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Princeton Bancorp, Inc.

BPRN Financial Banks Regional

Princeton Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $139.0 million, up 6.04% from fiscal 2024.

Revenue
−2.61%
EPS
+940.0%
Free cash flow
−38.2%

Quarter to June 2026, against a year earlier

44.04 0.47 −1.06%
Market cap
$299.7M
P/E
11.6×
Fwd P/E
11.2×
Dividend yield
3.18%
F-score
n/a
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview
Financials
Income Statement Balance Sheet Cash Flow Metrics & Ratios

Insider Decisions last twelve months

Bought, $m 0.46
Sold, $m 0.48
Trades a month
Jan 26 Apr 26 Jul 26 Oct 26
Buy — — — — — 1 — — 1 — — —
Sell — — — — — — 1 1 1 — — —
Insider Ownership 29.10%

Capital & Financial Ratios $m

Size
Market Cap 299.68
Revenue ttm 136.14
Net income ttm 25.86
Free cash flow ttm 23.38
Net debt Q (66.19)
Valuation
P/E 11.56
Forward P/E 11.20
Price / sales 2.20
Forward P/S Powerpack
Price / FCF 12.83
Price / book 1.07
Financial health
Current ratio Q 0.94
Debt / equity Q 0.00
Interest coverage Q —
Growth
Revenue growth Q −2.61% (below 0%: shrinking)
Operating income growth Q +1,440.77% (above 0%: growing)
EPS, this year +13.08%
EPS, next year A +27.92% (at or above 15%: strong)
Revenue, next year A −42.93% (below 0%: weak)
EPS, past 5 yrs +6.16%
EPS, next 5 yrs A +14.97%

Green and red mark values outside typical ranges; (Q) is the latest quarter, (A) analysts’ estimates. How we judge →

Valuation vs history

P/E against its own 10 years 44.84%
10-year low 10-year high
P/S against its own 10 years 48.26%
10-year low 10-year high
P/B against its own 10 years 97.85%
10-year low 10-year high

Dividends raised 2 years running

Yield
3.18%
Annual rate
1.40
Payout ratio
36.8%
Growth, 2018–26
+62.4%/yr
  1. 0.03 ’18
  2. 0.19 ’19 +533
  3. 0.40 ’20 +111
  4. 0.66 ’21 +65
  5. 1.00 ’22 +52
  6. 1.20 ’23 +20
  7. 1.20 ’24 +0
  8. 1.25 ’25 +4
  9. 1.45 ’26 +16
paid change on the year, % Powerpack

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash — 117 136 66
Receivables — — — —
Inventory — — — —
Other — — — —
— 1,921 1,940 1,825
2023 2024 2025 Q'26
Payables — 2,033 1,976 1,936
ST’ Debt — — — —
Other — — — —
— 2,048 1,985 1,942

Compound Annual Growth %

10y 5y 3y
Sales — 15.90% 20.76%
Cash Flow — 4.72% 18.37%
Earnings — 6.15% (11.11%)
Book Value — 6.67% 7.65%

Earnings Trends EPS, adjusted, against the consensus

Q3 FY26 Estimate 0.98 Actual 0.15

Earnings per share against the consensus, by quarter
Quarter Estimate Reported Result
Q4 FY25 0.94 0.90 Miss by 0.04
Q1 FY26 0.85 0.91 Beat by 0.06
Q2 FY26 0.90 1.04 Beat by 0.14
Q3 FY26 0.98 0.15 Miss by 0.83
Q4 FY26 0.96 — Reports 4 February 2027

EPS $

Mar Jun Sep Dec Year
’26 0.91 1.04 — — —
’25 0.77 0.10 0.95 0.90 2.71
’24 0.68 0.80 (0.68) 0.75 1.55
’23 0.95 1.07 1.19 0.82 4.03
’22 0.91 0.98 1.09 1.13 4.11
’21 0.70 0.80 0.88 0.92 3.30
’20 0.44 0.45 0.52 0.60 2.01
Fiscal quarters ending in the months shown.

Revenue $m

Mar Jun Sep Dec Year
’26 34 34 — — —
’25 35 35 35 34 139
’24 30 31 34 36 131
’23 22 35 29 29 115
’22 18 19 21 21 79
’21 18 18 19 19 74
’20 17 16 17 17 66
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 5 3 — — —
’25 1 3 5 12 21
’24 7 6 7 4 15
’22 5 4 8 8 24
’21 7 (3) 3 6 13
’20 4 4 4 6 18
’19 — — — (1) 17
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 5 2 — — —
’25 1 3 5 12 21
’24 7 6 7 4 13
’22 5 4 8 8 24
’21 7 (3) 3 6 13
’20 4 4 4 6 18
’19 — — — (1) 17
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

2.3
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Ten-year view Analyst estimates Powerpack
Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 TTM Jun ’26 Trend 10 yrs 2026e 2027e 2028e Next 3/yr
Income, $m
Income, $m Revenue 40 51 57 63 66 74 79 115 131 139 136 +14.8% 79 82 — (23.0%)
Gross margin, % 0.00 100.00 100.00 100.00 100.00 100.00 100.00 100.00 56.97 60.63 63.21 +60.6 pt
EBT 16 51 57 63 66 74 79 115 13 24 33 +4.2%
EBT margin, % 40.74 100.00 100.00 100.00 100.00 100.00 100.00 100.00 9.78 17.04 24.56 (23.7) pt
Net income 0 0 0 0 0 0 0 26 10 19 26 n/m
Per share, $
Per share, $ Revenue 8.52 9.24 8.60 9.38 9.81 11.09 12.49 18.36 20.08 20.36 19.99 +10.2%
Earnings 2.36 2.00 2.22 1.51 2.04 3.37 4.19 4.10 1.57 2.73 3.81 +1.6%
Cash flow 2.88 2.33 2.57 2.54 2.68 1.94 3.81 0.00 2.26 3.15 3.66 +1.0%
Capex 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 (0.23) (0.13) (0.23) n/m
Free cash flow 2.88 2.33 2.57 2.54 2.68 1.94 3.81 0.00 2.02 3.02 3.43 +0.5%
Book value 21.93 30.57 27.76 29.12 30.85 32.55 34.81 0.00 40.13 39.65 41.09 +6.8%
Shares, m 5 5 7 7 7 7 6 6 7 7 7 +4.2%
Valuation, ×
Valuation, × P/E 13.82 42.46 12.57 20.99 11.53 8.73 7.44 8.84 21.79 12.71 11.56 16.1
P/S 0.00 0.00 2.96 3.37 2.39 2.59 2.47 1.98 1.81 1.70 2.20 1.9
P/B 0.00 0.00 0.00 1.09 0.76 0.88 0.89 0.98 0.90 0.87 1.07 0.6
EV/Sales 0.00 0.00 2.96 3.37 2.39 2.59 2.47 1.98 0.91 0.73 — 1.7
EV/FCF 0.00 0.00 0.00 0.00 8.76 14.80 8.09 8.19 4.31 4.91 — 4.9
Cash, $m
Cash, $m Operating cash flow 14 13 17 17 18 13 24 — 15 21 25 +5.3%
Capex (3) (14) (5) (4) (3) (4) (1) — (2) (1) (2) (10.9%)
Free cash flow 14 13 17 17 18 13 24 — 13 21 23 +4.8%
Balance, $m
Balance, $m Working capital — — — — — — — — (127) (45) (117) (64.6%)
Net debt 56 — 55 15 19 18 26 — (117) (136) (66) n/m
Shareholders’ equity 103 168 184 196 209 217 220 — 262 271 280 +11.3%
Returns, %
Returns, % ROA 1.97 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.88 0.80 1.13 (1.2) pt
ROIC 0.00 18.90 19.37 20.12 19.88 21.30 22.43 0.00 8.91 10.96 9.78 +11.0 pt
ROE 8.74 8.13 8.36 5.34 6.82 10.56 12.13 0.00 4.25 6.99 9.54 (1.8) pt
People
People Employees 135 — — — — — — — — 240 — +6.6%
Revenue/emp, $m 0.30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.58 — +7.7%
Negative figures in brackets.
estimates

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026 · fundamentals updated 26 Oct 2026

Princeton Bancorp, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
NEWT NewtekOne, Inc. $308.3M 4.8× 6.2× +14.68% (above 0%: growing) −9.43% (below 0%: shrinking) +18.31% (above 0%: growing) 100.00% 70.56% Compare
MYFW First Western Financial, Inc. $300.4M 14.1× 12.9× +0.29% (above 0%: growing) +84.85% (above 0%: growing) −26.07% (below 0%: shrinking) 57.81% 0.00% Compare
BPRN Princeton Bancorp, Inc. $299.7M 11.6× 11.2× −2.61% (below 0%: shrinking) +940.00% (above 0%: growing) −38.15% (below 0%: shrinking) 65.93% 0.00%
FUNC First United Corporation $295.0M 11.7× 10.8× +4.79% (above 0%: growing) +3.97% (above 0%: growing) +1,978.11% (above 0%: growing) 77.40% 0.00% Compare
FVCB Fvcbankcorp, Inc. $293.8M 10.9× 10.5× +9.18% (above 0%: growing) +19.35% (above 0%: growing) −23.59% (below 0%: shrinking) 64.10% 0.00% Compare
FNRN First Northern Community Bancorp $291.4M 13.1× — +2.07% (above 0%: growing) −12.99% (below 0%: shrinking) +31.66% (above 0%: growing) 83.16% 0.00% Compare
QNBC QNB Corp. $291.4M — (loss-making) — (loss-making) −74.89% (below 0%: shrinking) n/m +282.00% (above 0%: growing) (90.91%) 0.00% Compare
VABK Virginia National Bankshares Corporation $288.7M 11.6× 17.8× +24.86% (above 0%: growing) +110.13% (above 0%: growing) −47.94% (below 0%: shrinking) 77.48% 0.00% Compare
OVLY Oak Valley Bancorp (CA) $288.3M 12.1× — +4.45% (above 0%: growing) −8.82% (below 0%: shrinking) −20.28% (below 0%: shrinking) 85.32% 0.00% Compare
Median of peers $292.6M 11.7× 10.8× +4.62% +3.97% −0.98% 77.44% 0.00%

All 327 Banks Regional stocks →

Pay and ownership Proxy statement filed 26 March 2026

Chief executive’s pay

Year Total pay Actually paid $100 invested
2025 1.32m 1.59m 113.31
2024 1.44m 1.72m 112.33
2023 1.48m 2.00m 116.96

Ownership

Directors and executive officers, together 23.10%
Martin Tuchman3 11.50%
AllianceBernstein L.P. 8.40%
Andrew M. Chon 5.50%
BlackRock, Inc. 5.40%
Total pay is as the Summary Compensation Table states it; actually paid revalues the year’s share awards at its end, as the SEC’s pay-versus-performance rule asks. $100 invested is what $100 in the company’s shares at the start of the earliest year shown was worth at each year’s end. Ownership is the proxy’s own table: the directors and officers as a group, and every holder of 5% or more. Read the proxy statement

Princeton Bancorp, Inc. (BPRN) Latest News

28 Oct

Impact 4 · · Zacks
Impact 3 · · Zacks
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Impact 3 · · Business Wire

23 Jul

Impact 3 ·
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6 May

Impact 3 · · Simply Wall St.

23 Apr

Impact 4 · · Zacks
Impact 4 · · Zacks
Impact 4 · · Business Wire

14 Feb

Impact 4 · · Simply Wall St.

29 Jan

Impact 4 · · Associated Press Finance
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Impact 3 · · Zacks

5 Dec

Impact 4 · · Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.Simply Wall St.

2 Nov

Impact 3 · · Simply Wall St.

31 Oct

Impact 4 · · Simply Wall St.Associated Press FinanceZacksSimply Wall St.

29 Oct

Impact 4 · · ZacksAssociated Press FinanceZacks
Impact 4 · · PR Newswire
Impact 3 · · PR Newswire
Impact 3 · · Associated Press Finance

27 Oct

Impact 3 · · Zacks

14 Oct

Impact 3 · · ZacksZacks

13 Oct

Impact 3 · · Zacks

9 Oct

Impact 4 · · Zacks

7 Sep

Impact 3 · · Simply Wall St.

11 Aug

Impact 3 ·

25 Jul

Impact 3 · · Simply Wall St.

24 Jul

Impact 3 · · Zacks
Impact 3 · · Zacks
stockrow.com/BPRN · Data as of Oct 26, 2026 · For information only; not investment advice. · © 2026 stockrow.com