1895 Bancorp of Wisconsin Inc. BCOW

17.71 0.06 0.34% as of 25 Sep
Market cap
$57.9M
P/E
84.3×
Growth Flags show if company had growth for consecutive years

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 0.00%

Capital & Financial Ratios

Market Cap 57.91
Revenue 31.46
Net Income 1.42
Free Cash Flow 4.53
Net Debt 56.49
Current Ratio 1.13
Debt/Equity 1.41
P/E ratio 84.33
P/S ratio 2.87
P/B ratio 1.26
Past 5Y EPS Growth (232.94%)
This Y EPS Growth —
Next Y EPS Growth —
Next 5Y EPS Growth —
in millions of $

Dividends

Payout Ratio 0.00
Annual Dividend Rate —
Annual Dividend Yield —
total individual payouts
2020 Powerpack
2019 Powerpack
2018 Powerpack
2016 Powerpack
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 13 9 21 45
Receivables — — — —
Inventory — — — —
Other — — — —
410 425 463 461
2023 2024 2025 Q'26
Payables 404 398 402 396
ST’ Debt — — — —
Other — — — —
406 401 405 407
in millions of $

Compound Annual Growth

10y 5y 3y
Sales — 6.83% 19.47%
Cash Flow — 26.02% 15.90%
Earnings — 1.52% 0.00%
Book Value — 3.68% (1.55%)

Revenue

Mar Jun Sep Dec Year
’26 7 8 — — —
’25 7 8 8 8 31
’24 7 7 7 7 28
’23 5 6 4 4 19
’22 4 4 5 5 18
’21 5 5 4 5 19
’20 4 5 7 6 22
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — 4 4
’24 0 (1) 2 0 1
’23 (1) 0 1 0 (1)
’22 0 1 1 1 3
’21 (1) 2 10 (8) 3
’20 (1) (3) 2 4 1
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 — — — — —
’25 — — — 4 4
’24 0 (1) 2 0 0
’23 (1) 0 1 0 (1)
’22 (1) 1 1 1 2
’21 (1) 2 10 (8) 3
’20 (1) (3) 2 4 1
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.07 (0.08) — — —
’25 (0.03) 0.08 0.09 0.13 0.27
’24 (0.06) (0.09) (0.03) 0.02 (0.16)
’23 (0.07) (0.09) (0.66) (0.42) (1.23)
’22 (0.01) (0.04) 0.02 0.00 (0.03)
’21 0.08 (0.01) (0.02) (0.05) 0.01
’20 0.05 0.04 0.07 0.10 0.21
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
— — — 8.66 7.43 9.28 9.71 6.00 6.69 8.67

Analyst estimates 2026–2028

Powerpack
Low Price
— — — 10.85 12.01 16.65 11.75 10.10 10.45 11.39
High Price
— 111 124 104 100 102 93 79 — —
Employees
0 0 0 0 0 0 0 0 0 0
Revenue/Emp
18 18 20 20 22 19 18 19 28 31
Revenue
85.04% 81.48% 78.50% 75.79% 86.35% 91.70% 89.05% 56.15% 57.13% 60.21%
Gross Margin
1 (2) 0 0 3 0 0 (6) (1) 2
EBT
6.99% (9.93%) (1.00%) 2.16% 13.71% 0.11% (1.76%) (32.87%) (5.12%) 5.24%
EBT Margin
1 2 0 0 1 0 0 (7) (1) 1
Net Income
1 1 1 1 1 1 1 1 1 0
Depreciation
2.80 2.83 0.00 3.29 4.80 3.09 3.15 3.52 5.11 6.05
Revenue/Sh
0.20 0.26 0.00 0.07 0.28 0.01 (0.03) (1.23) (0.16) 0.28
Earnings/Sh
0.26 0.05 0.00 0.15 0.27 0.46 0.45 (0.13) 0.10 0.78
Cash Flow/Sh
0.00 (0.08) 0.00 0.06 (0.06) (0.04) (0.03) (0.02) (0.03) (0.05)
Capex/Sh
0.27 (0.03) 0.00 0.21 0.21 0.42 0.42 (0.15) 0.07 0.73
Free CF/Sh
5.82 6.07 0.00 9.47 12.93 15.18 13.05 13.15 13.06 14.03
Book Value/Sh
6 6 0 6 5 6 6 6 5 5
Shares
16.00 16.00 16.00 152.69 35.21 328.06 0.00 0.00 0.00 41.48
PE Ratio
0.00 0.00 0.00 3.28 2.08 3.56 3.21 1.99 1.96 1.85
PS Ratio
0.00 0.00 0.00 1.14 0.77 0.72 0.77 0.53 0.77 0.80
PB Ratio
1.12 1.12 1.12 3.57 0.99 2.94 5.58 4.95 4.95 4.80
EV/Sales
(11.81) (11.81) (11.81) 55.21 22.61 21.48 42.28 (117.39) 387.80 32.88
EV/FCF
2 0 (1) 1 1 3 3 (1) 1 4
Op' Cash Flow
0 (1) (1) 0 0 0 0 0 0 0
Capex
2 0 (2) 1 1 3 2 (1) 0 4
FCF
(39) (45) (28) (23) 42 6 0 4 24 57
Working Cap'
48 35 30 18 68 55 71 71 92 112
Total Debt
40 22 22 6 (24) (11) 43 58 83 91
Net Debt
37 39 38 59 60 91 75 73 71 72
Sh' Equity
0.27% 0.36% 0.00% 0.10% 0.28% 0.02% (0.03%) (1.23%) (0.16%) 0.24%
ROA
1.01% (0.72%) (0.20%) 0.43% 5.32% 0.02% (0.17%) (3.07%) (0.58%) 0.62%
ROIC
3.29% 4.35% (0.05%) 0.93% 2.22% 0.11% (0.18%) (9.17%) (1.22%) 1.99%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

1895 Bancorp of Wisconsin Inc. (BCOW) key facts

  • 1895 Bancorp of Wisconsin Inc. (BCOW) is a Banks Regional company in the Financial sector.
  • 1895 Bancorp of Wisconsin Inc.’s revenue for fiscal 2025 (year ended December 2025) was $31.0 million, up 11.4% from fiscal 2024.
  • As of September 25, 2026, BCOW traded at $17.71, a market capitalization of $57.9 million.
  • Return on equity was 1.99% and debt-to-equity 1.41.

Source: company filings (standardised) and stockrow calculations.

1895 Bancorp of Wisconsin Inc. (BCOW) Latest News

News by impact score

Fine-tune

18 Jun

5

North Shore Bank acquires 1895 Bancorp of Wisconsin Inc., owner of PyraMax Bank, for approximately $95 million. Acquisition by North Shore Bank for $95 million ends BCOW independent operations and delivers final value to shareholders.

10 Mar

3

OTC Markets Group announced that 1895 Bancorp of Wisconsin, Inc. has qualified to trade on the OTCQX Best Market, starting today under the symbol 'BCOW.' Previously listed on NASDAQ, the company aims to benefit from the efficient and cost-effective access to U.S. capital markets provided by OTCQX. To qualify, it met high financial standards and corporate governance practices. Keefe Bruyette & Woods, Inc. served as the corporate broker. Transitioning to OTCQX may moderately influence the company's market performance and investor sentiment.

18 Feb

4

1895 Bancorp of Wisconsin, Inc. has engaged Keefe, Bruyette & Woods, Inc. to explore strategic alternatives, including a potential business combination or sale. The company plans to voluntarily delist its common stock from Nasdaq and deregister under the SEC, with the last trading day on March 7, 2025. Following delisting, the stock will be quoted on the OTCQX Market starting March 10, 2025. The decision aims to reduce compliance costs and allow management to focus on core operations. Annual reports will still be provided to stockholders. Voluntary delisting and strategic review indicate significant shifts in company direction and potential for major changes in operations.

12 Feb

3

1895 Bancorp of Wisconsin, Inc. (NASDAQ:BCOW) experienced a 25% increase in share price over the past year, outperforming the market's 23% return. However, the company reported an 11% decline in revenue and has seen a 16% decrease in stock value over the last three years. Despite the lack of revenue growth, the total shareholder return (TSR) aligns with market averages. Analysts suggest that management foresight may drive future growth, although there are two warning signs regarding the company's risks. The company's revenue decline and lack of profitability may moderately influence its financial performance and investor sentiment.

23 Nov

3

Individual investors own 27% of 1895 Bancorp of Wisconsin, Inc. (NASDAQ:BCOW) shares, while institutions own 16%. Top 25 shareholders hold 46% of the company. The ownership breakdown may moderately influence the company's future decisions and market performance.

27 Jul

3

1895 Bancorp of Wisconsin (NASDAQ:BCOW) stock has risen 28% over five years, with revenue declining 4.7% annually. CEO pay is below median, and the stock is up 16% in the last year. The article discusses the company's revenue decline and stock performance, indicating a moderately noticeable influence on future prospects.

8 Dec

4

1895 Bancorp of Wisconsin, Inc. completes balance sheet repositioning by selling lower-yielding investment securities and reinvesting in higher-yielding mortgage-backed securities. The strategic move is expected to significantly impact the company's future earnings, net interest margin, and return on assets.

2 Oct

3

Clarence Harris joins the boards of 1895 Bancorp of Wisconsin, Inc. and PyraMax Bank. The addition of Clarence Harris with his extensive banking experience is expected to moderately influence the strategic objectives and growth of the company.

30 Jun

3

Long-term board member retires and new member welcomed to 1895 Bancorp of Wisconsin Inc. and PyraMax Bank boards. The retirement of a long-term board member and addition of a new member may moderately influence the company's governance and strategic direction.

4 May

3

1895 Bancorp of Wisconsin, Inc. announces adoption of a second stock repurchase program. The adoption of the stock repurchase program may moderately influence the company's financial performance and market sentiment.

stockrow.com/BCOW · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com