Ategrity Specialty Insurance Company Holdings (ASIC) vs Hippo Holdings Inc. (HIPO)

Ategrity Specialty Insurance Company Holdings and Hippo Holdings Inc. are both Insurance Property & Casualty companies. Ategrity Specialty Insurance Company Holdings is the larger, with a market value of $1.3B against $930.5M — 1.4× the size. Hippo Holdings Inc. trades at the lower P/E: 7.4× against 12.3×. Ategrity Specialty Insurance Company Holdings grew revenue faster over the last twelve months: 36.6% against 19.3%. Hippo Holdings Inc. has the higher net margin (23.9% vs 20.5%) and the lower return on invested capital (8.68% vs 14.1%). Across the 18 metrics below, Ategrity Specialty Insurance Company Holdings leads on 10 and Hippo Holdings Inc. on 8.

Valuation

Metric ASIC HIPO Insurance Property & Casualty median
P/E 12.33 7.37 10.75
P/S 2.53 1.82 1.21
P/B 1.95 1.99 1.99
Price to free cash flow 7.55 16.84 7.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.11% 13.58% 9.08%
Free cash flow yield 13.24% 5.94% 12.11%

Profitability

Metric ASIC HIPO Insurance Property & Casualty median
Gross margin 28.38% 100.00% 41.16%
Operating margin 27.87% 6.62% 15.09%
Net margin 20.50% 23.92% 11.51%
Free cash flow margin 33.51% 11.47% 17.46%
Return on equity 17.22% 30.34% 17.34%
Return on assets 7.00% 6.03% 3.74%
Return on invested capital 14.08% 8.68% 12.06%

Growth

Metric ASIC HIPO Insurance Property & Casualty median
Revenue growth (TTM) 36.63% 19.34% 8.02%
EPS growth (last fiscal year) 7.33% 235.37% 39.61%
Revenue growth, 5-year CAGR — 55.46% 9.23%
Net income growth, 5-year CAGR — 0.00% 10.09%

Health

Metric ASIC HIPO Insurance Property & Casualty median
Debt to equity 0.00 0.10 0.25
Current ratio 0.53 0.95 0.42
Net debt to EBITDA (0.30) 38.15 0.08

Dividend

Metric ASIC HIPO Insurance Property & Casualty median
Dividend yield — — 1.50%
Payout ratio — — 0.14

Size

Metric ASIC HIPO Insurance Property & Casualty median
Market cap 1.29b 930.49m 2.67b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack