Pricing Log in Create free account

Hippo Holdings Inc. (HIPO) vs UNIVERSAL INSURANCE HOLDINGS INC (UVE)

Hippo Holdings Inc. and UNIVERSAL INSURANCE HOLDINGS INC are both Insurance Property & Casualty companies. UNIVERSAL INSURANCE HOLDINGS INC is the larger, with a market value of $1.3B against $930.5M — 1.4× the size. UNIVERSAL INSURANCE HOLDINGS INC trades at the lower P/E: 6.0× against 7.4×. Hippo Holdings Inc. grew revenue faster over the last twelve months: 19.3% against 3.96%. Hippo Holdings Inc. has the higher net margin (23.9% vs 13.5%) and the lower return on invested capital (8.68% vs 139.4%). Across the 20 metrics below, UNIVERSAL INSURANCE HOLDINGS INC leads on 12 and Hippo Holdings Inc. on 8.

Valuation

Metric HIPO UVE Insurance Property & Casualty median
P/E 7.37 6.03 10.75
P/S 1.82 0.80 1.21
P/B 1.99 2.04 1.99
Price to free cash flow 16.84 3.83 7.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 13.58% 16.59% 9.08%
Free cash flow yield 5.94% 26.13% 12.11%

Profitability

Metric HIPO UVE Insurance Property & Casualty median
Gross margin 100.00% 25.87% 41.16%
Operating margin 6.62% 18.37% 15.09%
Net margin 23.92% 13.49% 11.51%
Free cash flow margin 11.47% 20.85% 17.46%
Return on equity 30.34% 40.16% 17.34%
Return on assets 6.03% 6.68% 3.74%
Return on invested capital 8.68% 139.39% 12.06%

Growth

Metric HIPO UVE Insurance Property & Casualty median
Revenue growth (TTM) 19.34% 3.96% 8.02%
EPS growth (last fiscal year) 235.37% 214.43% 39.61%
Revenue growth, 5-year CAGR 55.46% 8.38% 9.23%
Net income growth, 5-year CAGR 0.00% 57.14% 10.09%

Health

Metric HIPO UVE Insurance Property & Casualty median
Debt to equity 0.10 0.15 0.25
Current ratio 0.95 0.57 0.42
Net debt to EBITDA 38.15 (1.47) 0.08

Dividend

Metric HIPO UVE Insurance Property & Casualty median
Dividend yield — 1.36% 1.50%
Payout ratio — 0.08 0.14

Size

Metric HIPO UVE Insurance Property & Casualty median
Market cap 930.49m 1.30b 2.67b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack