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For the quarter ended September 30, 2026, Home BancShares reported adjusted earnings per share of $0.65, above the consensus of $0.64. On the revenue measure used for the consensus comparison, the company reported $288.4 million, below the $293.0 million estimate.
Home BancShares reported quarterly revenue of $381.3 million, compared with $375.0 million a year earlier. Diluted earnings per share rose to $0.65 from $0.63. The company’s gross margin increased to 75.6% from 74.0%, while its operating margin rose to 43.8% from 42.5%.
For context, in its filing for the preceding quarter, Home BancShares attributed higher interest income to increased loan interest income, partly offset by lower interest income on deposits at other banks and investments. The company also attributed higher non-interest expense primarily to merger and acquisition costs following its purchase of Mountain Commerce Bancorp. Its net interest margin for the three months ended June 30, 2026, rose to 4.51% from 4.44% a year earlier.
| Q3 FY2026 | Q3 FY2025 | Change | |
|---|---|---|---|
| Revenue | $381.3 million | $375.0 million | 1.68% |
| Diluted EPS | $0.65 | $0.63 | 3.17% |
| Gross margin | 75.6% | 74.0% | 1.6 percentage points |
| Operating margin | 43.8% | 42.5% | 1.3 percentage points |
| Free cash flow | $95.3 million | $79.2 million | 20.3% |
| Against the consensus | Reported | Consensus | Result |
|---|---|---|---|
| Adjusted EPS | $0.65 | $0.64 | Beat by 1.56% |
| Revenue | $288.4 million | $293.0 million | Missed by 1.56% |
Adjusted EPS is the figure the consensus estimates, not the GAAP EPS above.
What management said on the call
Home BancShares’ latest earnings call is not available, so its management’s commentary on the quarter cannot be summarized.
Guidance
Home BancShares’ management guidance is not available for this period, so the company’s current expectations and any changes from its previous guidance cannot be compared or summarized.