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Home BancShares, Inc.

HOMB Financial Banks Regional

Home BancShares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 0.61% from fiscal 2024. In the quarter to September 2026, revenue grew 1.68%, EPS grew 2.81%, free cash flow grew 20.3% and total debt fell 36.1%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three; insiders bought in the last twelve months.

29.20 0.33 +1.14%
Market cap
$5.8B
P/E
12.0×
Fwd P/E
11.0×
Dividend yield
2.95%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 2.70
Total sells 2.18
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — — — 1 — — — — — —
Sell — — 1 2 — 1 — 1 — 2 — —
Insider Ownership 6.19%

Capital & Financial Ratios $m

Market Cap 5,780.00
Revenue 1,499.59
Net Income 479.37
Free Cash Flow 439.59
Net Debt (333.05)
Current Ratio 0.92
Debt/Equity 0.12
P/E ratio 11.98
Fwd P/E 11.00
P/S ratio 3.89
P/B ratio 1.29
Past 5Y EPS Growth 13.14%
This Y EPS Growth 7.55%
Next Y EPS Growth 3.13%
Next Y revenue growth (22.29%) (below 0%: weak)
Next 5Y EPS Growth 4.62%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 30.26%
10-year low 10-year high
P/S against its own 10 years 35.97%
10-year low 10-year high
P/B against its own 10 years 28.57%
10-year low 10-year high

Dividends

Payout Ratio 0.35
Annual Dividend Rate 0.86
Annual Dividend Yield 2.95%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.88
0.21
0.21
0.23
2025 0.81
0.20
0.20
0.20
0.21
2024 0.75
0.18
0.18
0.20
0.20
2023 0.72
0.18
0.18
0.18
0.18
2022 0.66
0.17
0.17
0.17
0.17
2021 0.56
0.14
0.14
0.14
0.14
2020 0.53
0.13
0.13
0.13
0.14
2019 0.51
0.12
0.13
0.13
0.13
2018 0.46
0.11
0.11
0.12
0.12
2017 0.40
0.09
0.09
0.11
0.11
2016 0.34
0.08
0.09
0.09
0.09
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 1,005 914 670 863
Receivables — — — —
Inventory — — — —
Other — — — —
15,261 15,523 16,168 17,559
2023 2024 2025 Q'26
Payables 16,788 17,146 17,480 18,756
ST’ Debt — — — —
Other — — — —
17,124 17,490 17,805 19,086

Compound Annual Growth %

10y 5y 3y
Sales 12.80% 13.40% 11.95%
Cash Flow 6.89% 6.48% (1.13%)
Earnings 13.15% 17.26% 15.92%
Book Value 13.61% 10.52% 6.81%

Revenue $m

Mar Jun Sep Dec Year
’26 354 390 381 — —
’25 358 370 375 374 1,477
’24 359 370 376 364 1,468
’23 319 339 338 349 1,345
’22 176 262 286 330 1,053
’21 208 186 186 183 763
’20 195 197 197 199 788
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 151 97 — — —
’25 117 78 115 89 399
’24 148 109 129 75 461
’23 118 47 99 115 380
’22 89 13 167 144 413
’21 121 91 89 88 389
’20 112 19 69 92 292
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 141 95 — — —
’25 113 79 115 89 396
’24 146 112 118 72 448
’23 116 48 94 114 371
’22 87 9 169 139 404
’21 118 88 87 86 379
’20 108 17 65 90 280
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.60 0.59 0.65 — —
’25 0.58 0.60 0.63 0.60 2.41
’24 0.50 0.51 0.50 0.51 2.01
’23 0.51 0.52 0.49 0.43 1.94
’22 0.40 0.08 0.53 0.57 1.57
’21 0.55 0.48 0.46 0.45 1.94
’20 0.00 0.38 0.42 0.50 1.30
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.2
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 16.94 20.82 15.35 16.11 9.71 19.11 19.83 19.61 22.38 24.22

Analyst estimates 2026–2028

Powerpack
High 28.62 29.69 25.38 20.37 21.04 29.76 26.20 25.80 32.91 31.27
People
People Employees 1,503 1,744 1,815 1,920 2,018 1,992 2,774 2,819 2,552 2,543
Revenue/emp, $m 0.35 0.36 0.43 0.43 0.39 0.38 0.38 0.48 0.58 0.58
Income, $m
Income, $m Revenue 524 620 788 818 788 763 1,053 1,345 1,468 1,477
Gross margin, % 94.16 89.62 84.22 81.07 88.14 93.16 88.69 74.12 69.29 73.84
EBT 283 271 396 386 278 417 395 512 522 612
EBT margin, % 53.98 43.73 50.18 47.17 35.25 54.64 37.48 38.06 35.57 41.41
Net income 177 135 300 290 214 319 305 393 402 475
Depreciation 26 30 33 35 41 48 52 47 44 42
Per share, $
Per share, $ Revenue 3.73 4.11 4.54 4.87 4.76 4.64 5.41 6.64 7.34 7.48
Earnings 1.26 0.90 1.73 1.73 1.30 1.94 1.57 1.94 2.01 2.41
Cash flow 1.25 0.93 1.75 1.47 1.76 2.37 2.12 1.87 2.30 2.02
Capex (0.02) (0.03) (0.05) (0.09) (0.07) (0.06) (0.05) (0.04) (0.06) (0.02)
Free cash flow 1.23 0.89 1.70 1.39 1.69 2.30 2.08 1.83 2.24 2.00
Book value 9.45 14.62 13.53 14.97 15.76 16.81 18.11 18.71 19.81 21.76
Shares, m 140 151 174 168 165 165 195 203 200 197
Valuation, ×
Valuation, × P/E 21.75 25.27 9.45 11.36 14.95 12.55 14.22 12.99 14.01 11.53
P/S 7.38 5.60 3.60 4.04 4.09 5.25 4.15 3.82 3.85 3.71
P/B 2.91 1.57 1.21 1.31 1.24 1.45 1.24 1.35 1.43 1.28
EV/Sales 9.57 7.22 5.10 4.65 3.46 1.48 4.50 4.36 3.94 3.79
EV/FCF 29.04 33.18 13.58 16.34 9.74 2.97 11.72 15.81 12.90 14.13
Cash, $m
Cash, $m Operating cash flow 176 140 304 247 292 389 413 380 461 399
Capex (3) (5) (8) (15) (12) (10) (9) (9) (12) (3)
Free cash flow 173 135 296 233 280 379 404 371 448 396
Balance, $m
Balance, $m Working capital 442 348 559 (226) (723) (1,219) (3,319) (1,864) (1,967) (1,638)
Total debt 1,366 1,667 1,841 991 770 771 1,090 1,741 1,040 780
Net debt 1,148 1,007 1,183 500 (493) (2,879) 366 736 126 109
Shareholders’ equity 1,327 2,204 2,350 2,512 2,606 2,766 3,526 3,791 3,961 4,297
Returns, %
Returns, % ROA 1.86 1.11 2.02 1.91 1.36 1.85 1.49 1.73 1.78 2.10
ROIC 7.14 5.28 7.00 8.00 8.24 0.00 7.13 7.07 7.99 8.69
ROE 14.02 7.65 13.19 11.91 8.38 11.88 9.70 10.74 10.38 11.51
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 16 Oct 2026

Charts ten years each

Home BancShares, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
UBSI United Bankshares, Inc. $6.4B 12.7× 12.1× +0.89% (above 0%: growing) +11.76% (above 0%: growing) +14.62% (above 0%: growing) 70.90% 0.00% Compare
IFS Intercorp Financial Services Inc. $6.3B 15.9× — (loss-making) +18.27% (above 0%: growing) +106.49% (above 0%: growing) +720.11% (above 0%: growing) 75.55% 0.00% Compare
FNB F.N.B. Corporation $6.1B 10.3× 10.2× +0.15% (above 0%: growing) +16.67% (above 0%: growing) +183.53% (above 0%: growing) 68.59% 0.00% Compare
HWC Hancock Whitney Corporation $5.9B 14.2× 13.1× +4.02% (above 0%: growing) +18.18% (above 0%: growing) +23.30% (above 0%: growing) 77.00% 0.00% Compare
HOMB Home BancShares, Inc. $5.8B 12.0× 11.0× +1.68% (above 0%: growing) +2.81% (above 0%: growing) +20.30% (above 0%: growing) 75.64% 0.00%
GBCI Glacier Bancorp, Inc. $5.7B 18.0× 15.3× +19.14% (above 0%: growing) +66.67% (above 0%: growing) +42.03% (above 0%: growing) 78.15% 0.00% Compare
AUB Atlantic Union Bankshares Corporation $5.5B 11.4× 10.0× −2.50% (below 0%: shrinking) +825.00% (above 0%: growing) −92.37% (below 0%: shrinking) 71.98% 0.00% Compare
ASB Associated Banc-Corp $5.5B 10.1× 9.8× +14.89% (above 0%: growing) −3.03% (below 0%: shrinking) +48.78% (above 0%: growing) 64.01% 0.00% Compare
ABCB Ameris Bancorp $5.4B 14.4× 12.7× +5.42% (above 0%: growing) −51.88% (below 0%: shrinking) +31.88% (above 0%: growing) 74.25% 0.00% Compare
Median of peers $5.8B 13.5× 12.1× +4.72% +17.43% +36.96% 73.12% 0.00%

All 323 Banks Regional stocks →

Home BancShares, Inc. (HOMB) key facts

  • Strength: Home BancShares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 0.61% from fiscal 2024.
  • Home BancShares, Inc. (HOMB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, HOMB traded at $29.20, a market capitalization of $5.8 billion.
  • Home BancShares, Inc. pays an annual dividend of $0.86 per share, a yield of 2.95%, with a payout ratio of 35.3%.
  • Return on equity was 11.5% and debt-to-equity 0.12.
  • Its Piotroski F-score is 8 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations · fundamentals updated Oct 16, 2026.

Home BancShares, Inc. (HOMB) Latest News

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stockrow.com/HOMB · Data as of Oct 16, 2026 · For information only; not investment advice. · © 2026 stockrow.com