Generations Bancorp NY, Inc. (GBNY) vs Kentucky First Federal Bancorp (KFFB)
Generations Bancorp NY, Inc. and Kentucky First Federal Bancorp are both Banks Regional companies. Kentucky First Federal Bancorp is the larger, with a market value of $46.7M against $35.1M — 1.3× the size. Generations Bancorp NY, Inc. has negative trailing earnings, so its P/E is not meaningful; Kentucky First Federal Bancorp trades at 32.8×. Generations Bancorp NY, Inc. grew revenue faster over the last twelve months: 19.2% against 10.0%. Kentucky First Federal Bancorp has the higher net margin (6.67% vs −13.2%) and the higher return on invested capital (1.56% vs −4.85%). Across the 16 metrics below, Kentucky First Federal Bancorp leads on 11 and Generations Bancorp NY, Inc. on 5.
Valuation
Profitability
| Metric | GBNY | KFFB | Banks Regional median |
|---|---|---|---|
| Gross margin | 51.21% | 51.82% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (13.15%) | 6.67% | 18.66% |
| Free cash flow margin | (0.21%) | 4.41% | 21.18% |
| Return on equity | (7.27%) | 2.87% | 10.64% |
| Return on assets | (0.66%) | 0.37% | 1.13% |
| Return on invested capital | (4.85%) | 1.56% | 8.33% |
Growth
Health
Dividend
Size
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