Bankwell Financial Group, Inc. (BWFG) vs Colony Bankcorp, Inc. (CBAN)

Bankwell Financial Group, Inc. and Colony Bankcorp, Inc. are both Banks Regional companies. Bankwell Financial Group, Inc. and Colony Bankcorp, Inc. are of similar size ($559.9M and $546.8M). Colony Bankcorp, Inc. trades at the lower P/E: 12.1× against 12.2×. Colony Bankcorp, Inc. grew revenue faster over the last twelve months: 16.3% against 9.69%. Bankwell Financial Group, Inc. has the higher net margin (20.2% vs 15.4%) and the higher return on invested capital (14.1% vs 6.15%). Both pay a dividend; Colony Bankcorp, Inc. yields more (1.80% vs 1.14%). Across the 19 metrics below, Bankwell Financial Group, Inc. leads on 11 and Colony Bankcorp, Inc. on 8.

Valuation

Metric BWFG CBAN Banks Regional median
P/E 12.23 12.11 12.02
P/S 2.48 1.99 2.36
P/B 1.65 1.08 1.23
Price to free cash flow 14.97 18.60 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.17% 8.26% 8.21%
Free cash flow yield 6.68% 5.38% 9.23%

Profitability

Metric BWFG CBAN Banks Regional median
Gross margin 57.91% 71.44% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 20.19% 15.42% 18.82%
Free cash flow margin 16.57% 10.71% 17.97%
Return on equity 14.31% 9.57% 10.28%
Return on assets 1.32% 0.97% 1.13%
Return on invested capital 14.09% 6.15% 8.45%

Growth

Metric BWFG CBAN Banks Regional median
Revenue growth (TTM) 9.69% 16.31% 6.37%
EPS growth (last fiscal year) 280.34% 16.91% 18.85%
Revenue growth, 5-year CAGR 20.91% 16.84% 12.65%
Net income growth, 5-year CAGR 43.03% 19.05% 9.81%

Health

Metric BWFG CBAN Banks Regional median
Debt to equity 0.58 0.60 0.17
Current ratio 0.00 0.88 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BWFG CBAN Banks Regional median
Dividend yield 1.14% 1.80% 2.49%
Payout ratio 0.14 0.22 0.29

Size

Metric BWFG CBAN Banks Regional median
Market cap 559.88m 546.77m 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack