HCI Group, Inc. (HCI) vs Lemonade, Inc. (LMND)
- HCI Group, Inc. HCI 198.03 +0.84%
- Lemonade, Inc. LMND 44.20 −3.62%
HCI Group, Inc. and Lemonade, Inc. are both Insurance Property & Casualty companies. Lemonade, Inc. is the larger, with a market value of $3.6B against $2.4B — 1.5× the size. Lemonade, Inc. has negative trailing earnings, so its P/E is not meaningful; HCI Group, Inc. trades at 8.3×. Lemonade, Inc. grew revenue faster over the last twelve months: 62.3% against 22.8%. HCI Group, Inc. has the higher net margin (31.3% vs −14.2%) and the higher return on invested capital (79.2% vs −25.6%). Across the 19 metrics below, HCI Group, Inc. leads on 16 and Lemonade, Inc. on 3.
Valuation
Profitability
| Metric | HCI | LMND | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 59.73% | 51.65% | 41.16% |
| Operating margin | 48.84% | (13.67%) | 15.09% |
| Net margin | 31.32% | (14.19%) | 11.51% |
| Free cash flow margin | 42.99% | 0.83% | 17.46% |
| Return on equity | 30.46% | (26.96%) | 17.34% |
| Return on assets | 11.92% | (7.01%) | 3.74% |
| Return on invested capital | 79.17% | (25.59%) | 12.06% |
Growth
Health
Dividend
Size
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