Princeton Bancorp, Inc.

BPRN Financial Banks Regional

Princeton Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $139.0 million, up 6.04% from fiscal 2024. In the quarter to June 2026, revenue fell 2.61%, EPS grew 940.0% and free cash flow fell 38.2%, each against the same quarter a year earlier. Dividend growth for five consecutive years, revenue growth for five; insiders bought in the last twelve months.

43.91 0.53 +1.22%
Market cap
$295.6M
P/E
11.5×
Fwd P/E
9.7×
Dividend yield
3.19%
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Insider Decisions trades per month

Total buys 0.95
Total sells 0.53
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy 6 — — — — — 1 — — 1 — —
Sell 1 — — — — — — 1 1 1 — —
Insider Ownership 29.10%

Capital & Financial Ratios $m

Market Cap 295.56
Revenue 136.14
Net Income 25.86
Free Cash Flow 23.38
Net Debt (66.19)
Current Ratio 0.94
Debt/Equity 0.00
P/E ratio 11.52
Fwd P/E 9.68
P/S ratio 2.20
P/B ratio 1.07
Past 5Y EPS Growth 6.16%
This Y EPS Growth 41.65% (at or above 15%: strong)
Next Y EPS Growth (0.24%) (below 0%: weak)
Next Y revenue growth (42.93%) (below 0%: weak)
Next 5Y EPS Growth 12.77%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 44.51%
10-year low 10-year high
P/S against its own 10 years 48.01%
10-year low 10-year high
P/B against its own 10 years 98.01%
10-year low 10-year high

Dividends

Payout Ratio 0.37
Annual Dividend Rate 1.40
Annual Dividend Yield 3.19%
total individual payouts
2027 Powerpack
2026 1.40
0.35
0.35
0.35
2025 1.25
0.30
0.30
0.30
0.35
2024 1.20
0.30
0.30
0.30
0.30
2023 1.20
0.30
0.30
0.30
0.30
2022 1.00
0.25
0.25
0.25
0.25
2021 0.66
0.12
0.18
0.18
0.18
2020 0.40
0.10
0.10
0.10
0.10
2019 0.19
0.03
0.03
0.03
0.10
2018 0.03
0.03
2017 Powerpack
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash — 117 136 66
Receivables — — — —
Inventory — — — —
Other — — — —
— 1,921 1,940 1,825
2023 2024 2025 Q'26
Payables — 2,033 1,976 1,936
ST’ Debt — — — —
Other — — — —
— 2,048 1,985 1,942

Compound Annual Growth %

10y 5y 3y
Sales — 15.90% 20.76%
Cash Flow — 4.72% 18.37%
Earnings — 6.15% (11.11%)
Book Value — 6.67% 7.65%

Revenue $m

Mar Jun Sep Dec Year
’26 34 34 — — —
’25 35 35 35 34 139
’24 30 31 34 36 131
’23 22 35 29 29 115
’22 18 19 21 21 79
’21 18 18 19 19 74
’20 17 16 17 17 66
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 5 3 — — —
’25 1 3 5 12 21
’24 7 6 7 4 15
’22 5 4 8 8 24
’21 7 (3) 3 6 13
’20 4 4 4 6 18
’19 — — — (1) 17
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 5 2 — — —
’25 1 3 5 12 21
’24 7 6 7 4 13
’22 5 4 8 8 24
’21 7 (3) 3 6 13
’20 4 4 4 6 18
’19 — — — (1) 17
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.91 1.04 — — —
’25 0.77 0.10 0.95 0.90 2.71
’24 0.68 0.80 (0.55) 0.75 1.55
’23 0.95 1.07 1.19 0.82 4.03
’22 0.91 0.98 1.09 1.13 4.11
’21 0.70 0.80 0.88 0.92 3.30
’20 0.44 0.45 0.52 0.60 2.01
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low — 29.43 26.77 25.92 17.40 21.26 26.57 23.49 29.02 27.25

Analyst estimates 2026–2028

Powerpack
High — 39.00 35.45 33.33 32.25 31.31 33.00 38.20 39.35 36.95
People
People Employees 135 — — — — — — — — 240
Revenue/emp, $m 0.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.58
Income, $m
Income, $m Revenue 40 51 57 63 66 74 79 115 131 139
Gross margin, % 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 56.97 60.63
EBT 16 51 57 63 66 74 79 115 13 24
EBT margin, % 40.74 100.00 100.00 100.00 100.00 100.00 100.00 100.00 9.78 17.04
Net income 0 0 0 0 0 0 0 0 10 19
Depreciation — — — — — — — — (2) (3)
Per share, $
Per share, $ Revenue 8.52 9.24 8.60 9.38 9.81 11.09 12.49 18.36 20.08 20.36
Earnings 2.36 2.00 2.22 1.51 2.04 3.37 4.19 4.10 1.57 2.73
Cash flow 2.88 2.33 2.57 2.54 2.68 1.94 3.81 0.00 2.26 3.15
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (0.23) (0.13)
Free cash flow 2.88 2.33 2.57 2.54 2.68 1.94 3.81 0.00 2.02 3.02
Book value 21.93 30.57 27.76 29.12 30.85 32.55 34.81 0.00 40.13 39.65
Shares, m 5 5 7 7 7 7 6 6 7 7
Valuation, ×
Valuation, × P/E 13.82 42.46 12.57 20.99 11.53 8.73 7.44 8.84 20.13 12.71
P/S 0.00 0.00 2.96 3.37 2.39 2.59 2.47 1.98 1.81 1.70
P/B 0.00 0.00 0.00 1.09 0.76 0.88 0.89 0.98 0.90 0.87
EV/Sales 0.00 0.00 2.96 3.37 2.39 2.59 2.47 1.98 0.91 0.73
EV/FCF 0.00 0.00 0.00 0.00 8.76 14.80 8.09 8.19 4.31 4.91
Cash, $m
Cash, $m Operating cash flow 14 13 17 17 18 13 24 — 15 21
Capex (3) (14) (5) (4) (3) (4) (1) — (2) (1)
Free cash flow 14 13 17 17 18 13 24 — 13 21
Balance, $m
Balance, $m Working capital — — — — — — — — (127) (45)
Total debt 56 — 55 15 19 18 26 — — —
Net debt 56 — 55 15 19 18 26 — (117) (136)
Shareholders’ equity 103 168 184 196 209 217 220 — 262 271
Returns, %
Returns, % ROA 1.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.88 0.80
ROIC 0.00 18.90 19.37 20.12 19.88 21.30 22.43 0.00 8.91 10.96
ROE 8.74 8.13 8.36 5.34 6.82 10.56 12.13 0.00 4.25 6.99
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Princeton Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
FCCO First Community Corporation $304.5M 12.0× 11.2× +22.67% (above 0%: growing) +19.12% (above 0%: growing) −1,807.94% (below 0%: shrinking) 72.21% 0.00% Compare
BPRN Princeton Bancorp, Inc. $295.6M 11.5× 9.7× −2.61% (below 0%: shrinking) +940.00% (above 0%: growing) −38.15% (below 0%: shrinking) 65.93% 0.00%
MYFW First Western Financial, Inc. $287.7M 15.5× 12.3× +10.12% (above 0%: growing) +126.92% (above 0%: growing) +216.45% (above 0%: growing) 58.35% 0.00% Compare
ATLO Ames National Corporation $284.8M 12.5× 11.0× +7.68% (above 0%: growing) +31.37% (above 0%: growing) −13.26% (below 0%: shrinking) 73.46% 0.00% Compare
FUNC First United Corporation $283.5M 11.4× 9.1× +5.24% (above 0%: growing) −4.35% (below 0%: shrinking) +705.52% (above 0%: growing) 75.95% 0.00% Compare
FRAF Franklin Financial Services Corp. $282.6M 11.4× 10.0× +1.12% (above 0%: growing) +11.36% (above 0%: growing) +20.95% (above 0%: growing) 71.88% 0.00% Compare
OVLY Oak Valley Bancorp (CA) $282.3M 12.0× — +4.45% (above 0%: growing) −8.82% (below 0%: shrinking) −20.28% (below 0%: shrinking) 85.32% 0.00% Compare
ISBA Isabella Bank Corporation $280.1M 13.5× 11.9× +13.60% (above 0%: growing) +1.47% (above 0%: growing) +1.06% (above 0%: growing) 73.42% 0.00% Compare
VABK Virginia National Bankshares Corporation $279.1M 11.1× 17.8× +24.86% (above 0%: growing) +110.13% (above 0%: growing) −47.94% (below 0%: shrinking) 77.48% 0.00% Compare
Median of peers $283.0M 12.0× 11.2× +8.90% +15.24% −6.10% 73.44% 0.00%

All 323 Banks Regional stocks →

Princeton Bancorp, Inc. (BPRN) key facts

  • Strength: Princeton Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $139.0 million, up 6.04% from fiscal 2024.
  • Princeton Bancorp, Inc. (BPRN) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • As of October 16, 2026, BPRN traded at $43.91, a market capitalization of $295.6 million.
  • Princeton Bancorp, Inc. pays an annual dividend of $1.40 per share, a yield of 3.19%, with a payout ratio of 36.8%.
  • Return on equity was 6.99% and debt-to-equity 0.00.

Source: company filings (standardised) and stockrow calculations.

Princeton Bancorp, Inc. (BPRN) Latest News

stockrow.com/BPRN · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com