Powerpack

Unlock full stockrow access for only $7.9/month and boost yourself as an investor.

Watchlist

Keep track of companies that you follow and research.

10 Years of Data

Full access to our data with predictions and indicators that we calculate daily.

Screener

Full access to our screener with tons of custom values and customizable email notifications.

XLS Exports

Excel export of financials and screeners you define and save.

Generations Bancorp NY, Inc. GBNY

We limit data available in the Overview Report for users who do not have Powerpack

Get access to target analyst prices, predictions, compound annual growth rates and more than four years of historical data.

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy
Sell
Insider Ownership
16.08%

Capital & Financial Ratios

Market Cap
35.11
Revenue
20.04
Net Income
(2.63)
Free Cash Flow
(0.04)
Net Debt
8.33
Current Ratio
0.99
Debt/Equity
0.60
P/E ratio
0.00
P/S ratio
1.74
P/B ratio
0.98
Past 5Y EPS Growth
(52.57%)
This Y EPS Growth
Next Y EPS Growth
Next 5Y EPS Growth
in millions of $

Dividends

Payout Ratio
0.00
Annual Dividend Rate
Annual Dividend Yield
total individual payouts
2020 ‡‡‡
2019 ‡‡‡
2018 ‡‡‡
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2021 2022 2023 Q'24
Cash 21.00 8.00 18.89 12.99
Receivables
Inventory
Other
300.37 313.19 353.98 336.92
2021 2022 2023 Q'24
Payables 312.05 317.68 357.61 338.82
ST’ Debt 6.46 19.04
Other
312.05 333.88 357.61 338.82
in millions of $

Compound Annual Growth

10y 5y 3y
Sales ‡‡‡‡‡ ‡‡‡‡‡
Cash Flow ‡‡‡ ‡‡‡‡‡
Earnings ‡‡‡ ‡‡‡
Book Value ‡‡‡‡‡ ‡‡‡‡‡

Revenue

Mar Jun Sep Dec Year
’26 4.92 4.82
’23 4.35 4.64 4.60 5.71
19.30
’22 3.87 3.74 3.80 4.02
15.42
’21 3.93 4.08 4.20 4.11
16.33
’20 3.78 4.40 4.54 4.66
17.38
’19 3.33
16.32
in millions of $

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (1.10) 1.58
’23 0.06 2.59 (2.00) 1.39
2.04
’22 (0.60) 2.07 1.34 1.53
4.35
’21 (0.03) 2.18 (0.72) 1.97
3.40
’20 0.11 0.68 (0.81) 1.02
1.00
’19 0.00
1.37
in millions of $

Free Cash Flow

Mar Jun Sep Dec Year
’26 (0.98) 1.54
’23 0.04 2.57 (1.96) 1.36
2.02
’22 (0.64) 1.94 1.33 1.35
3.97
’21 (0.17) 2.24 (0.88) 2.45
3.64
’20 0.07 0.60 (0.81) 0.91
0.88
’19 0.00
0.71
in millions of $

EPS

Mar Jun Sep Dec Year
’26 (0.25) (0.39)
’23 (0.07) (0.07) (0.30) (0.29)
(0.72)
’22 0.17 0.15 0.13 0.02
0.47
’21 0.15 0.16 0.07 0.21
0.60
’20 0.26 0.16
0.71
’19 0.07
0.04

Target Price Range

High
Average
Low

Recommendation Rating

1
Buy
2
3
Hold
4
5
Sell
2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
‡‡‡‡ 10.51 8.04
Low Price
‡‡‡‡ 12.11 11.05
High Price
‡‡‡‡ ‡‡‡‡ 85 74
Employees
‡‡‡ ‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.18 0.26
Revenue/Emp
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 15.42 19.30
Revenue
‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 87.46% 60.74%
Gross Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.30 (1.99)
EBT
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 8.45% (10.32%)
EBT Margin
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.09 (1.57)
Net Income
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 2.96 3.85
Depreciation
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 6.68 8.81
Revenue/Sh
‡‡‡‡‡ ‡‡‡‡ ‡‡‡‡ ‡‡‡‡‡ 0.45 (0.72)
Earnings/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.88 0.93
Cash Flow/Sh
‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (0.16) (0.01)
Capex/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.72 0.92
Free CF/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 16.16 17.21
Book Value/Sh
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 2.31 2.19
Shares
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 22.98 0.00
PE Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.62 1.17
PS Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.67 0.60
PB Ratio
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.00 1.90
EV/Sales
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 11.66 18.15
EV/FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 4.35 2.04
Op' Cash Flow
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (0.38) (0.02)
Capex
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 3.97 2.02
FCF
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ (20.69) (3.63)
Working Cap'
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 29.38 23.58
Total Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 21.37 4.69
Net Debt
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 37.33 37.70
Sh' Equity
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 0.28% (0.39%)
ROA
‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 1.39% (2.94%)
ROIC
‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ ‡‡‡‡‡ 2.69% (4.18%)
ROE
predictions in italic, sparklines do not include predictions

Generations Bancorp NY, Inc. (GBNY) Latest News

News by impact score

Fine-tune

7 Oct

3 GlobeNewswire, 7:00 AM
Generations Bancorp NY, Inc. (GBNY) has qualified to trade on the OTCQX Best Market after previously trading on NASDAQ. The move to OTCQX is expected to moderately influence the company's market performance and financial standing.

24 Sep

4 , 7:58 AM
Generations Bancorp NY, Inc. has agreed to sell itself to ESL Federal Credit Union for $26.2 million, leading to significant payouts for shareholders as the bank prepares for liquidation. The transaction is expected to provide a substantial return to investors, marking a pivotal moment for the company as it winds down operations. The sale and subsequent liquidation represent a significant strategic shift that will impact shareholder value and the company's future.

4 PR Newswire, 5:00 AM
ESL Federal Credit Union to acquire Generations Bank in an all cash transaction. The deal is expected to close in late second or third quarter of 2025. The acquisition will significantly impact Generations Bancorp NY, Inc.'s future and market performance by expanding ESL's presence and footprint in the Greater Rochester and Finger Lakes region.

3 PR Newswire, 5:30 AM
Generations Bancorp NY, Inc. voluntarily delists from Nasdaq and deregisters with SEC. The delisting and deregistration may moderately influence the company's financial performance and competitive positioning.

11 Aug

4 Simply Wall St., 9:48 AM
Generations Bancorp NY reported a net loss of US$841.0k in the second quarter of 2024, with a loss per share of US$0.39, which worsened from the previous year. The significant increase in net loss and loss per share is likely to have a major impact on Generations Bancorp NY's future performance and investor sentiment.

5 Dec

4 PR Newswire, 11:54 AM
Angela Krezmer appointed as President & CEO of Generations Bancorp NY, Inc. Appointment of first female President & CEO and strategic vision expected to significantly impact company's trajectory and market sentiment.

© 2016–2026 stockrow.com Terms and Conditions Indicators Contact Us