Home Federal Bancorp, Inc. of Louisiana HFBL
- Market cap
- $76.1M
- P/E
- 12.7×
Follow HFBL
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 10.60 | 11.55 | 12.82 | 14.73 | 10.00 | 14.50 | 16.49 | 12.04 | 10.60 | 12.31 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| 13.50 | 14.95 | 18.65 | 19.00 | 18.50 | 20.75 | 23.55 | 21.80 | 14.80 | 19.20 |
High Price
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| 63 | 65 | 58 | 58 | 62 | 64 | 74 | 79 | 81 | 76 |
Employees
|
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| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
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| 19 | 21 | 21 | 22 | 24 | 26 | 23 | 29 | 33 | 32 |
Revenue
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| 86.05% | 86.51% | 83.68% | 79.61% | 78.73% | 87.14% | 91.73% | 82.32% | 61.39% | 63.68% |
Gross Margin
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| 5 | 5 | 6 | 6 | 5 | 7 | 6 | 7 | 4 | 5 |
EBT
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| 26.83% | 26.03% | 27.18% | 27.11% | 19.83% | 26.50% | 26.42% | 23.56% | 12.17% | 14.33% |
EBT Margin
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| 3 | 4 | 4 | 5 | 4 | 5 | 5 | 6 | 4 | 4 |
Net Income
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| 0 | 0 | 1 | 0 | 1 | (1) | 0 | 1 | 0 | 1 |
Depreciation
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| 4.98 | 5.72 | 5.95 | 6.29 | 7.21 | 7.95 | 6.99 | 9.51 | 10.99 | 10.63 |
Revenue/Sh
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| 0.90 | 1.01 | 1.03 | 1.34 | 1.15 | 1.66 | 1.50 | 1.89 | 1.18 | 1.27 |
Earnings/Sh
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| 1.88 | 0.93 | 3.64 | 1.36 | 0.06 | 2.58 | 5.25 | 4.01 | 0.76 | 1.79 |
Cash Flow/Sh
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| (0.70) | (0.18) | (0.14) | (0.59) | 0.45 | (0.46) | (0.54) | (0.39) | (0.73) | 0.07 |
Capex/Sh
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| 1.18 | 0.74 | 3.50 | 0.77 | 0.51 | 2.12 | 4.71 | 3.62 | 0.03 | 1.86 |
Free CF/Sh
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| 11.56 | 12.72 | 13.07 | 14.24 | 15.02 | 16.32 | 16.11 | 16.73 | 17.35 | 18.08 |
Book Value/Sh
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| 4 | 4 | 4 | 4 | 3 | 3 | 3 | 3 | 3 | 3 |
Shares
|
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| 11.92 | 13.41 | 15.69 | 12.31 | 10.84 | 11.78 | 13.11 | 7.43 | 9.74 | 10.71 |
PE Ratio
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| 2.15 | 2.36 | 2.61 | 2.62 | 1.72 | 2.45 | 2.81 | 1.48 | 1.05 | 1.28 |
PS Ratio
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| 0.93 | 1.06 | 1.19 | 1.16 | 0.83 | 1.19 | 1.22 | 0.84 | 0.66 | 0.75 |
PB Ratio
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| 4.47 | 4.14 | 2.43 | 1.89 | (0.40) | (1.48) | 0.13 | 0.91 | 0.21 | 0.87 |
EV/Sales
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| 18.86 | 31.80 | 4.13 | 15.42 | (5.75) | (5.56) | 0.20 | 2.40 | 79.86 | 4.96 |
EV/FCF
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| 7 | 3 | 13 | 5 | 0 | 8 | 17 | 12 | 2 | 5 |
Op' Cash Flow
|
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| (3) | (1) | (1) | (2) | 2 | (1) | (2) | (1) | (2) | 0 |
Capex
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| 4 | 3 | 13 | 3 | 2 | 7 | 15 | 11 | 0 | 6 |
FCF
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| 19 | 9 | (21) | (38) | (32) | (53) | (78) | (85) | (68) | (68) |
Working Cap'
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| 48 | 49 | 12 | 2 | 3 | 3 | 3 | 9 | 7 | 4 |
Total Debt
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| 43 | 37 | (4) | (16) | (52) | (101) | (61) | (16) | (28) | (13) |
Net Debt
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| 43 | 46 | 47 | 50 | 51 | 53 | 52 | 51 | 53 | 55 |
Sh' Equity
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| 0.90% | 0.90% | 0.84% | 1.10% | 0.80% | 0.99% | 0.84% | 0.91% | 0.55% | 0.62% |
ROA
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| 3.62% | 4.06% | 8.44% | 11.06% | 0.00% | 0.00% | 0.00% | 12.33% | 10.23% | 6.95% |
ROIC
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| 7.78% | 8.15% | 7.65% | 9.74% | 7.63% | 10.39% | 9.28% | 11.09% | 6.95% | 7.20% |
ROE
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Home Federal Bancorp, Inc. of Louisiana peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| NSTS NSTS Bancorp, Inc. | $74.1M | 0.0× | Compare |
| ASRV AmeriServ Financial Inc. | $79.3M | 9.2× | Compare |
| CLST Catalyst Bancorp, Inc. | $72.2M | 31.4× | Compare |
| FSEA First Seacoast Bancorp Inc. | $80.8M | 0.0× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| SSBI Summit State Bank | $81.7M | 36.6× | Compare |
| CPBI Central Plains Bancshares, Inc. | $83.9M | 16.6× | Compare |
| UBCP United Bancorp, Inc. | $87.1M | 10.7× | Compare |
| CULL Cullman Bancorp, Inc. | $65.2M | 32.1× | Compare |
Home Federal Bancorp, Inc. of Louisiana (HFBL) key facts
- Home Federal Bancorp, Inc. of Louisiana (HFBL) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Home Federal Bancorp, Inc. of Louisiana’s revenue for fiscal 2025 (year ended June 2025) was $32.5 million, down 2.93% from fiscal 2024.
- Net income was $3.9 million, or $1.27 per share (basic), a net margin of 12.0%.
- As of September 25, 2026, HFBL traded at $24.80, a market capitalization of $76.1 million.
- At that price the stock trades at 12.7× trailing-twelve-month earnings and 2.2× sales.
- Home Federal Bancorp, Inc. of Louisiana pays an annual dividend of $0.50 per share, a yield of 3.75%, with a payout ratio of 26.7%.
- Return on equity was 7.20% and debt-to-equity 0.10.
Home Federal Bancorp, Inc. of Louisiana (HFBL) Latest News
30 Jul
Home Federal Bancorp of Louisiana posted record annual earnings for the year ended June 30, 2026, with results also reported for the three-month period. Record earnings directly lift valuation metrics and investor outlook for the bank.
30 Apr
Home Federal Bancorp, Inc. of Louisiana reported results of operations for the three and nine months ended March 31, 2026. Quarterly and nine-month earnings results influence financial performance and investor sentiment moderately.
28 Jan
Home Federal Bancorp, Inc. of Louisiana (HFBL) reported its financial results for the three and six months ending December 31, 2025. The company experienced changes in net income, asset quality, and overall financial performance compared to previous periods. Key metrics such as earnings per share and return on equity were highlighted, indicating the bank's operational efficiency and profitability. Management provided insights into strategic initiatives and market conditions affecting the bank's performance. Financial results indicate moderate changes in performance metrics that could influence investor sentiment and operational strategies.
10 Dec
Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL) has delivered a remarkable 42% return to its investors over the past year, reflecting strong performance and positive market sentiment towards the company. This significant gain highlights the effectiveness of its business strategies and operational management, positioning HFBL favorably in the financial sector. A 42% return indicates strong performance and could significantly influence investor sentiment and future market positioning.
23 Oct
Home Federal Bancorp, Inc. of Louisiana (HFBL) reported its operational results for the three months ending September 30, 2025. The financial results indicate changes in key performance metrics, reflecting the company's current standing and operational efficiency during this period. Investors and stakeholders are likely to analyze these results for insights into future performance and strategic direction. The reported operational results may moderately influence financial performance and market sentiment.
15 Oct
Home Federal Bancorp, Inc. of Louisiana has declared a quarterly cash dividend of $0.10 per share, payable on November 15, 2023, to shareholders of record as of November 1, 2023. Additionally, the company announced the approval of a stock repurchase program, allowing the repurchase of up to 5% of its outstanding shares, reflecting its commitment to enhancing shareholder value. The dividend declaration and stock repurchase program may positively influence investor sentiment and financial performance, but their overall impact is expected to be limited.
31 Jul
Home Federal Bancorp, Inc. of Louisiana reported increased net income and completed an acquisition, resulting in growth in assets, loans, and deposits. The acquisition and financial growth are expected to have a significant impact on the company's future performance and market positioning.
Home Federal Bancorp, Inc. of Louisiana reported a full-year earnings per share (EPS) of $1.27 for FY 2025, an increase from $1.18 in FY 2024. This growth indicates a positive trend in the company's financial performance over the year. The increase in EPS suggests a moderately noticeable influence on financial performance.
29 Jul
Home Federal Bancorp, Inc. of Louisiana reported its operational results for the three months and year ending June 30, 2025. The financial performance highlights include key metrics such as net income, earnings per share, and asset growth, reflecting the company's overall stability and growth trajectory during this period. The reported financial results indicate a moderately noticeable influence on the company's performance and market positioning.
23 Jul
Home Federal Bancorp, Inc. of Louisiana has announced an increase in its quarterly cash dividend for the 12th consecutive year, reflecting the company's strong financial performance and commitment to returning value to shareholders. The consistent increase in dividends indicates strong financial health and could significantly enhance investor sentiment and market performance.
1 May
Home Federal Bancorp, Inc. of Louisiana reported a net income of $748,000 for the three months ended March 31, 2025, a slight increase from $732,000 in the same period in 2024. For the nine months ended March 31, 2025, net income decreased to $2.7 million from $3.0 million year-over-year. The company's basic and diluted earnings per share remained at $0.24 for the three-month period but fell to $0.88 from $0.97 for the nine-month period. Key highlights include an increase in book value per share to $17.55 and a decrease in total assets by 2.8%. Non-performing assets rose to $3.0 million, up from $1.9 million at the end of June 2024. The financial performance shows mixed results, with slight improvements in quarterly income but a decline in year-to-date earnings, indicating moderate influence on future performance.
HFBL's third quarter 2024 earnings report shows a decrease in revenue, net income, profit margin, and EPS compared to the same period in 2023. The financial results indicate a moderately noticeable influence on HFBL's future performance, particularly in key areas like financial performance and competitive positioning.
24 Apr
Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL) will go ex-dividend in three days, with a dividend of US$0.13 per share payable on May 12. The company has a trailing yield of 3.9% based on a current share price of US$13.3516, having paid out a total of US$0.52 per share over the last year. The payout ratio is a modest 47% of earnings, suggesting the dividend is affordable despite a 3.9% decline in earnings over the past five years. Historically, the company has increased its dividend by approximately 14% annually over the last decade. While the dividend appears sustainable, earnings shrinkage raises concerns about future growth potential. Earnings have declined, but the low payout ratio indicates the dividend is currently sustainable.
30 Jan
Home Federal Bancorp, Inc. of Louisiana reported a net income of $1.02 million for the three months ended December 31, 2024, slightly up from $1.00 million in the same period of 2023. For the six months, net income decreased to $2.0 million from $2.2 million year-over-year. The company experienced a decrease in net interest income and an increase in non-interest income, while non-performing assets remained stable at 0.30% of total assets. Total assets decreased by 4.7% to $607.8 million, and total liabilities fell by 5.3% to $553.8 million. Shareholders’ equity increased by 2.1% to $53.9 million. The company continues to operate ten banking offices in northwest Louisiana. The decrease in net income and total assets indicates moderate financial challenges that could affect future performance.
22 Jan
Home Federal Bancorp, Inc. of Louisiana (HFBL) is approaching its ex-dividend date, prompting income investors to consider the stock. The company has a history of consistent dividend payments, which may attract those seeking income-generating investments. Investors are advised to evaluate the stock's performance and dividend yield before the ex-dividend date to make informed decisions. The upcoming ex-dividend date may influence investor sentiment and short-term stock performance.
HFBL stock is going ex-dividend soon, with a dividend payment of US$0.13 per share on February 12th. The article highlights the potential impact of dividend payments and earnings growth on HFBL's future.
1 Nov
Home Federal Bancorp, Inc. of Louisiana has announced the approval of a stock repurchase program. The approval of the stock repurchase program may moderately influence the company's financial performance and market sentiment.
29 Oct
Home Federal Bancorp, Inc. of Louisiana reported a decrease in net income for the three months ended September 30, 2024, compared to the same period in 2023, due to various factors affecting interest income and expenses. The article highlights moderate influences on financial performance and interest income, but the overall impact is somewhat limited by other factors.
20 Oct
Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL) will pay a dividend of $0.13 on November 11, with a dividend yield of 4.1%. The company has a history of consistent dividend payments, but its earnings per share have been declining. The article suggests that while Home Federal Bancorp of Louisiana has a solid track record of dividend payments, its declining earnings could impact future dividend sustainability.
28 Jul
Home Federal Bancorp, Inc. of Louisiana (NASDAQ:HFBL) will pay a dividend of $0.13 per share on August 19, with a dividend yield of 4.2%. The company has a stable dividend history but declining earnings. The article suggests that while the dividend payment is sustainable for now, declining earnings could put pressure on future dividends.
26 Jul
Home Federal Bancorp, Inc. of Louisiana reported a decrease in net income for the three months and year ended June 30, 2024, compared to the same periods in 2023. The decrease was mainly due to a decrease in net interest income and an increase in total interest expense. The decrease in net income and net interest income could moderately impact the company's financial performance and competitive positioning.
24 Jul
Home Federal Bancorp, Inc. of Louisiana increases quarterly cash dividend for 11th consecutive year. The increase in dividend payout reflects a strong commitment to creating value for shareholders and confidence in the company's financial strength.
26 Apr
Home Federal Bancorp, Inc. of Louisiana reported a decrease in net income for the three and nine months ended March 31, 2024, compared to the same periods in 2023. The financial performance of the company is expected to be moderately influenced by the reported decrease in net income and other key financial metrics.
7 Mar
Home Federal Bancorp, Inc. of Louisiana receives regulatory approval for dividend from Home Federal Bank and approves stock repurchase program. The approval of dividend payment and stock repurchase program are significant strategic moves that could alter the company's trajectory and investor sentiment.
27 Jan
HFBL reported lower revenue and net income in 2Q 2024, with EPS decreasing to US$0.33 from US$0.57 in 2Q 2023. The financial results show a moderately noticeable influence on HFBL's future performance.
26 Jan
HFBL announced a dividend of $0.13 per share, with a history of consistent dividend payments and strong growth rates. The article highlights HFBL's solid financial health, profitability, and growth metrics, indicating a significant impact on future performance.
25 Jan
Home Federal Bancorp, Inc. of Louisiana reported a decrease in net income for the three and six months ended December 31, 2023, compared to the same periods in 2022. The financial performance of the company is expected to be moderately influenced by the reported decrease in net income.
23 Jan
HFBL to pay out a dividend of $0.125 per share on 12th of February, with a sustainable payout ratio of 28% and potential EPS growth of 10.5%. The article highlights strong dividend history, consistent growth in EPS, and sustainable payout ratio, indicating significant impact on future performance.
30 Oct
HFBL reports Q3 2023 results. The financial performance of HFBL for the quarter may moderately influence its competitive positioning and market sentiment.