Hippo Holdings Inc.

HIPO Financial Insurance Property & Casualty

Hippo Holdings Inc.’s revenue for fiscal 2025 (year ended December 2025) was $468.6 million, up 25.9% from fiscal 2024. In the quarter to June 2026, revenue grew 23.4%, EPS grew 660.0%, free cash flow grew 86.9% and total debt was flat, each against the same quarter a year earlier. Revenue growth for five consecutive years; insiders bought in the last twelve months.

35.28 0.02 +0.06%
Market cap
$930.5M
P/E
7.4×
Fwd P/E
70.4×
Dividend yield
—
F-score
5/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total buys 0.00
Total sells 2.15
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy 1 — — — — — — — — — — —
Sell 2 2 1 3 — 1 2 1 2 2 1 1
Insider Ownership 23.56%

Capital & Financial Ratios $m

Market Cap 930.49
Revenue 507.20
Net Income 62.60
Free Cash Flow 58.20
Net Debt (223.70)
Current Ratio 0.95
Debt/Equity 0.10
P/E ratio 7.37
Fwd P/E 70.40 (above 35: high)
P/S ratio 1.82
P/B ratio 1.99
Past 5Y EPS Growth —
This Y EPS Growth (56.64%) (below 0%: weak)
Next Y EPS Growth 77.92% (at or above 15%: strong)
Next Y revenue growth 24.37% (at or above 10%: strong)
Next 5Y EPS Growth 0.60%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 49.25%
10-year low 10-year high
P/B against its own 10 years 76.81%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate —
Annual Dividend Yield —

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 195 233 250 272
Receivables 836 806 1,049 1,408
Inventory — — — —
Other — — — —
1,031 1,039 1,299 1,679
2023 2024 2025 Q'26
Payables 1,002 1,057 1,305 1,686
ST’ Debt — — — —
Other — — — —
1,115 1,144 1,385 1,766

Compound Annual Growth %

10y 5y 3y
Sales — 55.46% 57.60%
Cash Flow — 0.00% 0.00%
Earnings — 0.00% 0.00%
Book Value — 24.58% (9.76%)

Revenue $m

Mar Jun Sep Dec Year
’26 122 145 — — —
’25 110 117 121 120 469
’24 85 90 96 102 372
’23 40 48 58 65 210
’22 25 29 31 36 120
’21 17 21 21 32 91
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 9 43 — — —
’25 (36) 25 17 3 9
’24 18 (11) 47 (6) 48
’23 (36) (9) 1 (48) (92)
’22 (59) (30) (43) (30) (161)
’21 (15) (54) (50) (5) (124)
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 5 40 — — —
’25 (38) 21 13 0 (4)
’24 14 (14) 43 (8) 36
’23 (40) (43) (4) (53) (139)
’22 (65) (34) (48) (34) (181)
’21 (21) (56) (54) (10) (142)
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.27 0.38 — — —
’25 (1.91) 0.05 3.77 0.23 2.22
’24 (1.47) (1.64) (0.34) 1.71 (1.64)
’23 (3.01) (4.61) (2.24) (1.76) (11.58)
’22 (3.00) (3.25) (5.66) (2.74) (14.66)
’21 (50.77) (21.29) (2.00) (2.75) (34.00)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.7
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — — — — — 63.00 11.30 6.65 7.75 19.92

Analyst estimates 2026–2028

Powerpack
High — — — — — 376.25 71.25 20.39 34.24 38.98
People
People Employees — — — — 2 621 590 516 478 540
Revenue/emp, $m — — — — 25.80 0.15 0.20 0.41 0.78 0.87
Income, $m
Income, $m Revenue — — — — 52 91 120 210 372 469
Gross margin, % — — — — 100.00 100.00 100.00 100.00 100.00 100.00
EBT — — — — (143) (367) (325) (262) (27) 63
EBT margin, % — — — — (277.52) (402.63) (271.68) (125.18) (7.36) 13.51
Net income — — — — (141) (368) (326) (263) (29) 63
Depreciation — — — — 7 31 15 20 23 20
Per share, $
Per share, $ Revenue — — — — 14.85 8.38 5.26 8.89 15.06 18.56
Earnings — — — — (40.68) (34.00) (14.66) (11.58) (1.64) 2.28
Cash flow — — — — (18.82) (11.44) (7.10) (3.92) 1.92 0.36
Capex — — — — (2.70) (1.60) (0.87) (1.98) (0.49) (0.53)
Free cash flow — — — — (21.52) (13.03) (7.97) (5.90) 1.44 (0.16)
Book value — — — — 41.80 79.15 26.09 16.32 14.79 17.27
Shares, m — — — — 3 11 23 24 25 25
Valuation, ×
Valuation, × P/E — — — — 0.00 0.00 0.00 0.00 0.00 13.19
P/S — — — — 0.00 8.45 2.76 1.02 1.78 1.62
P/B — — — — 39.36 0.89 0.56 0.55 1.81 1.74
EV/Sales — — — — 0.00 (0.53) 0.96 0.16 1.19 1.19
EV/FCF — — — — 0.00 0.34 (0.62) (0.24) 13.80 (75.33)
Cash, $m
Cash, $m Operating cash flow — — — — (65) (124) (161) (92) 48 9
Capex — — — — (9) (17) (20) (47) (12) (13)
Free cash flow — — — — (75) (142) (181) (139) 36 (4)
Balance, $m
Balance, $m Working capital — — — — 157 647 23 (84) (105) (86)
Total debt — — — — 273 — 29 — — 48
Net debt — — — — (219) (819) (215) (195) (233) (202)
Shareholders’ equity — — — — 145 862 594 385 365 436
Returns, %
Returns, % ROA — — — — (20.57) (28.33) (20.76) (17.66) (2.64) 3.35
ROIC — — — — 0.00 (602.03) (45.04) (84.98) (36.96) (6.87)
ROE — — — — (26.45) (112.17) (45.82) (55.84) (10.80) 14.40
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Hippo Holdings Inc. vs peers in Insurance Property & Casualty (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
UFCS United Fire Group, Inc $1.4B 10.5× 10.8× +14.38% (above 0%: growing) +48.28% (above 0%: growing) −34.70% (below 0%: shrinking) 33.66% 11.76% Compare
UVE UNIVERSAL INSURANCE HOLDINGS INC $1.3B 6.0× 8.1× +6.72% (above 0%: growing) +71.20% (above 0%: growing) −4.81% (below 0%: shrinking) 26.79% 19.11% Compare
ASIC Ategrity Specialty Insurance Company Holdings $1.3B 12.3× 10.2× +45.89% (above 0%: growing) +75.00% (above 0%: growing) +47.83% (above 0%: growing) 31.87% 31.28% Compare
TRUP Trupanion, Inc. $1.2B 52.1× 40.6× +11.14% (above 0%: growing) −27.27% (below 0%: shrinking) +59.01% (above 0%: growing) 16.58% 1.62% Compare
BOW Bowhead Specialty Holdings Inc. $1.1B 18.5× 12.9× +22.96% (above 0%: growing) +33.33% (above 0%: growing) −13.86% (below 0%: shrinking) 29.19% 13.09% Compare
HRTG Heritage Insurance Holdings, Inc. $1.1B 5.1× 5.1× +2.96% (above 0%: growing) +32.90% (above 0%: growing) +237.57% (above 0%: growing) 50.25% 39.15% Compare
HIPO Hippo Holdings Inc. $930.5M 7.4× 70.4× +23.36% (above 0%: growing) +660.00% (above 0%: growing) +86.85% (above 0%: growing) 100.00% 8.02%
ROOT Root, Inc. $782.6M 13.6× 18.1× +1.65% (above 0%: growing) +13.24% (above 0%: growing) +12.08% (above 0%: growing) 38.36% 8.89% Compare
DGICA Donegal Group, Inc. $691.1M 9.5× 10.2× −2.44% (below 0%: shrinking) +29.79% (above 0%: growing) −51.37% (below 0%: shrinking) 26.73% 11.56% Compare
Median of peers $1.2B 11.4× 10.5× +8.93% +33.12% +3.64% 30.53% 12.43%

All 45 Insurance Property & Casualty stocks →

Hippo Holdings Inc. (HIPO) key facts

  • Strength: Hippo Holdings Inc.’s revenue for fiscal 2025 (year ended December 2025) was $468.6 million, up 25.9% from fiscal 2024.
  • Hippo Holdings Inc. (HIPO) is an Insurance Property & Casualty company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, HIPO traded at $35.28, a market capitalization of $930.5 million.
  • Return on equity was 14.4% and debt-to-equity 0.10.
  • Its Piotroski F-score is 5 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Hippo Holdings Inc. (HIPO) Latest News

3 Aug

Impact 3 · transcript

1 May

Impact 4 ·
stockrow.com/HIPO · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com