First Commonwealth Financial Corporation

FCF Financial Banks Regional

First Commonwealth Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $729.5 million, up 4.26% from fiscal 2024.

Revenue
+0.78%
EPS
+37.5%
Free cash flow
−98.5%
Total debt
−53.6%

Quarter to September 2026, against a year earlier

21.07 0.44 −2.05%
Market cap
$2.0B
P/E
12.8×
Fwd P/E
12.0×
Dividend yield
3.27%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

First Commonwealth Financial Corporation (FCF) Free cash flow margin

Alert me on Free cash flow margin

First Commonwealth Financial Corporation's free cash flow margin over the twelve months to 30 September 2026 was 0.00%, down 23.5 percentage points from fiscal 2025 (23.5%). Over the past ten years it has ranged from 16.3% (fiscal 2024) to 38.5% (fiscal 2021); the current reading is higher than 45% of that period. That is below the Banks Regional industry median of 18.0% and below the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 23.5% 7.22
FY2024 16.3% (4.26)
FY2023 20.5% (12.17)
FY2022 32.7% (5.83)
FY2021 38.5% 13.75
FY2020 24.8% 2.82
FY2019 22.0% (11.02)
FY2018 33.0% 9.81
FY2017 23.2% (5.80)
FY2016 29.0% 3.41

Against its own ten years

Low 16.3% High 38.5%
Ten-year median 24.8%
Current reading's percentile 45

Free cash flow margin against peers

Company Free cash flow margin
SRCE 1st Source Corporation compare 38.4%
GABC German American Bancorp, Inc. compare 36.3%
DCOM Dime Community Bancshares, Inc. compare 33.7%
OCFC OceanFirst Financial Corp. compare 15.2%
TBBK The Bancorp, Inc. compare 0.00%
FCF First Commonwealth Financial Corporation 0.00%
OFG OFG Bancorp compare 0.00%
CHCO City Holding Company compare 0.00%
HAPN Happen Inc. compare −205.0%
Banks Regional industry median 18.0%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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