First United Corporation FUNC
- Market cap
- $279.5M
- P/E
- 11.2×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 8.82 | 13.00 | 14.75 | 15.45 | 10.74 | 15.30 | 16.18 | 12.56 | 19.17 | 24.66 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| 16.95 | 18.30 | 24.32 | 24.80 | 24.99 | 20.50 | 24.50 | 23.69 | 36.49 | 42.50 |
High Price
|
|||
| 356 | 363 | 356 | 319 | 319 | 303 | 336 | 338 | 291 | 343 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Revenue/Emp
|
|||
| 61 | 61 | 67 | 75 | 77 | 79 | 80 | 96 | 112 | 121 |
Revenue
|
|||
| 86.41% | 87.97% | 87.98% | 84.57% | 87.42% | 92.77% | 94.05% | 74.60% | 71.37% | 73.04% |
Gross Margin
|
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| 10 | 12 | 13 | 16 | 18 | 26 | 33 | 19 | 27 | 33 |
EBT
|
|||
| 16.63% | 19.93% | 19.91% | 22.04% | 23.17% | 33.30% | 41.23% | 20.37% | 24.35% | 26.79% |
EBT Margin
|
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| 7 | 5 | 11 | 13 | 14 | 20 | 25 | 15 | 21 | 25 |
Net Income
|
|||
| 2 | 2 | 2 | 3 | 2 | 1 | 3 | 4 | 3 | 2 |
Depreciation
|
|||
| 9.66 | 8.84 | 9.53 | 10.52 | 10.96 | 11.77 | 12.10 | 14.30 | 17.13 | 18.71 |
Revenue/Sh
|
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| 0.84 | 0.58 | 1.51 | 1.85 | 2.04 | 2.95 | 3.77 | 2.25 | 3.15 | 3.78 |
Earnings/Sh
|
|||
| 1.83 | 1.86 | 2.58 | 2.31 | 2.31 | 2.98 | 3.99 | 3.36 | 3.41 | 2.99 |
Cash Flow/Sh
|
|||
| (0.58) | (0.81) | (1.34) | (0.56) | (0.23) | (0.16) | (0.50) | 0.11 | (0.29) | (0.61) |
Capex/Sh
|
|||
| 1.25 | 1.05 | 1.24 | 1.75 | 2.08 | 2.82 | 3.50 | 3.47 | 3.12 | 2.37 |
Free CF/Sh
|
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| 18.15 | 15.64 | 16.54 | 17.74 | 18.71 | 21.15 | 22.83 | 24.21 | 27.47 | 31.38 |
Book Value/Sh
|
|||
| 6 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 6 |
Shares
|
|||
| 18.99 | 30.00 | 10.54 | 13.02 | 7.60 | 6.36 | 5.21 | 10.58 | 10.67 | 9.90 |
PE Ratio
|
|||
| 1.65 | 1.97 | 1.67 | 2.29 | 1.41 | 1.59 | 1.62 | 1.66 | 1.97 | 2.00 |
PS Ratio
|
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| 1.07 | 1.11 | 0.96 | 1.36 | 0.83 | 0.89 | 0.86 | 0.98 | 1.23 | 1.19 |
PB Ratio
|
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| 2.78 | 2.57 | 2.82 | 2.97 | 0.78 | 0.52 | 1.08 | 2.30 | 2.35 | 1.70 |
EV/Sales
|
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| 21.50 | 21.59 | 21.57 | 17.88 | 4.12 | 2.17 | 3.75 | 9.51 | 12.90 | 13.39 |
EV/FCF
|
|||
| 11 | 13 | 18 | 16 | 16 | 20 | 27 | 22 | 22 | 19 |
Op' Cash Flow
|
|||
| (4) | (6) | (9) | (4) | (2) | (1) | (3) | 1 | (2) | (4) |
Capex
|
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| 8 | 7 | 9 | 12 | 15 | 19 | 23 | 23 | 20 | 15 |
FCF
|
|||
| (106) | (119) | (125) | (106) | (172) | (276) | (290) | (150) | (92) | (102) |
Working Cap'
|
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| 132 | 121 | 101 | 101 | 101 | 31 | 31 | 111 | 121 | 96 |
Total Debt
|
|||
| 68 | 37 | 77 | 51 | (49) | (85) | (43) | 61 | 43 | (37) |
Net Debt
|
|||
| 114 | 108 | 117 | 126 | 131 | 142 | 152 | 162 | 179 | 204 |
Sh' Equity
|
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| 0.40% | 0.31% | 0.78% | 0.93% | 0.87% | 1.14% | 1.40% | 0.80% | 1.06% | 1.21% |
ROA
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| 3.45% | 5.24% | 4.32% | 5.82% | 13.47% | 28.79% | 19.13% | 5.46% | 7.67% | 12.18% |
ROIC
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| 5.70% | 4.01% | 9.46% | 10.81% | 10.77% | 14.49% | 17.06% | 9.60% | 12.06% | 12.80% |
ROE
|
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First United Corporation peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FNRN First Northern Community Bancorp | $280.0M | 12.5× | Compare |
| FRAF Franklin Financial Services Corp. | $280.1M | 11.4× | Compare |
| WNEB Western New England Bancorp | $278.0M | 16.6× | Compare |
| ATLO Ames National Corporation | $281.8M | 12.3× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| GBFH GBank Financial Holdings Inc. | $274.2M | 14.8× | Compare |
| ISBA Isabella Bank Corporation | $285.3M | 14.1× | Compare |
| OVLY Oak Valley Bancorp (CA) | $285.8M | 12.0× | Compare |
| NKSH National Bankshares, Inc. | $269.0M | 13.3× | Compare |
First United Corporation (FUNC) key facts
- First United Corporation (FUNC) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- First United Corporation’s revenue for fiscal 2025 (year ended December 2025) was $121.4 million, up 8.58% from fiscal 2024.
- As of September 25, 2026, FUNC traded at $43.29, a market capitalization of $279.5 million.
- First United Corporation pays an annual dividend of $0.80 per share, a yield of 3.63%, with a payout ratio of 20.1%.
- Return on equity was 12.8% and debt-to-equity 0.15.
First United Corporation (FUNC) Latest News
20 Jul
First United Corporation announced second quarter 2026 financial results. Quarterly earnings releases can move share price and near-term sentiment for FUNC.
23 Apr
First United Corporation (FUNC) positioned as new buy stock due to strong fundamentals, growth potential, and attractive valuation metrics. New buy recommendation highlights operational strengths likely to moderately boost investor sentiment and stock performance.
22 Apr
First United Corporation (NASDAQ:FUNC) merits investor attention today due to compelling fundamentals including high returns on equity, growing earnings, and undervaluation relative to peers. Analyst endorsement of strong ROE, earnings growth, and fair valuation likely enhances market sentiment and supports moderate financial performance improvements.
20 Apr
First United Corporation (FUNC) reported Q1 earnings and revenues that exceeded analyst estimates. Q1 earnings and revenue beats signal strong financial performance, likely boosting FUNC's stock price and investor sentiment significantly.
First United Corporation announced its first quarter 2026 financial results. Quarterly earnings announcements often drive significant shifts in stock price and market perception based on performance metrics.
12 Feb
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider buying activity. The article emphasizes the potential for growth and investment opportunities in FUNC, suggesting that the recent insider transactions may indicate confidence in the company's future performance. Investors are encouraged to consider FUNC as part of their portfolio in February 2026, given its favorable valuation and insider actions. Insider buying activity suggests confidence in the company's future, which may moderately influence market sentiment and performance.
11 Feb
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider buying activity. The article emphasizes the potential for growth in the company, driven by strategic initiatives and market positioning. Insider transactions suggest confidence in the company's future performance, making it an attractive option for investors seeking value in the small-cap sector. Insider buying activity indicates strong confidence in the company's future, suggesting significant potential for growth.
10 Feb
First United Corporation (FUNC) is highlighted as one of three undervalued small-cap stocks showing insider buying activity. The article emphasizes the potential for growth in FUNC, driven by its strong fundamentals and recent strategic initiatives. Insider purchases suggest confidence in the company's future performance, making it an attractive option for investors looking for undervalued opportunities in the market. Insider buying indicates confidence in the company's future, which may moderately influence market sentiment and performance.
9 Feb
First United Corporation (FUNC) has announced plans to acquire a strategic asset, which is expected to enhance its market position and operational capabilities. This move is part of a broader strategy to strengthen its financial performance and expand its service offerings. Analysts believe that the acquisition aligns with FUNC's growth objectives and could lead to increased shareholder value in the long term. The acquisition is a significant strategic move that could alter the company's trajectory and investor sentiment.
First United Corporation (FUNC) is highlighted as one of three undervalued small-cap stocks with recent insider buying activity, indicating potential confidence from executives in the company's future performance. The article suggests that such insider buying can be a positive signal for investors, as it may reflect management's belief in the company's growth prospects. The analysis emphasizes the importance of monitoring insider transactions as a gauge of market sentiment and potential investment opportunities. Insider buying can indicate management confidence, which may moderately influence investor sentiment and stock performance.
5 Feb
First United Corporation (FUNC) is highlighted as a strong investment choice due to its solid financial performance, strategic growth initiatives, and commitment to enhancing shareholder value. The company has demonstrated resilience in a competitive banking environment, with a focus on expanding its services and improving customer experience. Analysts suggest that FUNC's proactive approach to market challenges positions it well for future success, making it an appealing option for investors seeking stability and growth. Significant strategic growth initiatives and strong financial performance are likely to impact the company's future positively.
4 Feb
First United Corporation (FUNC) reported Q4 earnings and revenues that exceeded analysts' estimates, showcasing strong financial performance. The results reflect effective management strategies and a solid operational framework, contributing to positive investor sentiment. The company continues to demonstrate resilience in a competitive market, positioning itself favorably for future growth. Earnings and revenue exceeding estimates indicate significant operational strength and potential for future growth.
First United Corporation (FUNC) reported its financial results for the fourth quarter of 2025, highlighting key metrics such as revenue, net income, and earnings per share. The results indicate a positive trend in financial performance compared to previous quarters, driven by increased loan demand and improved asset quality. Management expressed optimism about future growth prospects and strategic initiatives aimed at enhancing shareholder value. The financial results indicate significant improvements in performance and strategic initiatives that could alter the company's trajectory.
3 Feb
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider activity in February 2026. The article emphasizes the potential for growth and investment opportunities within the company, driven by recent insider transactions that suggest confidence in its future performance. Analysts are optimistic about FUNC's market position and financial health, indicating that the stock may be undervalued relative to its peers. Insider activity suggests confidence in the company's future, which may moderately influence market sentiment and performance.
2 Feb
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider activity in February 2026. The article identifies several regions where insider buying suggests confidence in the company's future performance. This trend may indicate potential growth opportunities and attract investor interest, positioning FUNC favorably in the market. Insider buying signals confidence but may have a limited overall effect on the company's trajectory.
30 Jan
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider buying activity in January 2026. This trend suggests confidence from company executives in the stock's future performance, potentially indicating a positive outlook for investors. The article emphasizes the significance of insider actions as a signal for market sentiment and investment opportunities in small-cap stocks. Insider buying activity may influence investor sentiment and market perception, but its overall impact on FUNC's trajectory is expected to be limited.
29 Jan
First United Corporation (FUNC) is highlighted as one of the top undervalued small-cap stocks for January 2026, with notable insider buying activity. The article emphasizes the potential for growth in various regions, suggesting that the company's current valuation may not reflect its true worth. Investors are encouraged to consider FUNC as a promising opportunity amidst broader market trends. Insider buying activity indicates confidence in the company's future, but overall market conditions may limit the impact.
28 Jan
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock experiencing insider buying, indicating potential confidence from executives in the company's future performance. The article emphasizes the significance of insider transactions as a positive signal for investors, suggesting that such buying may lead to increased market interest and potential price appreciation. The focus on small-cap stocks with insider buying across various regions points to a broader trend in the market, where investors are encouraged to consider these opportunities for growth. Insider buying can positively influence investor sentiment and market performance, but its overall impact on FUNC's trajectory is expected to be limited.
27 Jan
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider activity, suggesting potential investment opportunities. The article emphasizes the importance of monitoring insider transactions as indicators of future performance and market sentiment. Investors are encouraged to consider FUNC among other small-cap stocks showing similar trends in January 2026. Insider activity can influence investor sentiment and market performance, but its overall effect on FUNC's trajectory is expected to be limited.
26 Jan
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider activity in January 2026. The article explores the implications of this insider trading, suggesting potential growth opportunities for investors. It emphasizes the importance of monitoring insider transactions as a signal for future performance and market sentiment regarding FUNC. Insider activity may influence investor sentiment and indicate potential growth, but its overall effect on the company's trajectory is expected to be limited.
16 Jan
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider buying activity in January 2026. This trend suggests confidence from executives in the company's future performance, potentially indicating a positive outlook for investors. The article emphasizes the importance of insider actions as a signal for market sentiment and investment opportunities in small-cap stocks. Insider buying activity may influence investor sentiment and market perception, but its overall effect on FUNC's trajectory is expected to be limited.
14 Jan
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider buying activity. The article emphasizes the potential for growth and investment opportunities in the company, suggesting that the recent insider transactions may indicate confidence in FUNC's future performance. Investors are encouraged to consider this stock as part of their investment strategy, particularly in light of its current valuation and insider actions. Insider buying activity suggests confidence in the company's future, which may moderately influence market sentiment and performance.
13 Jan
First United Corporation (FUNC) is highlighted as one of three undervalued small-cap stocks experiencing insider buying, indicating potential confidence from executives in the company's future performance. The article emphasizes the significance of insider buying as a positive signal for investors, suggesting that these stocks may be undervalued in the current market. The focus on FUNC alongside other companies reflects a broader trend of insider activity across global markets, which could influence investor sentiment and market dynamics. Insider buying can indicate confidence in the company's future, potentially influencing market sentiment and performance.
11 Jan
First United Corporation (FUNC) has delivered impressive returns of 161% to its investors over the past five years, reflecting strong performance in the financial sector. The company's growth can be attributed to effective management strategies and favorable market conditions, positioning it well for future opportunities. Strong returns indicate significant investor confidence and potential for continued growth in the company's performance.
9 Jan
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider buying activity. The article emphasizes the potential for growth and investment opportunities in January 2026, suggesting that the company's current valuation may not reflect its true worth. Insider actions are often seen as a positive indicator of future performance, making FUNC a stock to watch for investors seeking undervalued assets. Insider buying activity indicates confidence in the company's future, which may moderately influence market sentiment and performance.
8 Jan
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider activity, suggesting potential growth opportunities. The article emphasizes the importance of monitoring such stocks in January 2026, as insider buying can indicate confidence in the company's future performance. Investors are encouraged to consider FUNC among other small-cap stocks showing similar trends. Insider activity may influence market sentiment and investor confidence, but its overall effect on FUNC's trajectory is expected to be limited.
7 Jan
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider activity, suggesting potential growth opportunities. The article emphasizes the importance of monitoring insider transactions as a signal of confidence in the company's future performance. Investors are encouraged to explore FUNC as part of their investment strategy in January 2026, given its favorable valuation and insider engagement. Insider activity indicates potential confidence in the company's future, but overall impact on performance is expected to be limited.
6 Jan
First United Corporation (FUNC) is highlighted as one of three undervalued small-cap stocks experiencing insider buying, indicating potential confidence from executives in the company's future performance. The article emphasizes the significance of insider buying as a positive signal for investors, suggesting that these stocks may be undervalued in the current market. The focus on small-cap stocks across various regions reflects a broader trend of seeking investment opportunities in lesser-known companies with growth potential. Insider buying can indicate confidence in the company's future, potentially influencing market sentiment and performance.
5 Jan
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider activity in January 2026. The article emphasizes the potential for growth and investment opportunities within FUNC, driven by recent insider transactions that suggest confidence in the company's future performance. Analysts are optimistic about the stock's valuation and its prospects in the current market environment. Insider activity often indicates strong confidence in a company's future, suggesting significant potential for market performance.
31 Dec
First United Corporation (FUNC) is highlighted as an undervalued small-cap stock with notable insider interest in December 2025. The article emphasizes the potential for growth in the company due to strategic positioning and market dynamics, suggesting that insider buying could indicate confidence in future performance. Investors are encouraged to consider FUNC as part of a broader strategy focused on undervalued stocks with insider activity. Insider interest may influence market sentiment and financial performance but is not expected to fundamentally alter the company's trajectory.