1895 Bancorp of Wisconsin Inc. (BCOW) vs Generations Bancorp NY, Inc. (GBNY)
1895 Bancorp of Wisconsin Inc. and Generations Bancorp NY, Inc. are both Banks Regional companies. 1895 Bancorp of Wisconsin Inc. is the larger, with a market value of $57.9M against $35.1M — 1.6× the size. Generations Bancorp NY, Inc. has negative trailing earnings, so its P/E is not meaningful; 1895 Bancorp of Wisconsin Inc. trades at 84.3×. Generations Bancorp NY, Inc. grew revenue faster over the last twelve months: 19.2% against 9.20%. 1895 Bancorp of Wisconsin Inc. has the higher net margin (3.58% vs −13.2%) and the higher return on invested capital (0.70% vs −4.85%). Across the 17 metrics below, 1895 Bancorp of Wisconsin Inc. leads on 11 and Generations Bancorp NY, Inc. on 6.
Valuation
Profitability
| Metric | BCOW | GBNY | Banks Regional median |
|---|---|---|---|
| Gross margin | 61.21% | 51.21% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 3.58% | (13.15%) | 18.66% |
| Free cash flow margin | 0.00% | (0.21%) | 21.18% |
| Return on equity | 1.60% | (7.27%) | 10.64% |
| Return on assets | 0.19% | (0.66%) | 1.13% |
| Return on invested capital | 0.70% | (4.85%) | 8.33% |
Growth
Health
Dividend
Size
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