Saturday 17 October 2026 Export HOMB’s income statement to Excel — free account

Home BancShares, Inc.

Home BancShares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 0.61% from fiscal 2024. In the quarter to September 2026, revenue grew 1.68%, EPS grew 2.81%, free cash flow grew 20.3% and total debt fell 36.1%, each against the same quarter a year earlier. Dividend growth for ten consecutive years, revenue growth for three; insiders bought in the last twelve months.

29.20 0.33 +1.14%

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Market cap: $5.8B
P/E: 12.0×
Fwd P/E: 11.0×
Dividend yield: 2.95%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 2.70

Total sells 2.18

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	—	—	1	—	—	—	—	—	—
Sell	—	—	1	2	—	1	—	1	—	2	—	—

Insider Ownership 6.19%

Capital & Financial Ratios $m

Market Cap 5,780.00

Revenue 1,499.59

Net Income 479.37

Free Cash Flow 439.59

Net Debt (333.05)

Current Ratio 0.92

Debt/Equity 0.12

P/E ratio 11.98

Fwd P/E 11.00

P/S ratio 3.89

P/B ratio 1.29

Past 5Y EPS Growth 13.14%

This Y EPS Growth 7.55%

Next Y EPS Growth 3.13%

Next Y revenue growth (22.29%)

Next 5Y EPS Growth 4.62%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 30.26%

10-year low 10-year high

P/S against its own 10 years 35.97%

10-year low 10-year high

P/B against its own 10 years 28.57%

10-year low 10-year high

Dividends

Payout Ratio 0.35

Annual Dividend Rate 0.86

Annual Dividend Yield 2.95%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.88	0.21 0.21 0.23
2025	0.81	0.20 0.20 0.20 0.21
2024	0.75	0.18 0.18 0.20 0.20
2023	0.72	0.18 0.18 0.18 0.18
2022	0.66	0.17 0.17 0.17 0.17
2021	0.56	0.14 0.14 0.14 0.14
2020	0.53	0.13 0.13 0.13 0.14
2019	0.51	0.12 0.13 0.13 0.13
2018	0.46	0.11 0.11 0.12 0.12
2017	0.40	0.09 0.09 0.11 0.11
2016	0.34	0.08 0.09 0.09 0.09

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	1,005	914	670	863
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	15,261	15,523	16,168	17,559

	2023	2024	2025	Q'26
Payables	16,788	17,146	17,480	18,756
ST’ Debt	—	—	—	—
Other	—	—	—	—
	17,124	17,490	17,805	19,086

Compound Annual Growth %

	10y	5y	3y
Sales	12.80%	13.40%	11.95%
Cash Flow	6.89%	6.48%	(1.13%)
Earnings	13.15%	17.26%	15.92%
Book Value	13.61%	10.52%	6.81%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	354	390	381	—	—
’25	358	370	375	374	1,477
’24	359	370	376	364	1,468
’23	319	339	338	349	1,345
’22	176	262	286	330	1,053
’21	208	186	186	183	763
’20	195	197	197	199	788

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	151	97	—	—	—
’25	117	78	115	89	399
’24	148	109	129	75	461
’23	118	47	99	115	380
’22	89	13	167	144	413
’21	121	91	89	88	389
’20	112	19	69	92	292

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	141	95	—	—	—
’25	113	79	115	89	396
’24	146	112	118	72	448
’23	116	48	94	114	371
’22	87	9	169	139	404
’21	118	88	87	86	379
’20	108	17	65	90	280

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.60	0.59	0.65	—	—
’25	0.58	0.60	0.63	0.60	2.41
’24	0.50	0.51	0.50	0.51	2.01
’23	0.51	0.52	0.49	0.43	1.94
’22	0.40	0.08	0.53	0.57	1.57
’21	0.55	0.48	0.46	0.45	1.94
’20	0.00	0.38	0.42	0.50	1.30

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	16.94	20.82	15.35	16.11	9.71	19.11	19.83	19.61	22.38	24.22	Analyst estimates 2026–2028 Powerpack
	High	28.62	29.69	25.38	20.37	21.04	29.76	26.20	25.80	32.91	31.27
People
People	Employees	1,503	1,744	1,815	1,920	2,018	1,992	2,774	2,819	2,552	2,543
	Revenue/emp, $m	0.35	0.36	0.43	0.43	0.39	0.38	0.38	0.48	0.58	0.58
Income, $m
Income, $m	Revenue	524	620	788	818	788	763	1,053	1,345	1,468	1,477
	Gross margin, %	94.16	89.62	84.22	81.07	88.14	93.16	88.69	74.12	69.29	73.84
	EBT	283	271	396	386	278	417	395	512	522	612
	EBT margin, %	53.98	43.73	50.18	47.17	35.25	54.64	37.48	38.06	35.57	41.41
	Net income	177	135	300	290	214	319	305	393	402	475
	Depreciation	26	30	33	35	41	48	52	47	44	42
Per share, $
Per share, $	Revenue	3.73	4.11	4.54	4.87	4.76	4.64	5.41	6.64	7.34	7.48
	Earnings	1.26	0.90	1.73	1.73	1.30	1.94	1.57	1.94	2.01	2.41
	Cash flow	1.25	0.93	1.75	1.47	1.76	2.37	2.12	1.87	2.30	2.02
	Capex	(0.02)	(0.03)	(0.05)	(0.09)	(0.07)	(0.06)	(0.05)	(0.04)	(0.06)	(0.02)
	Free cash flow	1.23	0.89	1.70	1.39	1.69	2.30	2.08	1.83	2.24	2.00
	Book value	9.45	14.62	13.53	14.97	15.76	16.81	18.11	18.71	19.81	21.76
	Shares, m	140	151	174	168	165	165	195	203	200	197
Valuation, ×
Valuation, ×	P/E	21.75	25.27	9.45	11.36	14.95	12.55	14.22	12.99	14.01	11.53
	P/S	7.38	5.60	3.60	4.04	4.09	5.25	4.15	3.82	3.85	3.71
	P/B	2.91	1.57	1.21	1.31	1.24	1.45	1.24	1.35	1.43	1.28
	EV/Sales	9.57	7.22	5.10	4.65	3.46	1.48	4.50	4.36	3.94	3.79
	EV/FCF	29.04	33.18	13.58	16.34	9.74	2.97	11.72	15.81	12.90	14.13
Cash, $m
Cash, $m	Operating cash flow	176	140	304	247	292	389	413	380	461	399
	Capex	(3)	(5)	(8)	(15)	(12)	(10)	(9)	(9)	(12)	(3)
	Free cash flow	173	135	296	233	280	379	404	371	448	396
Balance, $m
Balance, $m	Working capital	442	348	559	(226)	(723)	(1,219)	(3,319)	(1,864)	(1,967)	(1,638)
	Total debt	1,366	1,667	1,841	991	770	771	1,090	1,741	1,040	780
	Net debt	1,148	1,007	1,183	500	(493)	(2,879)	366	736	126	109
	Shareholders’ equity	1,327	2,204	2,350	2,512	2,606	2,766	3,526	3,791	3,961	4,297
Returns, %
Returns, %	ROA	1.86	1.11	2.02	1.91	1.36	1.85	1.49	1.73	1.78	2.10
	ROIC	7.14	5.28	7.00	8.00	8.24	0.00	7.13	7.07	7.99	8.69
	ROE	14.02	7.65	13.19	11.91	8.38	11.88	9.70	10.74	10.38	11.51

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Sep 2026 · fundamentals updated 16 Oct 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
UBSI United Bankshares, Inc.	$6.4B	12.7×	12.1×	+0.89% (above 0%: growing)	+11.76% (above 0%: growing)	+14.62% (above 0%: growing)	70.90%	0.00%	Compare
IFS Intercorp Financial Services Inc.	$6.3B	15.9×	— (loss-making)	+18.27% (above 0%: growing)	+106.49% (above 0%: growing)	+720.11% (above 0%: growing)	75.55%	0.00%	Compare
FNB F.N.B. Corporation	$6.1B	10.3×	10.2×	+0.15% (above 0%: growing)	+16.67% (above 0%: growing)	+183.53% (above 0%: growing)	68.59%	0.00%	Compare
HWC Hancock Whitney Corporation	$5.9B	14.2×	13.1×	+4.02% (above 0%: growing)	+18.18% (above 0%: growing)	+23.30% (above 0%: growing)	77.00%	0.00%	Compare
HOMB Home BancShares, Inc.	$5.8B	12.0×	11.0×	+1.68% (above 0%: growing)	+2.81% (above 0%: growing)	+20.30% (above 0%: growing)	75.64%	0.00%
GBCI Glacier Bancorp, Inc.	$5.7B	18.0×	15.3×	+19.14% (above 0%: growing)	+66.67% (above 0%: growing)	+42.03% (above 0%: growing)	78.15%	0.00%	Compare
AUB Atlantic Union Bankshares Corporation	$5.5B	11.4×	10.0×	−2.50% (below 0%: shrinking)	+825.00% (above 0%: growing)	−92.37% (below 0%: shrinking)	71.98%	0.00%	Compare
ASB Associated Banc-Corp	$5.5B	10.1×	9.8×	+14.89% (above 0%: growing)	−3.03% (below 0%: shrinking)	+48.78% (above 0%: growing)	64.01%	0.00%	Compare
ABCB Ameris Bancorp	$5.4B	14.4×	12.7×	+5.42% (above 0%: growing)	−51.88% (below 0%: shrinking)	+31.88% (above 0%: growing)	74.25%	0.00%	Compare
Median of peers	$5.8B	13.5×	12.1×	+4.72%	+17.43%	+36.96%	73.12%	0.00%

All 323 Banks Regional stocks →

Home BancShares, Inc. (HOMB) key facts

Strength: Home BancShares, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.5 billion, up 0.61% from fiscal 2024.
Home BancShares, Inc. (HOMB) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, HOMB traded at $29.20, a market capitalization of $5.8 billion.
Home BancShares, Inc. pays an annual dividend of $0.86 per share, a yield of 2.95%, with a payout ratio of 35.3%.
Return on equity was 11.5% and debt-to-equity 0.12.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.