Capital One Financial Corporation

COF Financial Credit Services

Capital One Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $69.3 billion, up 28.4% from fiscal 2024.

Revenue
+3.24%
EPS
+16.4%
Free cash flow
−39.3%
Total debt
−3.35%

Quarter to September 2026, against a year earlier

205.88 2.04 +1.00%
Market cap
$122.6B
P/E
12.1×
Fwd P/E
11.7×
Dividend yield
1.56%
F-score
7/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Capital One Financial Corporation (COF) Operating margin

Alert me on Operating margin

Capital One Financial Corporation's operating margin over the twelve months to 30 September 2026 was 0.00%, down 0.0 percentage points from fiscal 2025 (0.00%). Over the past ten years it has ranged from 0.00% (fiscal 2025) to 0.00% (fiscal 2025) — the current reading is the highest in ten years. That is below the Credit Services industry median of 0.34% and in line with the Financial sector median of 0.00%.

Operating margin, annual

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Annual newest first

Period Operating margin Change (points)
FY2025 0.00% 0.00
FY2024 0.00% 0.00
FY2023 0.00% 0.00
FY2022 0.00% 0.00
FY2021 0.00% 0.00
FY2020 0.00% 0.00
FY2019 0.00% 0.00
FY2018 0.00% 0.00
FY2017 0.00% 0.00
FY2016 0.00% 0.00

Quarterly newest first

Period Operating margin Change (points)
Sep 2026 0.00% 0.00
Jun 2026 0.00% 0.00
Mar 2026 0.00% 0.00
Dec 2025 0.00% 0.00
43 more quarters

Against its own ten years

Low 0.00% High 0.00%
Ten-year median 0.00%
Current reading's percentile 100

Operating margin against peers

Company Operating margin
V Visa Inc. compare 61.2%
MA Mastercard Incorporated compare 58.6%
PYPL PayPal Holdings, Inc. compare 17.0%
AFRM Affirm Holdings, Inc. compare 11.8%
SOFI SoFi Technologies, Inc. compare 0.00%
COF Capital One Financial Corporation 0.00%
AXP American Express Company compare 0.00%
SYF Synchrony Financial compare 0.00%
ALLY Ally Financial Inc. compare 0.00%
Credit Services industry median 0.34%
Financial sector median 0.00%
Market median 0.00%

What Operating margin is

EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.

EBIT ÷ Revenue

The full definition of Operating margin →

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