Generations Bancorp NY, Inc. (GBNY) vs Home Federal Bancorp, Inc. of Louisiana (HFBL)
- Generations Bancorp NY, Inc. GBNY 16.23 +0.12%
- Home Federal Bancorp, Inc. of Louisiana HFBL 24.11 −0.04%
Generations Bancorp NY, Inc. and Home Federal Bancorp, Inc. of Louisiana are both Banks Regional companies. Home Federal Bancorp, Inc. of Louisiana is the larger, with a market value of $73.1M against $35.1M — 2.1× the size. Generations Bancorp NY, Inc. has negative trailing earnings, so its P/E is not meaningful; Home Federal Bancorp, Inc. of Louisiana trades at 11.8×. Generations Bancorp NY, Inc. grew revenue faster over the last twelve months: 19.2% against 8.33%. Home Federal Bancorp, Inc. of Louisiana has the higher net margin (17.6% vs −13.2%) and the higher return on invested capital (17.4% vs −4.85%). Across the 16 metrics below, Home Federal Bancorp, Inc. of Louisiana leads on 11 and Generations Bancorp NY, Inc. on 5.
Valuation
Profitability
| Metric | GBNY | HFBL | Banks Regional median |
|---|---|---|---|
| Gross margin | 51.21% | 69.55% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (13.15%) | 17.55% | 18.66% |
| Free cash flow margin | (0.21%) | 24.73% | 21.11% |
| Return on equity | (7.27%) | 10.84% | 10.65% |
| Return on assets | (0.66%) | 0.99% | 1.13% |
| Return on invested capital | (4.85%) | 17.37% | 8.35% |
Growth
Health
Dividend
Size
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