook directly influencing investor sentiment and stock trajectory.
Hippo Holdings Inc. (HIPO) announced its fourth quarter 2025 financial results, detailing key performance metrics for the period. Q4 financial results disclosure signals operational health and directly sways investor confidence and stock trajectory.