Cullman Bancorp, Inc. CULL
- Market cap
- $65.2M
- P/E
- 32.1×
Follow CULL
Target Price Range
Analyst price targets
Free account| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | 21.50 | 22.54 | 24.00 | 25.52 | 18.00 | 11.13 | 10.40 | 10.22 |
Analyst estimates 2024–2026 Powerpack |
Low Price
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| — | — | 27.00 | 29.50 | 27.50 | 30.00 | 30.00 | 44.00 | 12.60 | 13.25 |
High Price
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| — | — | — | — | — | — | — | 50 | 59 | 57 |
Employees
|
|||
| — | — | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
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| — | — | 11 | 12 | 13 | 13 | 16 | 15 | 18 | 21 |
Revenue
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|||
| — | — | 0.00% | 0.00% | 0.00% | 0.00% | 81.65% | 88.00% | 92.51% | 79.80% |
Gross Margin
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| — | — | 4 | 4 | 5 | 5 | 5 | 2 | 5 | 5 |
EBT
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| — | — | 37.25% | 36.70% | 38.06% | 37.52% | 28.83% | 14.07% | 29.01% | 23.86% |
EBT Margin
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| — | — | 3 | 3 | 4 | 4 | 4 | 2 | 4 | 4 |
Net Income
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| — | — | — | — | — | — | 1 | 0 | 0 | 0 |
Depreciation
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| — | — | 4.37 | 4.64 | 5.01 | 4.94 | 2.34 | 2.17 | 2.62 | 3.06 |
Revenue/Sh
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| — | — | 1.07 | 1.01 | 1.50 | 1.46 | 0.53 | 0.25 | 0.56 | 0.56 |
Earnings/Sh
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| — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.52 | 0.76 | 0.83 | 0.85 |
Cash Flow/Sh
|
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| — | — | 0.00 | 0.00 | 0.00 | 0.00 | (0.06) | (0.19) | (0.25) | (0.52) |
Capex/Sh
|
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| — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.45 | 0.57 | 0.58 | 0.32 |
Free CF/Sh
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| — | — | 17.68 | 18.26 | 19.77 | 20.82 | 8.51 | 14.55 | 14.42 | 14.70 |
Book Value/Sh
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| — | — | 3 | 3 | 3 | 3 | 7 | 7 | 7 | 7 |
Shares
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| — | — | 17.74 | 17.74 | 17.74 | 17.74 | 17.74 | 46.98 | 18.99 | 18.88 |
PE Ratio
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| — | — | 0.00 | 0.00 | 0.00 | 0.00 | 3.95 | 5.66 | 4.35 | 3.52 |
PS Ratio
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| — | — | 1.36 | 1.36 | 1.36 | 1.36 | 0.99 | 0.84 | 0.79 | 0.73 |
PB Ratio
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| — | — | 0.00 | 0.00 | 0.00 | 0.00 | 3.47 | 2.74 | 3.71 | 4.56 |
EV/Sales
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| — | — | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 10.39 | 16.80 | 43.22 |
EV/FCF
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| — | — | — | — | — | — | 3 | 5 | 6 | 6 |
Op' Cash Flow
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| — | — | — | — | — | — | 0 | (1) | (2) | (4) |
Capex
|
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| — | — | — | — | — | — | 3 | 4 | 4 | 2 |
FCF
|
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| — | — | — | — | — | — | 76 | 83 | 75 | 84 |
Working Cap'
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| — | — | 54 | 49 | 49 | 52 | 54 | 19 | 25 | 35 |
Total Debt
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| — | — | 54 | 49 | 49 | 52 | (7) | (43) | (12) | 22 |
Net Debt
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| — | — | 45 | 47 | 51 | 53 | 57 | 100 | 100 | 102 |
Sh' Equity
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| — | — | 0.98% | 0.92% | 1.33% | 1.26% | 1.11% | 0.51% | 1.08% | 0.95% |
ROA
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| — | — | 0.00% | 0.00% | 0.00% | 0.00% | 5.63% | 2.32% | 3.73% | 2.55% |
ROIC
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| — | — | 5.94% | 5.60% | 7.87% | 7.18% | 6.36% | 2.23% | 4.18% | 3.92% |
ROE
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Cullman Bancorp, Inc. peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CLST Catalyst Bancorp, Inc. | $72.2M | 31.4× | Compare |
| BCOW 1895 Bancorp of Wisconsin Inc. | $57.9M | 84.3× | Compare |
| NSTS NSTS Bancorp, Inc. | $74.1M | 0.0× | Compare |
| HFBL Home Federal Bancorp, Inc. of Louisiana | $76.1M | 12.7× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| ASRV AmeriServ Financial Inc. | $79.3M | 9.2× | Compare |
| FSEA First Seacoast Bancorp Inc. | $80.8M | 0.0× | Compare |
| SSBI Summit State Bank | $81.7M | 36.6× | Compare |
| CPBI Central Plains Bancshares, Inc. | $83.9M | 16.6× | Compare |
Cullman Bancorp, Inc. (CULL) key facts
- Cullman Bancorp, Inc. (CULL) is a Banks Regional company in the Financial sector.
- Cullman Bancorp, Inc.’s revenue for fiscal 2023 (year ended December 2023) was $21.2 million, up 16.2% from fiscal 2022.
- Net income was $4.0 million, or $0.56 per share (basic), a net margin of 18.7%.
- As of September 25, 2026, CULL traded at $16.99, a market capitalization of $65.2 million.
- At that price the stock trades at 32.1× trailing-twelve-month earnings and 5.3× sales.
- Cullman Bancorp, Inc. pays an annual dividend of $0.12 per share, a yield of 1.11%, with a payout ratio of 21.8%.
- Return on equity was 3.92% and debt-to-equity 0.44.
Cullman Bancorp, Inc. (CULL) Latest News
8 Jul
Cullman Bancorp, Inc. announced voluntary delisting from NASDAQ and SEC deregistration to save costs. The decision to delist and deregister will have a significant impact on the company's future operations and regulatory obligations.
6 May
Insiders at Cullman Bancorp, Inc. increased their holdings over the last year, with Chairman John Riley making the biggest purchase of US$72k worth of shares. Insiders increasing their holdings may moderately influence the company's future performance and market sentiment.
14 Mar
Cullman Bancorp, Inc. (CULL) is highlighted as a microcap bank with low exposure to commercial office real estate, making it a safer investment compared to peers. The bank operates in a growing region of Alabama, with a population increase of 15.29% since 2010. CULL trades at a 23% discount to its Book Value of $14.48 and 16.5% to Tangible Book Value of $12.59. The article contrasts CULL with BV Financial Inc., which has higher commercial real estate exposure and is trading at a larger discount to its book value. Both banks are seen as potential opportunities for investors seeking financial exposure amid regional growth. Cullman Bancorp's low exposure to office real estate and its position in a growing market suggest a moderately positive influence on its future performance.
18 Jan
Cullman Bancorp, Inc. announces annual cash dividend of $0.12 per share. The announcement of the annual cash dividend may moderately influence the company's financial performance and investor sentiment.