HCI Group, Inc. (HCI) vs Kemper Corporation (KMPR)
HCI Group, Inc. and Kemper Corporation are both Insurance Property & Casualty companies. HCI Group, Inc. is the larger, with a market value of $2.2B against $1.5B — 1.5× the size. Kemper Corporation has negative trailing earnings, so its P/E is not meaningful; HCI Group, Inc. trades at 7.3×. HCI Group, Inc. grew revenue faster over the last twelve months: 22.8% against −4.46%. HCI Group, Inc. has the higher net margin (31.3% vs −10.8%) and the higher return on invested capital (79.2% vs −9.97%). Both pay a dividend; Kemper Corporation yields more (2.16% vs 1.76%). Across the 22 metrics below, HCI Group, Inc. leads on 18 and Kemper Corporation on 4.
Valuation
Profitability
| Metric | HCI | KMPR | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 59.73% | (0.55%) | 41.16% |
| Operating margin | 48.84% | (10.61%) | 15.09% |
| Net margin | 31.32% | (10.84%) | 11.51% |
| Free cash flow margin | 42.99% | 8.68% | 17.59% |
| Return on equity | 30.46% | (19.34%) | 18.19% |
| Return on assets | 11.92% | (4.04%) | 3.74% |
| Return on invested capital | 79.17% | (9.97%) | 12.06% |
Growth
Health
Dividend
Size
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