stockrowHCI Group, Inc. (HCI) vs Lemonade, Inc. (LMND)
- HCI Group, Inc. HCI 191.78 −5.31%
- Lemonade, Inc. LMND 41.47 −9.65%
HCI Group, Inc. and Lemonade, Inc. are both Insurance Property & Casualty companies. Lemonade, Inc. is the larger, with a market value of $3.2B against $2.4B — 1.3× the size. Lemonade, Inc. has negative trailing earnings, so its P/E is not meaningful; HCI Group, Inc. trades at 7.5×. Lemonade, Inc. grew revenue faster over the last twelve months: 69.5% against 20.1%. HCI Group, Inc. has the higher net margin (0.00% vs −13.0%) and the higher return on invested capital (56.7% vs −27.5%). Across the 19 metrics below, HCI Group, Inc. leads on 16 and Lemonade, Inc. on 3.
Valuation
Profitability
| Metric | HCI | LMND | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 60.98% | 49.02% | 37.39% |
| Operating margin | 50.08% | (12.56%) | 14.67% |
| Net margin | 0.00% | (12.95%) | 10.16% |
| Free cash flow margin | 46.70% | 0.66% | 18.60% |
| Return on equity | 0.00% | (29.27%) | 16.59% |
| Return on assets | 0.00% | (7.22%) | 3.38% |
| Return on invested capital | 56.67% | (27.54%) | 9.43% |
Growth
Health
Dividend
Size
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