Marathon Bancorp, Inc.

MBBC Financial Banks Regional

Marathon Bancorp, Inc.’s revenue for fiscal 2026 (year ended June 2026) was $12.7 million, up 23.6% from fiscal 2025.

Revenue
+17.9%
EPS
+218.0%
Free cash flow
+110.2%
Total debt
+33.3%

Quarter to June 2026, against a year earlier

14.80 0.40 +2.78%
Market cap
$43.3M
P/E
21.8×
Fwd P/E
—
Dividend yield
—
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions last twelve months

Bought, $m 0.12
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — — 5 — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 11.22%

Capital & Financial Ratios $m

Size
Market Cap 43.31
Revenue ttm 12.73
Net income ttm 1.79
Free cash flow ttm 2.02
Net debt Q (0.97)
Valuation
P/E 21.76
Forward P/E —
Price / sales 3.13
Forward P/S Powerpack
Price / FCF 19.72
Price / book 0.83
Financial health
Current ratio Q 1.26
Debt / equity Q 0.42
Interest coverage Q —
Growth
Revenue growth Q +17.92% (above 0%: growing)
Operating income growth Q +238.77% (above 0%: growing)
EPS, this year —
EPS, next year A —
Revenue, next year A —
EPS, past 5 yrs +0.59%
EPS, next 5 yrs A —

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 50.94%
10-year low 10-year high
P/S against its own 10 years 89.86%
10-year low 10-year high
P/B against its own 10 years 83.62%
10-year low 10-year high

Dividends

Yield
—
Annual rate
—
Payout ratio
—

Assets vs Liabilities $m

2023 2024 2025 2026
Cash 16 11 15 21
Receivables — — — —
Inventory — — — —
Other — — — —
214 195 216 239
2023 2024 2025 2026
Payables 197 173 175 190
ST’ Debt — — — —
Other — — — —
197 173 175 190

Compound Annual Growth %

10y 5y 3y
Sales 6.29% 4.37% 7.82%
Cash Flow — 18.90% 7.23%
Earnings 15.67% 1.39% 0.00%
Book Value — 9.95% 15.31%

EPS $

Sep Dec Mar Jun Year
’26 — — — — —
’26 0.17 0.19 0.18 0.13 0.66
’25 0.06 0.02 0.05 (0.12) 0.02
’24 0.04 0.13 (0.31) 0.04 (0.07)
’23 0.24 0.14 0.17 0.24 0.79
’22 0.19 0.13 0.12 0.18 0.62
Fiscal quarters ending in the months shown.

Revenue $m

Sep Dec Mar Jun Year
’26 — — — — —
’26 3 3 3 3 13
’25 — — 3 3 10
’24 3 2 — — 10
’24 — — 2 2 10
’23 3 3 — — 10
’23 2 2 3 3 10
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Sep Dec Mar Jun Year
’26 — — — — —
’26 0 1 0 0 2
’25 1 0 1 0 1
’24 0 1 (1) 0 0
’23 1 (1) 0 1 2
’22 0 0 0 0 1
’21 1 (1) 0 1 1
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Sep Dec Mar Jun Year
’26 — — — — —
’26 0 1 0 0 2
’25 1 0 1 (1) 1
’24 (1) 0 (1) 0 (2)
’23 1 (1) 0 1 2
’22 0 0 0 0 1
’21 1 (1) 0 1 1
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to June

Ten-year view Analyst estimates Powerpack
Group Line 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 Trend 10 yrs 2027e 2028e 2029e Next 3/yr
Income, $m
Income, $m Revenue — 7 7 7 8 8 10 10 10 13 +7.9% — — — —
Gross margin, % — 80.38 80.38 80.38 86.98 88.55 77.83 64.65 65.94 70.96 (9.4) pt
EBT — 1 1 1 2 2 2 0 0 2 +19.7%
EBT margin, % — 7.31 7.31 7.31 22.09 21.41 20.59 (2.42) 0.11 16.75 +9.4 pt
Net income — 0 1 0 1 1 0 0 0 2 +25.2%
Per share, $
Per share, $ Revenue — 0.00 0.00 0.00 3.91 3.86 4.88 4.97 3.73 4.73 n/m
Earnings — — — — 0.64 0.62 0.79 (0.07) 0.02 0.67 +0.9%
Cash flow — 0.00 0.00 0.00 0.48 0.38 0.00 0.00 0.52 0.91 n/m
Capex — 0.00 0.00 0.00 (0.04) (0.02) 0.00 0.00 (0.06) (0.16) n/m
Free cash flow — 0.00 0.00 0.00 0.44 0.37 0.00 0.00 0.46 0.75 n/m
Book value — 0.00 0.00 0.00 13.93 14.56 0.00 0.00 16.54 17.81 n/m
Shares, m — — — 0 2 2 2 2 3 3 n/m
Valuation, ×
Valuation, × P/E — 12.72 12.72 12.72 12.72 12.72 11.74 0.00 646.75 22.47 82.7
P/S — 0.00 0.00 0.00 0.00 2.06 1.31 2.88 2.67 3.23 1.3
P/B — 0.00 0.00 0.00 0.00 0.54 0.44 0.90 0.60 0.86 0.4
EV/Sales — (6.42) (6.42) (6.42) (5.26) 1.29 1.95 2.24 2.71 3.16 (1.5)
EV/FCF — (74.89) (74.89) (74.89) (46.76) 13.44 890.91 122.05 21.98 19.88 88.5
Cash, $m
Cash, $m Operating cash flow — 1 0 1 1 1 2 0 1 2 +20.0%
Capex — 0 0 0 0 0 0 (2) 0 0 +5.4%
Free cash flow — 0 0 1 1 1 2 (2) 1 2 +27.5%
Balance, $m
Balance, $m Working capital — 144 4 10 21 8 17 22 41 49 (12.5%)
Net debt — (18) (18) (18) (48) (10) (8) 2 0 (1) (30.7%)
Shareholders’ equity — 21 21 21 30 31 31 31 46 48 +11.0%
Returns, %
Returns, % ROA — 0.00 0.24 0.24 0.71 0.61 1.40 (0.17) 0.02 0.72 +0.7 pt
ROIC — 12.33 12.33 12.33 0.00 5.31 0.00 0.00 0.01 2.84 (9.5) pt
ROE — 0.00 2.01 2.01 5.42 4.37 0.00 0.00 0.11 3.82 +3.8 pt
People
People Employees — — — — 36 35 35 35 35 31 (2.9%)
Revenue/emp, $m — 0.00 0.00 0.00 0.23 0.24 0.00 0.00 0.29 0.41 n/m
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Jun 2026 · latest quarter Jun 2026 · fundamentals updated 2 Nov 2026

Marathon Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
UBCP United Bancorp, Inc. $83.3M 10.4× 10.5× +2.96% (above 0%: growing) +9.09% (above 0%: growing) −109.56% (below 0%: shrinking) 70.95% 0.00% Compare
ASRV AmeriServ Financial Inc. $82.9M 9.6× — (loss-making) +4.04% (above 0%: growing) n/m −756.91% (below 0%: shrinking) 70.16% 0.00% Compare
SSBI Summit State Bank $77.1M 33.6× — −3.24% (below 0%: shrinking) n/m −207.35% (below 0%: shrinking) 100.00% 0.00% Compare
CLST Catalyst Bancorp, Inc. $72.4M 31.4× — +3.68% (above 0%: growing) +7.14% (above 0%: growing) −14.23% (below 0%: shrinking) 74.83% 0.00% Compare
HFBL Home Federal Bancorp, Inc. of Louisiana $67.1M 10.9× — +10.29% (above 0%: growing) +23.08% (above 0%: growing) +210.53% (above 0%: growing) 70.94% 0.00% Compare
CULL Cullman Bancorp, Inc. $65.2M 32.5× 19.5× +8.86% (above 0%: growing) −26.67% (below 0%: shrinking) −90.89% (below 0%: shrinking) 71.49% 0.00% Compare
TCBS Texas Community Bancshares, Inc. $50.0M 13.6× 26.5× +8.29% (above 0%: growing) +54.17% (above 0%: growing) −4.04% (below 0%: shrinking) 67.29% 0.00% Compare
KFFB Kentucky First Federal Bancorp $45.2M 24.3× — +7.22% (above 0%: growing) +300.00% (above 0%: growing) +650.00% (above 0%: growing) 59.33% 0.00% Compare
MBBC Marathon Bancorp, Inc. $43.3M 21.2× — +17.92% (above 0%: growing) n/m +110.20% (above 0%: growing) 70.72% 0.00%
Median of peers $69.7M 19.0× 19.5× +5.63% +16.09% −52.56% 70.95% 0.00%

All 327 Banks Regional stocks →

Pay and ownership Proxy statement filed 13 October 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2026 999.31k 1.30m 233.28
2025 573.27k 711.06k 152.06

Ownership

Directors and executive officers, together 13.80%
Marathon Bank Employee Stock Ownership Plan Trust Trustee: Community Bank of Pleasant Hill, dba First Trust of MidAmerica 8.40%
Marathon Bank 7.20%
AllianceBernstein, L.P. 5.10%
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Marathon Bancorp, Inc. (MBBC) Latest News

stockrow.com/MBBC · Data as of Nov 2, 2026 · For information only; not investment advice. · © 2026 stockrow.com