Heritage Insurance Holdings, Inc. HRTG
33.27
0.09
0.27%
as of 25 Sep
- Market cap
- $986.5M
- P/E
- 4.7×
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
4.62 | 5.99 | 3.74 | 0.00 | 0.00 | 30.70 | 13.52 | 14.02 | 0.00 | 14.03 |
P/S ratio |
1.07 | 0.45 | 0.23 | 0.07 | 0.26 | 0.48 | 0.76 | 0.80 | 1.17 | 1.08 |
P/FCF ratio |
5.10 | 4.69 | 2.79 | 0.00 | 2.77 | 1.67 | 3.38 | 4.06 | 66.73 | 5.83 |
P/Operating CF |
65.47 | (6.60) | 1.69 | (2.60) | (12.93) | 5.49 | 110.47 | 10.61 | (5.26) | (28.47) |
P/B ratio |
1.79 | 1.27 | 0.77 | 0.37 | 0.48 | 0.64 | 0.86 | 0.90 | 1.25 | 1.32 |
Price to Tangible BV |
1.90 | 1.46 | 0.95 | 0.60 | 0.84 | 1.25 | 1.70 | 1.95 | 3.77 | 1.66 |
EV/Sales |
0.48 | 0.03 | (0.25) | (0.17) | (0.13) | (0.07) | 0.46 | 0.56 | 1.19 | 0.96 |
EV/EBITDA |
1.47 | 0.23 | 0.00 | 2.08 | 0.00 | 0.00 | 3.51 | 2.51 | 7.07 | 5.69 |
EV/Operating CF |
2.25 | 0.26 | (2.63) | 3.21 | (1.34) | (0.25) | 1.95 | 2.78 | 64.62 | 5.06 |
EV/FCF |
2.31 | 0.29 | (3.06) | 2.36 | (1.36) | (0.25) | 2.03 | 2.85 | 68.12 | 5.16 |
Quick Ratio |
0.83 | 0.80 | 0.78 | 0.73 | 0.68 | 0.78 | 0.75 | 0.78 | 0.75 | 0.49 |
Current Ratio |
0.83 | 0.80 | 0.78 | 0.73 | 0.68 | 0.78 | 0.75 | 0.78 | 0.75 | 0.49 |
Net Debt/EBITDA |
(1.77) | (3.43) | (5.08) | 3.00 | (36.29) | (13.05) | (2.31) | (1.06) | 0.14 | (0.73) |
Debt/Assets |
3.57% | 4.71% | 5.65% | 5.39% | 6.10% | 5.79% | 6.66% | 8.41% | 10.41% | 7.06% |
Debt/Equity |
0.16 | 0.40 | 0.54 | 0.98 | 0.35 | 0.27 | 0.29 | 0.35 | 0.49 | 0.20 |
Asset Turnover |
0.36 | 0.36 | 0.33 | 0.30 | 0.31 | 0.29 | 0.28 | 0.27 | 0.29 | 0.47 |
Operating CF/Net income |
0.93 | 1.42 | 1.55 | 0.22 | (0.80) | 18.25 | 4.18 | 3.55 | (6.69) | 2.45 |
Capex/Depreciation |
(0.40) | (1.06) | (1.54) | (0.12) | (0.01) | (0.05) | (0.29) | (0.06) | (0.02) | (0.10) |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 49.14% | 24.08% | 25.79% | (65.12%) | (19.03%) | 2.09% | 6.55% | 6.75% | (0.30%) | 9.48% | |
| 8.39% | 2.68% | 2.01% | (7.06%) | (3.67%) | 0.46% | 1.54% | 1.53% | (0.08%) | 3.62% | |
ROIC |
1,504.50% | 0.00% | 0.00% | 0.00% | (42.95%) | 5.44% | 10.50% | 13.94% | 7.94% | 11.67% |
Return on Tangible Assets |
(79.67%) | (16.77%) | (13.28%) | 28.34% | 16.58% | (3.05%) | (9.27%) | (11.18%) | 0.42% | (12.23%) |
Average Days of Receivables |
310.56 | 514.74 | 436.46 | 670.49 | 357.70 | 437.07 | 513.88 | 489.22 | 619.56 | 133.08 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
10.97% | 10.42% | 10.57% | 10.63% | 10.42% | 13.74% | 15.75% | 18.44% | 17.64% | 13.42% |
Intangible Assets out of Total Assets |
0.01 | 0.01 | 0.02 | 0.02 | 0.07 | 0.10 | 0.11 | 0.13 | 0.14 | 0.07 |
Share Based Compensation of Revenue |
0.64% | 0.40% | 0.19% | 0.30% | 0.18% | 0.79% | 1.05% | 1.10% | 1.18% | 1.10% |
Graham Net Nets |
(0.44) | (1.52) | (3.24) | (15.53) | (4.00) | (1.73) | (1.26) | (1.15) | (1.11) | (0.82) |
Graham Number |
48.26 | 20.78 | 18.04 | 0.00 | 0.00 | 10.83 | 18.41 | 19.68 | 0.00 | 17.60 |
Earnings Yield |
21.63% | 16.69% | 26.71% | (314.05%) | (46.09%) | 3.26% | 7.40% | 7.13% | (0.45%) | 7.13% |
Free Cash Flow Yield |
19.62% | 21.30% | 35.88% | (95.70%) | 36.16% | 59.79% | 29.62% | 24.63% | 1.50% | 17.17% |
Revenue per Share |
27.43 | 26.70 | 28.08 | 25.15 | 22.71 | 21.21 | 17.50 | 18.51 | 15.17 | 14.81 |
Operating CF per Share |
5.90 | 2.85 | 2.69 | (1.30) | 2.16 | 6.08 | 4.10 | 3.71 | 0.28 | 2.80 |
Capex per Share |
(0.16) | (0.27) | (0.38) | (0.47) | (0.04) | (0.03) | (0.17) | (0.09) | (0.01) | (0.05) |
Free Cash Flow per Share |
5.74 | 2.58 | 2.31 | (1.77) | 2.13 | 6.06 | 3.93 | 3.63 | 0.27 | 2.74 |
Cash per Share |
18.54 | 15.15 | 18.07 | 10.92 | 13.12 | 15.95 | 9.69 | 10.11 | 6.51 | 4.28 |
Shareholders Equity per Share |
16.36 | 9.50 | 8.41 | 4.97 | 12.34 | 15.81 | 15.36 | 16.40 | 14.17 | 12.08 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
16.36 | 9.50 | 8.41 | 4.97 | 12.34 | 15.81 | 15.36 | 16.40 | 14.17 | 12.08 |
Free Cash Flow |
177.35 | 78.87 | 60.53 | (46.64) | 59.12 | 169.46 | 114.67 | 94.06 | 7.10 | 81.33 |
Working Capital |
(273.77) | (404.97) | (374.36) | (570.38) | (468.17) | (324.20) | (329.63) | (260.92) | (284.26) | (294.04) |
Capital Expenditures |
(4.89) | (8.23) | (9.89) | (12.38) | (1.01) | (0.75) | (4.98) | (2.28) | (0.38) | (1.62) |
Net Current Asset Value |
(397.03) | (562.34) | (546.46) | (757.09) | (654.03) | (490.10) | (488.00) | (437.42) | (526.65) | (388.52) |
EV/EBIT |
1.53 | 0.24 | 0.00 | 0.70 | 1.18 | 0.00 | 4.71 | 3.86 | 9.77 | 7.40 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.02 | 0.00 | 0.00 | 0.01 | 0.00 | 0.00 | 0.00 |
Net Profit Margin |
23.08% | 7.53% | 6.16% | (23.30%) | (11.83%) | 1.57% | 5.60% | 5.66% | (0.28%) | 7.71% |
Price to Operating Income |
3.38 | 3.95 | 2.67 | 0.00 | 0.00 | 27.83 | 7.81 | 5.49 | 9.57 | 8.35 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.43 | 0.20 | 0.19 | 4.06 | 4.29 | 0.79 | 0.82 | 2.07 | 1.01 | 0.99 |
Cash ROIC |
13.32% | 5.63% | 4.57% | (10.96%) | 5.15% | 15.01% | 11.49% | 9.37% | (1.52%) | 11.80% |
Accounts Receivable Turnover |
0.90 | 0.80 | 0.70 | 0.72 | 0.95 | 0.83 | 0.75 | 0.72 | 0.96 | 3.26 |
Accounts Payable Turnover |
0.27 | 0.34 | 0.31 | 0.37 | 0.39 | 0.36 | 0.31 | 0.28 | 0.33 | 0.63 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
1,167.55 | 1,150.54 | 1,055.98 | 1,148.22 | 919.18 | 1,070.86 | 1,270.77 | 1,311.88 | 1,448.53 | 650.90 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
936.55 | 1,015.82 | 1,048.20 | 917.92 | 664.74 | 715.21 | 681.72 | 666.90 | 425.13 | 134.56 |
Average Payables |
1,785.15 | 1,864.79 | 1,893.00 | 1,756.05 | 1,457.83 | 1,399.48 | 1,242.40 | 1,145.09 | 854.52 | 511.47 |
Average Assets |
2,332.37 | 2,294.25 | 2,256.09 | 2,186.68 | 2,035.07 | 2,014.52 | 1,854.19 | 1,769.96 | 1,402.23 | 935.32 |
Average Common Equity |
398.03 | 255.54 | 175.66 | 237.05 | 392.70 | 445.57 | 437.07 | 402.57 | 368.89 | 357.26 |
Columns are period end dates