HCI Group, Inc. (HCI) vs Kemper Corporation (KMPR)
- HCI Group, Inc. HCI 198.03 +0.84%
- Kemper Corporation KMPR 29.27 +2.99%
HCI Group, Inc. and Kemper Corporation are both Insurance Property & Casualty companies. HCI Group, Inc. is the larger, with a market value of $2.4B against $1.7B — 1.5× the size. Kemper Corporation has negative trailing earnings, so its P/E is not meaningful; HCI Group, Inc. trades at 8.3×. HCI Group, Inc. grew revenue faster over the last twelve months: 22.8% against −4.46%. HCI Group, Inc. has the higher net margin (31.3% vs −10.8%) and the higher return on invested capital (79.2% vs −9.97%). Both pay a dividend; Kemper Corporation yields more (4.37% vs 0.81%). Across the 20 metrics below, HCI Group, Inc. leads on 17 and Kemper Corporation on 3.
Valuation
Profitability
| Metric | HCI | KMPR | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 59.73% | (0.55%) | 41.16% |
| Operating margin | 48.84% | (10.61%) | 15.09% |
| Net margin | 31.32% | (10.84%) | 11.51% |
| Free cash flow margin | 42.99% | 8.68% | 17.46% |
| Return on equity | 30.46% | (19.34%) | 17.34% |
| Return on assets | 11.92% | (4.04%) | 3.74% |
| Return on invested capital | 79.17% | (9.97%) | 12.06% |
Growth
Health
Dividend
Size
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