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Wednesday 4 November 2026 Export HCI’s income statement to Excel — free account

HCI Group, Inc.

HCI Financial Insurance Property & Casualty

HCI Group, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $900.9 million, up 20.1% from fiscal 2024.

Revenue
+11.2%
EPS
+3.77%
Free cash flow
−13.6%
Total debt
+21.3%

Quarter to June 2026, against a year earlier

202.49 0.81 +0.40%
Market cap
$2.5B
P/E
8.4×
Fwd P/E
9.1×
Dividend yield
0.99%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

HCI Group, Inc. (HCI) Debt to equity

Alert me on Debt to equity

HCI Group, Inc.'s debt to equity at the end of the quarter to 30 June 2026 was 0.1×, down 0.0× from fiscal 2025 (0.1×). Over the past ten years it has ranged from 0.1× (fiscal 2025) to 1.4× (fiscal 2018) — the current reading is the lowest in ten years. That is below the Insurance Property & Casualty industry median of 0.2× and below the Financial sector median of 0.2×.

Debt to equity, annual

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Annual newest first

Period Debt to equity Change
FY2025 0.1× (87.54%)
FY2024 0.5× (23.03%)
FY2023 0.6× (51.45%)
FY2022 1.3× 603.91%
FY2021 0.2× (79.19%)
FY2020 0.9× (4.13%)
FY2019 0.9× (32.20%)
FY2018 1.4× 12.45%
FY2017 1.2× 115.22%
FY2016 0.6× 4.63%

Quarterly newest first

Period Debt to equity Change
Jun 2026 0.1× (0.35%)
Mar 2026 0.1× (5.56%)
Dec 2025 0.1× (25.67%)
Sep 2025 0.1× 15.94%
42 more quarters

Against its own ten years

Low 0.1× High 1.4×
Ten-year median 0.6×
Current reading's percentile 9

Debt to equity against peers

Company Debt to equity
SLDE Slide Insurance Holdings, Inc. compare 0.0×
SAFT Safety Insurance Group, Inc. compare 0.1×
HCI HCI Group, Inc. 0.1×
PLMR Palomar Holdings, Inc. compare 0.3×
SKWD Skyward Specialty Insurance Group, Inc. compare 0.3×
HMN Horace Mann Educators Corporation compare 0.4×
LMND Lemonade, Inc. compare 0.4×
KMPR Kemper Corporation compare 0.4×
PRCH Porch Group, Inc. compare 13.6×
Insurance Property & Casualty industry median 0.2×
Financial sector median 0.2×
Market median 0.2×

What Debt to equity is

Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.

(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)

The full definition of Debt to equity →

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