First Commonwealth Financial Corporation

FCF Financial Banks Regional

First Commonwealth Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $729.5 million, up 4.26% from fiscal 2024.

Revenue
+0.78%
EPS
+37.5%
Free cash flow
−98.5%
Total debt
−53.6%

Quarter to September 2026, against a year earlier

21.07 0.44 −2.05%
Market cap
$2.0B
P/E
12.8×
Fwd P/E
12.0×
Dividend yield
3.27%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

First Commonwealth Financial Corporation (FCF) Return on assets

Alert me on Return on assets

First Commonwealth Financial Corporation's return on assets over the twelve months to 30 September 2026 was 1.40%, up 0.1 percentage points from fiscal 2025 (1.27%). Over the past ten years it has ranged from 0.78% (fiscal 2015) to 1.49% (fiscal 2021); the current reading is higher than 55% of that period. That is above the Banks Regional industry median of 1.13% and above the Financial sector median of 1.15%.

Return on assets, annual

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Annual newest first

Period Return on assets Change (points)
FY2025 1.27% 0.03
FY2024 1.24% (0.24)
FY2023 1.48% 0.16
FY2022 1.32% (0.17)
FY2021 1.49% 0.64
FY2020 0.85% (0.46)
FY2019 1.31% (0.11)
FY2018 1.42% 0.63
FY2017 0.79% (0.11)
FY2016 0.90% 0.12

Against its own ten years

Low 0.78% High 1.49%
Ten-year median 1.27%
Current reading's percentile 55

Return on assets against peers

Company Return on assets
TBBK The Bancorp, Inc. compare 2.66%
SRCE 1st Source Corporation compare 1.92%
OFG OFG Bancorp compare 1.85%
HAPN Happen Inc. compare 1.73%
GABC German American Bancorp, Inc. compare 1.70%
FCF First Commonwealth Financial Corporation 1.40%
DCOM Dime Community Bancshares, Inc. compare 0.88%
OCFC OceanFirst Financial Corp. compare 0.26%
CHCO City Holding Company compare 0.00%
Banks Regional industry median 1.13%
Financial sector median 1.15%
Market median 0.00%

What Return on assets is

ROA tells an investor how much profit a company earns for shareholders from the assets it uses to run its business.

Annual: Net Income Allotted to Shareholders ÷ Average Assets; TTM: Net Income Allotted to Shareholders ÷ Average Assets (latest quarter)

The full definition of Return on assets →

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