Generations Bancorp NY, Inc. (GBNY) vs Kentucky First Federal Bancorp (KFFB)
- Generations Bancorp NY, Inc. GBNY 16.23 +0.12%
- Kentucky First Federal Bancorp KFFB 5.40 −0.18%
Generations Bancorp NY, Inc. and Kentucky First Federal Bancorp are both Banks Regional companies. Kentucky First Federal Bancorp is the larger, with a market value of $43.8M against $35.1M — 1.2× the size. Generations Bancorp NY, Inc. has negative trailing earnings, so its P/E is not meaningful; Kentucky First Federal Bancorp trades at 23.1×. Generations Bancorp NY, Inc. grew revenue faster over the last twelve months: 19.2% against 8.53%. Kentucky First Federal Bancorp has the higher net margin (8.91% vs −13.2%) and the higher return on invested capital (1.95% vs −4.85%). Across the 16 metrics below, Kentucky First Federal Bancorp leads on 13 and Generations Bancorp NY, Inc. on 3.
Valuation
Profitability
| Metric | GBNY | KFFB | Banks Regional median |
|---|---|---|---|
| Gross margin | 51.21% | 54.81% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (13.15%) | 8.91% | 18.66% |
| Free cash flow margin | (0.21%) | 5.19% | 21.11% |
| Return on equity | (7.27%) | 3.87% | 10.65% |
| Return on assets | (0.66%) | 0.52% | 1.13% |
| Return on invested capital | (4.85%) | 1.95% | 8.35% |
Growth
Health
Dividend
Size
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