| Nov 25 | Feb 26 | May 26 | Aug 26 | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Buy | — | — | — | — | — | — | 1 | — | — | 1 | — | — |
| Sell | — | — | — | — | — | — | — | — | — | — | — | — |
| total | individual payouts | |
|---|---|---|
| 2027 | ‡‡‡ |
|
| 2026 | 1.00 |
—
—
—
|
| 2025 | 1.00 |
—
—
—
—
|
| 2024 | 1.00 |
—
—
—
—
|
| 2023 | 1.25 |
—
—
—
—
—
|
| 2022 | 0.98 |
—
—
—
—
|
| 2021 | 0.94 |
—
—
—
—
|
| 2020 | 0.92 |
—
—
—
—
|
| 2019 | 0.80 |
—
—
—
—
|
| 2018 | 0.64 |
—
—
—
—
|
| 2017 | 0.56 |
—
—
—
—
|
| 2016 | 0.51 |
—
—
—
—
|
| 2023 | 2024 | 2025 | Q'26 | |
|---|---|---|---|---|
| Cash | 30.45 | 137.30 | 225.30 | 279.64 |
| Receivables | — | — | — | — |
| Inventory | — | — | — | — |
| Other | — | — | — | — |
| 2,153.95 | 2,262.17 | 2,400.43 | 2,439.13 |
| 2023 | 2024 | 2025 | Q'26 | |
|---|---|---|---|---|
| Payables | 3,290.08 | 3,220.02 | 3,415.54 | 3,369.90 |
| ST’ Debt | — | — | — | — |
| Other | — | — | — | — |
| 3,341.94 | 3,244.42 | 3,441.52 | 3,392.59 |
| 10y | 5y | 3y | |
| Sales | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Cash Flow | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Earnings | ‡‡‡ | ‡‡‡ | ‡‡‡ |
| Book Value | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ |
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 46.63 | 45.51 | — | — |
—
|
| ’25 | 38.11 | 20.67 | 41.81 | (24.82) |
75.78
|
| ’24 | 36.90 | 4.58 | 39.21 | 39.23 |
119.91
|
| ’23 | 37.28 | 37.36 | 37.70 | 32.14 |
144.48
|
| ’22 | 33.34 | 34.52 | 36.30 | 36.79 |
140.95
|
| ’21 | 25.66 | 27.01 | 31.85 | 33.96 |
118.49
|
| ’20 | 28.50 | 26.81 | 26.96 | 25.92 |
108.19
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 1.09 | 12.17 | — | — |
—
|
| ’25 | 4.94 | 8.04 | 12.48 | 13.62 |
39.08
|
| ’24 | 4.33 | 3.45 | 9.88 | 10.71 |
28.37
|
| ’23 | 13.44 | 8.05 | 13.37 | 0.79 |
35.66
|
| ’22 | 11.48 | 8.13 | 19.34 | 16.33 |
55.28
|
| ’21 | 12.44 | 7.33 | 12.56 | 12.93 |
45.25
|
| ’20 | 9.53 | 20.10 | 1.69 | 9.53 |
40.85
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 0.92 | 11.85 | — | — |
—
|
| ’25 | 4.62 | 7.07 | 12.07 | 13.49 |
37.26
|
| ’24 | 4.17 | 3.36 | 9.79 | 10.55 |
27.87
|
| ’23 | 12.01 | 7.67 | 13.46 | 0.78 |
33.91
|
| ’22 | 11.35 | 7.91 | 18.94 | 14.82 |
53.01
|
| ’21 | 12.29 | 6.71 | 12.49 | 12.72 |
44.21
|
| ’20 | 9.38 | 20.01 | 1.16 | 9.32 |
39.86
|
| Mar | Jun | Sep | Dec | Year | |
|---|---|---|---|---|---|
| ’26 | 0.53 | 0.58 | — | — |
—
|
| ’25 | 0.30 | (0.53) | 0.47 | (2.49) |
(2.24)
|
| ’24 | 0.18 | (1.36) | 0.28 | 0.38 |
(0.52)
|
| ’23 | 0.59 | 0.28 | 0.33 | 0.04 |
1.24
|
| ’22 | 0.66 | 0.69 | 0.76 | 0.81 |
2.92
|
| ’21 | 0.66 | 0.71 | 0.35 | 0.61 |
2.30
|
| ’20 | 0.53 | 0.55 | 0.55 | 0.60 |
2.22
|
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡‡ | 29.88 | 12.89 | 14.11 | 19.14 | — | — | — |
Low Price
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 39.65 | 33.70 | 27.11 | 28.48 | — | — | — |
High Price
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 313 | 329 | 285 | 311 | — | — | — |
Employees
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 0.45 | 0.44 | 0.42 | 0.24 | — | — | — |
Revenue/Emp
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 140.95 | 144.48 | 119.91 | 75.78 | ‡‡‡‡‡ | ‡‡‡‡‡ | — |
Revenue
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 98.19% | 72.91% | 58.56% | 38.78% | — | — | — |
Gross Margin
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 63.51 | 26.04 | (13.83) | (52.48) | — | — | — |
EBT
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 45.06% | 18.02% | (11.54%) | (69.26%) | ‡‡‡ | ‡‡‡ | — |
EBT Margin
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 46.59 | 19.90 | (8.41) | (35.67) | ‡‡‡‡‡ | ‡‡‡‡‡ | — |
Net Income
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 12.39 | 10.35 | 4.98 | 2.87 | — | — | — |
Depreciation
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 8.85 | 9.02 | 7.47 | 4.75 | ‡‡‡‡‡ | ‡‡‡‡‡ | — |
Revenue/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡ | 2.93 | 1.24 | (0.52) | (2.24) | ‡‡‡‡‡ | ‡‡‡‡‡ | — |
Earnings/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡ | ‡‡‡‡‡ | 3.47 | 2.23 | 1.77 | 2.45 | — | — | — |
Cash Flow/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (0.14) | (0.11) | (0.03) | (0.11) | ‡‡‡ | ‡‡‡ | — |
Capex/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 3.33 | 2.12 | 1.74 | 2.34 | — | — | — |
Free CF/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 25.88 | 27.42 | 27.14 | 24.76 | — | — | — |
Book Value/Sh
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 15.92 | 16.01 | 16.04 | 15.94 | ‡‡‡‡‡ | ‡‡‡‡‡ | — |
Shares
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 11.10 | 17.66 | 0.00 | 0.00 | ‡‡‡‡ | ‡‡‡‡ | — |
PE Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 3.67 | 2.43 | 3.18 | 5.47 | ‡‡‡ | ‡‡‡ | — |
PS Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 1.26 | 0.80 | 0.88 | 1.05 | ‡‡‡ | ‡‡‡ | — |
PB Ratio
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 5.13 | 3.21 | 3.24 | 4.67 | ‡‡‡‡ | ‡‡‡‡ | — |
EV/Sales
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 13.65 | 13.69 | 13.92 | 9.51 | — | — | — |
EV/FCF
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 55.28 | 35.66 | 28.37 | 39.08 | ‡‡‡ | ‡‡‡ | — |
Op' Cash Flow
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (2.27) | (1.75) | (0.50) | (1.82) | — | — | — |
Capex
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 53.01 | 33.91 | 27.87 | 37.26 | — | — | — |
FCF
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | (1,513.92) | (1,187.99) | (982.25) | (1,041.09) | — | — | — |
Working Cap'
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 251.00 | — | — | 43.86 | — | — | — |
Total Debt
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 205.58 | (30.45) | (137.30) | (181.45) | — | — | — |
Net Debt
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 412.09 | 439.06 | 435.41 | 394.65 | — | — | — |
Sh' Equity
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 1.10% | 0.50% | (0.22%) | (0.94%) | — | — | — |
ROA
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 6.43% | 3.98% | (2.90%) | (15.38%) | — | — | — |
ROIC
|
| ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | ‡‡‡‡‡ | 10.80% | 4.67% | (1.92%) | (8.60%) | — | — | — |
ROE
|
Bank of Marin Bancorp (BMRC), a community bank in affluent Northern California, has shown resilient growth over the past decade with a 6.5% revenue CAGR, peaking at $46.6 million net income in 2022 before a sharp 2024 loss of $8.4 million amid rising rates and the 2023 SVB crisis fallout. Despite the plunge—EPS dropping to -$0.52 from $2.93—fundamentals like positive free cash flow ($1.74/share in 2024), rising book value ($27.14/share), and steady productivity remain supportive, with the stock now trading at decade-low multiples (PB 0.88x, PS 3.2x).
Analysts forecast a dramatic V-shaped rebound: net income swinging to $11.8 million in 2025, surging 217% to $37.5 million in 2026, and $41.1 million in 2027, powered by 20% revenue growth to $144 million and normalizing margins. EPS could hit $2.56 by 2027, driving ROE back to 13-14%, with price targets implying 6-21% upside (mean 11%) from recent closes.
This undervalued turnaround play, trading at a 20% discount to peers with 70% odds of 10%+ returns if projections hold, offers classic regional bank revival potential—monitor Q1 2025 earnings for the margin inflection that history shows lags stock gains by 3-6 months.
Keep track of companies that you follow and research.
Full access to our data with predictions and indicators that we calculate daily.
Full access to our screener with tons of custom values and customizable email notifications.
Excel export of financials and screeners you define and save.